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The high-temperature continuous meteorological departments in many places in Taiwan Province remind people to be careful against heat injury

  BEIJING, August 6 (Xinhua) According to Taiwan Province’s "United Daily News", the meteorological department of Taiwan Province released high-temperature information on the 6th, involving Taipei City, New Taipei City, Taoyuan City, Kaohsiung City, Yilan County and Hualien County, reminding people to avoid unnecessary outdoor activities, labor and sports, pay attention to sun protection, replenish more water and guard against heat injury.

  The meteorological department of Taiwan Province pointed out that due to the hot weather, around noon on the 6th, some areas in Taiwan Province, such as basins, mountainous areas and river valleys, showed high temperature orange or yellow signals, and there was a possibility of continuous high temperature of 36℃.

  Specifically, New Taipei City and Yilan County are high-temperature orange signals; Taoyuan City, Taipei City, Kaohsiung City and Hualien County are high temperature yellow signals.

  The meteorological department of Taiwan Province reminds people to avoid unnecessary outdoor activities, labor and sports, pay attention to sun protection, replenish more water and guard against heat injury. It is necessary to keep the room ventilated and cool. It is suggested to take measures to cool the human body or the environment, such as fanning or using ice packs to cool down. It is required to care for the elderly, children, chronic patients, obese people, drug users, vulnerable people, outdoor workers or athletes, and stay away from high temperature environment.

  On the 6 th, most parts of Taiwan Province were cloudy to sunny, and the temperature was high during the day; In the afternoon, there were some short-term thunderstorms in all parts of Taiwan Province, and there may be some heavy rain, and there were also some short-term showers in the western part of Taiwan Province from early morning to early morning.

The first press conference was held in the 20th press center of the Party to introduce the situation of implementing the new development concept, building a new development pattern and promoting high-

  Xinhua News Agency, Beijing, October 17th  

  On October 17th, Press Center for the 20th National Congress of the Communist Party of China held a press conference, inviting Zhao Chenxin, member and deputy director of the National Development and Reform Commission, Cong Liang, member of the National Development and Reform Commission, secretary and director of the State Grain and Material Reserve Bureau, and Ren Jingdong, member and deputy director of the National Energy Administration, to introduce the implementation of the new development concept, build a new development pattern, promote high-quality development, and comprehensively promote the great rejuvenation of the Chinese nation with Chinese modernization, and answer questions from reporters. Xinhua News Agency reporter Zhang Yuwei photo

  Theoretical innovation leads economic and social development and makes historic achievements.

  Zhao Chenxi introduced that since the 18 th National Congress of the Communist Party of China, China’s economic and social development has made historic achievements and undergone historic changes. From 2012 to 2021, China’s GDP increased from 53.9 trillion yuan to 114.4 trillion yuan, the proportion of China’s economy in the world economy increased from 11.3% to 18.5%, and the per capita GDP of China increased from 39,800 yuan to 81,000 yuan.

  He said that the historic leap of China’s economic strength and the extraordinary and extraordinary great achievements in economic construction were achieved against the background of severe and complicated international situation and various major risks and challenges. This is due to the steering of the Supreme Leader’s General Secretary and the scientific guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era.

  Zhao Chenxin said that the supreme leader’s economic thought insists on observing, grasping and leading the times with Marxism, and in the process of adapting to the new situation, solving new problems and coping with new challenges, it has continuously formed a series of theoretical achievements with distinctive times and creativity, which has made important original contributions to enriching and developing Marxist political economy. The supreme leader’s economic thought has pointed out the correct direction and provided fundamental follow-up for us to do a good job in economic work in the new era, to solve development problems, to enhance development momentum and to cultivate development advantages. At present, China has successfully achieved the goal of the first century of struggle, and is striding on a new journey to the goal of the second century of struggle in high spirits. We are closer, more confident and more capable of realizing the goal of the great rejuvenation of the Chinese nation than at any time in history.

  Firmly grasp the initiative of food security

  Food security is "the biggest in the country". When answering whether China can hold on to his rice bowl, Cong Liang said that China’s food security capability has been continuously improved. Since 2015, the grain output has remained above 1.3 trillion Jin for seven consecutive years. In 2021, the per capita grain output was 483.5 kg, even without considering the supplement of imports and abundant stocks, only the per capita grain output has exceeded the internationally recognized food security line of 400 kg; 900 million mu of high-standard farmland has been built, and the improved varieties of food crops have basically achieved full coverage; The grain circulation remained efficient and smooth, and the national standard warehouse was intact with a storage capacity of 700 million tons; Food emergency support is more powerful. There are 6,000 food emergency processing enterprises, 53,000 emergency supply outlets and 4,199 emergency storage and transportation enterprises, which are capable of coping with all kinds of major natural disasters and public emergencies.

  "In the future, we have the foundation, conditions, ability and confidence, and always firmly grasp the initiative of food security." Cong Liang said that the next step will be to increase the protection and construction of cultivated land and strictly observe the red line of 1.8 billion mu of cultivated land; Strengthen scientific and technological support such as modern seed industry, realize independent and controllable provenance, and improve the research and development and application level of agricultural machinery and equipment; Optimize the production layout and strengthen the construction of grain production functional areas; Strengthen the regulation of purchasing and storage, strengthen the coordinated guarantee of grain production, purchase, storage and marketing, improve the monitoring and early warning system, and maintain a reasonable reserve scale; Carry out food saving and impairment, and promote food saving and nutrition and health.

  Promote coordinated regional development and promote the construction of Guangdong-Hong Kong-Macao Greater Bay Area.

  Zhao Chenxin said that since the 18th National Congress of the Communist Party of China, China’s coordinated regional development has made historic achievements and undergone historic changes. The top-level design of Beijing-Tianjin-Hebei coordinated development has been completed. The Yangtze River Economic Belt insists on joint protection and does not engage in large-scale development, and the rectification of outstanding problems in the ecological environment is accelerated. The integrated development of the Yangtze River Delta presents a new atmosphere. The "1+N+X" planning system for ecological protection and high-quality development in the Yellow River Basin was accelerated. The relative gap in regional development continues to shrink. Special types of areas to achieve revitalization and development.

  Focusing on the next step of Guangdong-Hong Kong-Macao Greater Bay Area construction, Zhao Chenxin said that he will focus on key areas, with major cooperation platforms such as Hengqin, Qianhai, Nansha and Hetao as the guide, accelerate the construction of Greater Bay Area International Science and Technology Innovation Center, improve the "two corridors" and "two points" architecture system of Greater Bay Area International Science and Technology Innovation Center, promote the integrated development of Greater Bay Area market in an orderly manner, optimize and upgrade the functions of world-class airports and ports, and strengthen the co-construction and sharing of public services. We will fully support Hong Kong and Macao to deeply participate in the construction of Greater Bay Area, so that Hong Kong and Macao can gain broader development space and continuous development momentum from the overall situation of national development.

  Hold the bottom line of energy security

  In response to the reporter’s concern about energy security, Ren Jingdong said that he will hold the bottom line of energy security from three aspects.

  First, do a solid job in strengthening the foundation. Give full play to the ballast role of coal and the basic regulatory role of coal-fired power, vigorously enhance the exploration and development of oil and gas, and strive to achieve an annual comprehensive energy production capacity of more than 4.6 billion tons of standard coal in China by 2025. The second is to do a solid job of orderly substitution. Focusing on the long-term development needs, we will comprehensively build a clean energy supply system such as wind, light, water and nuclear power, solidly promote the construction of major hydropower and nuclear power projects, and make overall plans to promote the construction of large-scale wind power photovoltaic bases focusing on deserts, Gobi and desert areas. The third is to do a solid job in risk management and control. Establish and improve early warning mechanisms for coal, oil and gas, electricity supply and demand, continuously strengthen infrastructure construction such as emergency power supply and interconnection of pipe networks, solidly improve the level of regional mutual aid and multi-energy, and continuously strengthen the safe supply of energy in key areas and key time periods.

  Continuously improve the toughness and safety level of the industrial chain supply chain.

  In response to the question of how to maintain the safety and stability of China’s industrial chain supply chain, Zhao Chenxin said that around the continuous improvement of the resilience and safety level of China’s industrial chain supply chain, five key tasks are being continuously promoted: first, forging long boards to make up for shortcomings, second, stabilizing industrial production, third, optimizing industrial layout, fourth, deepening open cooperation, and fifth, strengthening risk prevention.

  In response to the reporter’s concern about the national reserve, Cong Liang said that China will speed up the construction of a national reserve system in line with the status of a big country, improve the national reserve system and mechanism, further enhance the reserve strength, give full play to the reserve function, and continuously improve the ability and level of preventing and resolving risk challenges.

  Promote high-level opening to the outside world.

  Focusing on the situation of foreign investment in China, Zhao Chenxin said that since the beginning of this year, under the overall background of repeated delays in the global epidemic, complicated and severe international situation and weak transnational investment, China has overcome multiple difficulties in attracting foreign investment and achieved remarkable results in increasing steadily and improving quality steadily. From January to August this year, China used 892.74 billion yuan of foreign capital, a year-on-year increase of 16.4% according to comparable caliber. Generally speaking, multinational companies have confidence in investing in China and are optimistic about the China market for a long time.

  "The door to China’s opening in the future will only grow bigger and bigger." He said that China will promote high-level opening-up, further strengthen the encouragement of foreign investment, further promote the landing of major foreign-funded projects, and further optimize its services to foreign-funded enterprises.

  Some people think that "taking the domestic big cycle as the main body" means that China has to make a big contraction in opening up. Zhao Chenxi emphasized that this understanding is wrong. Building a new development pattern is an open domestic and international double cycle, not a closed domestic single cycle. In the next step, China will focus on smoothing the national economic cycle, firmly implement the strategy of expanding domestic demand, continue to deepen reforms, break down institutional and institutional obstacles, accelerate the construction of a new open economic system at a higher level, and promote the smooth communication of domestic and international dual cycles.

  China’s economy will be consolidated and stabilized.

  When answering the question about the economic situation in China this year, Zhao Chenxin said that since the beginning of this year, China’s economy has fluctuated from month to month, but it has generally continued to recover its development trend. Judging from the current situation, the economy rebounded significantly in the third quarter.

  "There are difficulties and challenges in China’s economic operation, but it is more full of opportunities." He said that China has a population of more than 1.4 billion, the largest middle-income group in the world, and a huge market advantage. Together with a complete industrial system, a complete industrial chain and an increasingly modern infrastructure system, these basic conditions provide great opportunities and broad market space for the development of various enterprises. China’s economic recovery will be further consolidated.

  The three delegates also answered other questions raised by reporters. About 270 domestic and foreign journalists from more than 160 media attended the press conference. (Reporter Shen Cheng, Dai Xiaohe, An Bei)

The first batch of mutual insurance organizations in China landed for one year: each family explored different development models

  People’s Daily Online, Beijing, June 1 (Zhang Wenting) Mutual insurance is one of the most important forms in the insurance market in the world today, and its biggest feature is not to pursue profits, but to provide better insurance services for members. Now, this insurance model, which has matured abroad, has begun to try and explore in China. With the passage of time, China’s mutual insurance development model is also quietly changing.

  Mutual insurance has a long history, which originated earlier than joint-stock insurance. At present, it still occupies an important position in the international insurance market, especially in high-risk areas such as agriculture, fisheries and risk protection for low-and middle-income people. The so-called mutual insurance refers to the economic activities that the insured with the same risk protection needs handle insurance for themselves on the basis of equality, voluntariness and democratic management, with the purpose of helping each other and sharing risks.

  Continuous progress: the transition from zero to one, exploring different risk sharing models

  2017 is an important time node for mutual insurance to truly land in China. This year, the first batch of mutual insurance organizations in China, Zhonghui Property Mutual Insurance Company, Xinmei Life Mutual Insurance Company and Huiyou Construction Mutual Insurance Company (hereinafter referred to as Zhonghui Mutual, Huiyou Construction Company and Xinmei Mutual), were successively approved for opening. It was also this year that the practical exploration of mutual insurance in China officially set sail.

  At this moment in 2018, looking back on the changes in the past year, john young, the chairman of Xinmei Life Insurance Mutual Insurance Society, was quite impressed: "As the first mutual life insurance organization in China, this year has changed from zero to one, from system construction to product setting. Every step needs to put aside the shackles of traditional insurance and reflect the mutual assistance and mutual assistance characteristics of mutual insurance."

  Li Jing, the chairman of Zhonghui Property Mutual Insurance Co., Ltd., has the same feeling: "Mutual insurance is a new thing in China, and we have been thinking about how to cut into which segment and which scenarios are suitable. Keep looking for ‘ Member ownership, member public office and member sharing ’ The model suitable for the core concept of mutual insurance is what we have been doing. "

  Indeed, every mutual insurance organization is "crossing the river by feeling the stones", and each one has also established its own new model based on the characteristics of mutual insurance and mutual assistance and high risk protection, making it a useful supplement to China’s insurance market.

  As the first mutual life insurance organization, Xinmei Mutual has always focused on raising and health needs, and all its insurance products are mainly based on long-term protection. According to john young, in order to make members feel more involved in the operation and management of the organization, and at the same time to maximize the protection of the interests of members and customers, Xinmei created a "compensation jury" mechanism and a "member love rescue account" in the past year.

  "In Xinmei Mutual, when a member or customer is in danger, he should first apply to Xinmei for compensation. If the compensation conditions are met, he can get compensation quickly. If there is a dispute with Xinmei (not paying in full), the claimant can submit it to the" compensation jury "for consideration and take it as the final conclusion of whether to pay compensation or not. If a member fails to get a claim or still has a hard life after getting a claim, he can apply to Xinmei for assistance from the member’s love assistance account. " John young explained. Up to now, there have been four cases of compensation jury, and one person has been helped by love.

  Hu Han, general manager of Xinmei Mutual, also said that the attribute of mutual insurance is "mutual assistance and mutual assistance", but assistance is not the purpose. What Xinmei Mutual wants to do is to establish an orderly and virtuous circle of "self-help, mutual assistance and help" between members and customers.

  In addition, life insurance products in mutual insurance are also relatively affordable. According to the analysis of relevant experts, this is because the operating costs and risks of mutual insurance companies are lower than those of traditional commercial insurance companies, so their premium rate can also be lower than that of traditional insurance, while payout ratio is relatively higher. In addition, most of the profits will be returned in the form of dividends and giving away insurance, so the insured will benefit more.

  The development model of mutual benefit is aimed at the financing needs of closed upstream and downstream industrial chains and individual industrial and commercial households composed of small and medium-sized enterprises. For a long time, small and medium-sized enterprises have generally faced the problems of "difficult and expensive financing", and it is difficult to obtain loans from traditional financial institutions, and instead try to raise funds from online lending platforms or private channels, but the high annualized interest rate has exceeded the affordable range of small and medium-sized enterprises.

  According to Tang Ning, deputy general manager of Zhonghui Mutual, the reporter explained: "Zhonghui Mutual mainly serves small and medium-sized enterprises from the perspective of industrial chain. The upstream and downstream enterprises in the industrial chain share the same fate, and they are ignorant of every business link and risk feature in the industrial chain. It is precisely because of this strong relationship that every subject in the industrial chain will be bound by tangible contracts and intangible supervision. When good money can effectively expel bad money, the overall risk of the industrial chain can be effectively reduced, thus benefiting small and medium-sized enterprises in the industrial chain.

  "For example, ‘ Mutual insurance plan for financing guarantee of small and micro enterprises and individual operators ’ From the perspective of cash flow, based on the observation of the international trade industry, it provides financing services for the capital turnover needs of the upstream and downstream entities in the chain. " He said.

  Huiyou is special to each other, mainly engaged in liability insurance in the fields of housing, construction and engineering that are not common in the market. Yan Bo, the legal representative of Huiyou Mutual, said that Huiyou mutual focuses on units or individuals with homogeneous risk protection needs in the fields of housing and construction engineering? For services, the use of insurance mechanism for the whole process of risk management and control of construction projects.

  Distress: profit become a common problem of three mutual insurance companies.

  Although China’s mutual insurance organizations are moving towards a virtuous circle step by step, the road is still full of thorns. The 2017 annual report shows that profitability has become the biggest problem facing the three mutual insurance agencies.

  According to the annual reports disclosed by the three companies, in 2017, the insurance business income of Xinmei Mutual Insurance Agency, Zhonghui Mutual Insurance Agency and Huiyou Mutual Insurance Agency was 474 million yuan, 67.111 million yuan and 4.6531 million yuan respectively. While the insurance business is growing, the operating data is losing money, with losses of 187 million yuan, 60,585,400 yuan and 31,066,300 yuan respectively, with a total loss of about 278 million yuan.

  Different from joint-stock insurance companies, mutual insurance organizations have no shareholders and are jointly owned by all members, who participate in management and share the surplus. Because of this, the market pays special attention to its surplus distribution.

  Regarding the fact that Xinmei has not yet made a profit, john young said frankly that it has not yet made a profit due to the large investment in the initial stage of opening. However, the relevant measures for the distribution of members’ surplus, the Measures for the Administration of Owners’ Rights and Interests of Xinmei Life Mutual Insurance Social Workers, have been formulated. It is clear that when the accumulated profit of the company is higher than the sum of the principal and interest of the initial working capital, the surplus can be distributed to members, including but not limited to increasing the insured amount, reducing the premium or deducting the subsequent premium.

  The relevant person in charge of Zhonghui also said: "Under normal circumstances, newly established insurance institutions generally have a break-even cycle of three to five years. Zhonghui has just been established for one year and needs to invest resources in market expansion, team building, product research and development and model exploration. Therefore, the business scale and profitability in the first year are less comparable to those of mature insurance entities."

  Future tense: new technology promotes the faster development of mutual insurance

  At present, technologies such as the Internet, big data and cloud computing have revitalized the financial industry, and these new technologies are also important boosters for the development of mutual insurance in China.

  Li Xiaolin, Dean of the School of Insurance of the Central University of Finance and Economics, once wrote that in the past, mutual insurance targeted at homogeneous risk groups, and it was difficult for traditional mutual insurance institutions to explore homogeneous risk groups on a large scale due to the time and space distance. Nowadays, there is no need to return to the mode of acquaintance society to develop mutual insurance. The Internet naturally forms a channel, which greatly shortens the distance between people, reduces the information asymmetry caused by the distance between time and space, and quickly gathers people with homogeneous risk protection needs in a wider range, breaking through the scope and geographical restrictions of traditional mutual insurance and providing more convenient conditions for the development of mutual insurance.

  At the same time, mutual insurance institutions in the traditional sense have been criticized for the risks of opaque information and insider control, which will be well solved in the era of mobile internet. With the help of mobile Internet and social media, mutual insurance institutions can communicate with members continuously and in real time, and information disclosure can also be made known to members scattered around the country in the first time. Members can rely on the Internet to conveniently exercise their rights and fulfill their corresponding obligations. Furthermore, the sharing spirit of new technologies highlights the public welfare and good gathering nature of mutual insurance, which stems from the power of "mutual help and mutual assistance".

  At present, various mutual insurance agencies are also exploring the use of new technologies such as mobile internet, cloud computing, big data, artificial intelligence and blockchain to solve the problems encountered in the exploration of mutual insurance.

  John young said that at present, Xinmei Mutual is using ant blockchain technology to implement projects such as "Member Love Relief Account", "Claims File Room" and "Claims Review Group". This paper attempts to achieve decentralization and solve the trust problem through its algorithm and distributed technology architecture. Whether it is every fund transfer in the love rescue account or every claim case, it is written on the blockchain to ensure that the data is transparent and unchangeable and subject to the supervision of members. Among them, information including details of member donations, details of expenditure items, details of claims assistance cases, annual reports, etc. will also be disclosed to members simultaneously.

The fault of the Bureau of Land and Resources, the Housing and Urban-Rural Development Bureau, and the housing and construction department has made the residents carry the pot!

  CCTV News:I bought a house, but I couldn’t get a property right certificate and couldn’t prove that the house was my own. Such a strange thing happened to 144 households in Runchengjiayuan, Min County, Dingxi City, Gansu Province. Then, why can’t these 144 households apply for property rights certificates?

  Runcheng Jiayuan, located in the east of Min County, Gansu Province, was developed and constructed by Gansu Runyu Real Estate Development Group Company. There are 6 buildings in the residential area, among which buildings 1, 2 and 3 are multi-storey residential buildings facing the street, and buildings 5, 6 and 7 in the residential area are high-rise residential buildings with elevators. Most of the residents of these three high-rise residential buildings stayed around 2013 to 2014, and 144 of them bought houses with mortgage loans. At the beginning of check-in, when these 144 households wanted to apply for the property right certificate, the developer rejected them like this.

  Residents of Runchengjiayuan in Min County:It’s said that you mortgage houses, and you have to pay back the money before you can get a property right certificate. At that time, we didn’t know much about it, and we thought what others said was reasonable. We didn’t have enough money here, so we certainly wouldn’t give you anything. We thought it was reasonable.

  But in fact, according to the regulations, even households who buy houses with loans can apply for real estate certificates, but they need to be mortgaged in the bank after the documents are completed. So why do developers fabricate lies to deceive property buyers?

  Wang Ping, General Manager of Gansu Runyu Real Estate Development Group Company: To tell the truth, it’s just dragging on until the formalities are completed.

  So, what is the developer delaying? What are the procedures for the house that has been checked and accepted? Soon, users who bought a house in full and handled the property right certificate also found problems.

  Residents of Runchengjiayuan in Min County:There was a business resident who went to get a mortgage, saying that our house could not get a mortgage.

  After discovering the problem, the residents consulted the local authorities and got such an answer.

  Residents of Runchengjiayuan in Min County:It is said that these high-rise buildings in the back are also over-sized, and the developers there occupied more area when they developed.

  It turns out that about one-third of the land occupied by buildings 5, 6 and 7 has not obtained the legal land use right, so it is impossible to apply for the title certificate of immovable property.

  The problem of land license for over-occupying 5.9 mu of land

  It stands to reason that the state has strict regulations on the approval and use of land for commercial housing development. How is the land of Runcheng Jiayuan in Minxian County over-occupied? Is there any problem with the construction procedures of Runcheng Jiayuan? What’s wrong with this land? With one question after another, the reporter visited the relevant functional departments of Min County.

  After investigation, the reporter learned that the land where Runcheng Jiayuan is located was originally a yard used by Runyu Company, the developer of Runcheng Jiayuan, to pile up building materials. Developed by Minxian County in 2008, Runyu Company obtained the right to use this plot by auction, and obtained the land use certificate on October 31st of that year, with the right to use an area of 9,155.57 square meters, for the construction of residential quarters. However, in 2017, when the local real estate registration department measured the actual land, it was found that the area of Runcheng Jiayuan did not match the area of the land use certificate.

  Du Xiaozhong, Director of Min County Real Estate Registration Bureau:When surveying and mapping, we found that Runcheng Jiayuan occupied an area of over-occupied. The actual occupied area originally granted to Runyu Company was more than 7,000 square meters, but now it accounts for more than 10,000 square meters, an increase of more than 3,900 square meters, that is, 5.9 mu.

  The reporter saw on a drawing of surveying and mapping Runcheng Jiayuan in July 2018 that the actual area of this community with legal use right was 7,637.64 square meters, which was inconsistent with the 9,155.57 square meters on the land certificate obtained by Runyu Company after it obtained the land use right. Why did the land area with the right to use shrink?

  Hou Shaoping, Director of Minxian Real Estate Registration Center:In the process of development, a Minzhou East Road was planned in the county. At that time, when it was sold to Runyu Company, the boundary of the land was almost two or three meters away from the riverside. Finally, Runyu Company gave in when the county gave in to reunification. This map appeared after the concession, with an area of 7637, nearly 1500 square meters less than the original.

  According to the Land Administration Law of the People’s Republic of China, the state may expropriate or requisition land and make compensation for it in the public interest.

  Xie Xiaozhong, Director of the Housing and Urban-Rural Development Bureau of Min County:Transfer of land has to be handled according to transfer, either monetary resettlement or compensation for land.

  However, Runyu Company did not ask for compensation after letting out the land that it had obtained the right to use.

  Wang Ping, General Manager of Gansu Runyu Real Estate Development Group Company:No, we didn’t ask for it either. It is also appropriate for us to build a house and build a road ahead. After the road was completed, my building couldn’t be built, so I took part in the place of Taozhu cun.

  Runyu Real Estate Development Group Co., Ltd. said that after giving up the construction land of Minzhou East Road, the construction of Runcheng Jiayuan Community moved eastward as a whole, but there was still not enough land for the construction of Buildings 5, 6 and 7, so it illegally occupied the collectively owned land without the right to use it.

  In the investigation, the reporter found that the reason for illegal land occupation is not only the construction of public roads, but also the problems in the construction approval procedures of this community. In Minxian Housing and Urban-Rural Development Bureau, the reporter saw the earliest design drawings of this community. This drawing, which was drawn in August 2008, indicated that the design area of Runcheng Jiayuan was 11,971 square meters. On December 24, 2008, the then Minxian Urban-Rural Development Bureau issued a construction land planning permit for the project construction, and the permit showed that the project land area was also 11,971 square meters. Then, at that time, the developer only got the land use right of 9155.57 square meters. Why did it increase by 2816 square meters in the design drawings?

  Xie Xiaozhong, Director of the Housing and Urban-Rural Development Bureau of Min County:We issue land use planning permits on the basis of two things, a certificate from the Land and Resources Bureau and a land certificate, which add up to exactly 11,971 square meters.

  The reporter found that the basis for proving that Runyu Real Estate Development Group Company can own the land use right of 2,816 square meters more comes from a memo stamped with the official seal of Minxian Land and Resources Bureau, which shows that the land certificate of 2,816 square meters is being processed. At that time, Min County Urban and Rural Construction Bureau issued a construction land planning permit based on this note.

  Reporter:What are the legal documents recognized in the land use planning permit?

  Xie Xiaozhong, Director of the Housing and Urban-Rural Development Bureau of Min County:Land transfer contract, if he used to have his original land certificate, we will use his land certificate. If it is new land, it will definitely be obtained through transfer. He should have a land transfer contract.

  Reporter:Is it legal for the Bureau of Land and Resources to give you a stamped note, strictly speaking?

  Xie Xiaozhong, Director of the Housing and Urban-Rural Development Bureau of Min County:Strictly speaking, this should be illegal. In order to speed up the progress of this project, we have issued this certificate.

  Due to the institutional reform, the functions of the former Minxian Land and Resources Bureau have been merged into the current Minxian Natural Resources Bureau, and the deposit of this memo has been lost, and the handlers cannot confirm it. In this way, Runyu Real Estate Development Group Company obtained a land use planning permit of 11,971 square meters with a land use certificate of 9,155.57 square meters and a "land certificate of 2,816 square meters is being processed", of which 9,155.57 square meters was occupied by urban road construction of 1,500 square meters. When the project was completed, there was no verification of the actual occupied land in the acceptance project of the housing and construction department, so 144 households were unable to apply for the property right certificate.

  The developer has begun to pay the land transfer fee.

  After finding the cause of the problem, we should start to solve it. What should be done with the land occupied by developers? When can 144 households get the property right certificate? Because the land occupied by Runcheng Jiayuan belongs to the collective, and according to Article 9 of People’s Republic of China (PRC) Urban Real Estate Management Law, the land owned by the collective in the urban planning area can be transferred to the state-owned land with compensation only after it is requisitioned according to law.

  Du Xiaozhong, Director of Min County Real Estate Registration Bureau:The imperfect over-occupied area, 5.9 mu, was first submitted for approval, and it was submitted for approval from the collective construction land to the state-owned construction land.

  The reporter saw that the Dingxi Municipal People’s Government’s land requisition document showed that the collective land of Taozhu cun, which was occupied by Runcheng Family Garden, was agreed to be expropriated as state-owned land, and the nature of the land was changed, making it suitable for real estate use. However, because the real estate land belongs to the business land, if you want to pay the transfer fee, you must also openly sell it by bidding, auction and hanging, and you can’t directly sell the land to Runyu Real Estate Development Group by paying the land transfer fee.

  In order to solve the problems related to real estate registration in the county, in June 2019, the Minxian People’s Government issued the Opinions on Handling the Problems Left over from the Unified Registration of Real Estate in Minxian County, and in October, the Gansu Provincial Department of Natural Resources also issued the Notice on Supervising the Work of Resolving the Problems Left over from the Registration of Real Estate, which provided a policy basis for solving the problems. The problem of real estate registration can be solved by paying back the land transfer fee. Just when the policy problems were solved, the developers did not show the enthusiasm to solve the problems.

  Wang Ping, General Manager of Gansu Runyu Real Estate Development Group Company:No money? Enterprises are in trouble, and this year is depressed. Thinking of putting it off until next year.

  On December 1st, the media reported the troubles of Runcheng Jiayuan’s residents. The next day, Runyu Real Estate Development Group paid back 3.57 million yuan of land gold and 109,000 yuan of taxes. On the afternoon of December 2, when we were interviewing in the residents’ home, the residents received a phone call informing them to apply for a permit.

  Staff of Runyu Real Estate Development Group Company:You can do it now. If you are in a hurry, you can do it in the lobby of the Real Estate Bureau.

  The reporter also saw in the government affairs hall of Minxian County that some households in Runcheng Jiayuan are handling real estate warrants.

  At present, the property right certificates of residents in buildings 5, 6 and 7 of Runcheng Jiayuan are being processed. As of December 5, 42 households have processed the property right certificates that should have been legally processed long ago.

The business in Nanning’s old city is crazy, and there is also a new project hidden in Jianzheng Road!

In recent years, the pace of urban renewal has accelerated, and various urban areas in Nanning have continued to promote the transformation of the old city. According to the "Nanning Key Promotion Urban Renewal and Reconstruction Project Plan in 2021", the whole city will focus on promoting45 urban renewal and transformation project plans, updated area (occupied area)21434.276 mu, mainly involvingQingxiu District, Xixiangtang District, Jiangnan District and Xingning DistrictWaiting for the central city.

In the context of urban renewal, many traditional business districts in Nanning are welcoming new forces to further promote the rejuvenation and upgrading of the old city.

According to the statistics of Yingshang. com, in 2022, the old towns such as Xixiangtang District, Jiangnan District and Xingning District will be ushered in.Nanning Zhongshan Road Wanxianghui, Longhu Zhichuang Life Nanning Shengxi Chaoyangli, Nanning Blue Whale World, Anji ShengtianhuiAnd other brand-new commercial projects, bringing in total255,000 square metersBusiness increment. (Click to learn about 16 new projects to be opened in Guangxi in 2022)

Some small projects below 30,000 ㎡ are also making efforts to "bring forth the old and bring forth the new". For example,Wanguo plazaHas been rebuilt,Sanjieliang Lane (Phase 2)It will also open the street as a whole during May Day this year.

Recently, Yingshang.com was further informed that it is regarded as a "gourmet paradise" in the hearts of Nanning people.Jianzheng roadA brand-new commercial project is also brewing-China-Dongmeng Movie and Television Performing Arts Center.

How to create a new business in the "food paradise" after the transformation of the former site of the experimental cinema?

Speaking of the night market food street, many "old Nanning" will think of it in unison.Jianzheng road. From roll powder to fruit fishing, from soybean milk fritters to snail duck feet … There are many traditional snacks here, which have gradually becomeNanning Food Network Hong Punch Place.

China-Dongmeng Movie and Television Performing Arts Centerbe locatedIntersection of Jianzheng Road and Jianzheng South Road, formerly known asExperimental cinema former site, the project will span the night market street of Jianzheng Road, byDevelopment and Construction of Guangxi Cultural Industry Group Co., Ltd..

From the location point of view, there are Yuanhu North Road, Jianzheng Road, Minzhu Road, Dongge Road, Sixian Road and Gucheng Road around the project.Municipal road, but also brought together many.Organ unit dormitory community.

It is reported that,The project is divided into two phases.The total construction area is about.42,000m2It will be built into a China-ASEAN cultural and artistic exchange and cooperation, ASEAN language film and television translation and performance, cultural and creative industry incubation, and cultural leisure and entertainment facilities.Cultural and commercial complex.

Among them, the construction area of the first phase of the project is about18,000 square meters, will lay out medium-sized and fashionable catering mainly for parties, and introduce cultural offices, cultural and creative theme hotels and other formats.It is expected to open in 2022.;

The construction area of the second phase of the project is about24,000m2, will introduce cinemas, cultural restaurants, folk catering and other formats. At present,Investment promotion is in progress..

Based on the current business situation that Jianzheng Road is dominated by traditional snacks, the business form tends to be old, and there are few fashionable restaurants suitable for family consumption, the project will aim atParty, entertainmentSuch as demand, fill the corresponding market gap.

fromFormat planning of the first phase of the projectLook at it:

1F will follow the traditional characteristics of Jianzheng Road and introduceBrand image shop, snacks, drinksAnd other formats, while buildingLeisure street, layoutRetail, light cateringFormat, and form interconnection with the second phase of the project;

2F will beYoung and fashionable Chinese and western catering formatsGive priority to;

3F part of the format will be used as a supporting business banquet of the hotel, and at the same time meet the needs of surrounding customers for dinner, mainly introducingHunan cuisine, Guangxi cuisine and other local cuisines.; The other part will be introducedSichuan style hot pot, Thai foodDenggengYounger catering;

4F Plan music bars, fashion restaurants, etc."night economy" format.

Zhongshan Road, Sanjie Liangxiang and other areas further rejuvenate the old city to meet the "commercial outbreak"

At the same time, Yingshang. com is also concerned that many commercial projects located in the old reform area of Nanning will also enter the market this year, injecting new vitality into the business of the old city.

On the one hand, more enterprises "join" the old city of Nanning.

Deeply cultivated in Nanning for many yearsVanguard Wanxiang Life, officially extended its tentacles to the old city of Nanning. Vientiane Meeting on Zhongshan Road in Nanning, which will be opened in April this year, is the second Vientiane Meeting in Nanning.

The project is adjacent to Zhongshan Road, another well-known traditional food street in Nanning. In the future, the collision between the old and the new "traditional food street" and "landscape block +Mall" will undoubtedly bring a richer level of business experience in this area.

Longhu zhichuang lifeIn the old renovation area of Nanning Railway Station, it brought its first light asset commercial project in Guangxi-Longhu Zhichuang Life Nanning Shengxi Chaoyangli.

On the other hand, some well-known projects have also started a new life cycle.

Selected as "the first batch of national tourist and leisure blocks"Sanjieliang lane, will usher in the overall appearance of the second phase of the project during May Day this year;Wanguo plazaIt was also reopened this year.

Wanguo plaza

Opening time:In 2022

Commercial area:About 8000m2

Project address:No.113 Minsheng Road, Xingning District, Nanning

Wanguo plazawhatRe-opening this year, this isJian fa Shang GuanIn NanningThe first boutique commercial project with a commercial volume of about 8000m2..

Wanguo Square"chaoqu MAX"For positioning, based onArchitectural characteristics of arcade in the Republic of China, creating an immersive space scene such as an open panoramic sky garden and a characteristic online celebrity corridor, and making efforts to introduce it.Chaoliu online celebrity Store, Creative Catering, Leisure and Entertainment.And other formats to create a business atmosphere of retro trend integration.

Anchor storeGuangxi’s first Li Ning flagship shopIt opened on January 1st this year, and the store area is.Over 3200m2, coveringLi ning quan pin lei,On the first day of opening, it became the national store sales champion in one fell swoop..

Nanning Zhongshan Road Wanxianghui

Proposed opening time:April 2022

Commercial area:About 40,000 square meters

Some resident brands:Millet House, LEGO, Champion, Keming Ice House, gather together hot pot, etc.

Project address:No.229 Zhongshan Road, Xingning District, Nanning

Following the opening of the first Vientiane Meeting in Nanning-Wuxiang Vientiane Meeting on September 5 last year,Nanning tower 2 wanxianghui-Vientiane Meeting of Zhongshan Road in Nanning is coming soon.It opened in April 2022..

Wanxianghui, Zhongshan Road, Nanning is located in the center of Nanning."Chaoyang business district"Adjacent toZhongshan Road Food Night Market Old Street with a long history, with a total construction area of about.40,000 square meters.

The project will undertake the humanistic vein of Zhongshan Road, rejuvenate the commercial ecology of the old street, and strive to build"Young Power Social Field"For positioning"Landscape Block +Mall" Leisure Shopping Space, including fashion experience, sports and leisure, digital technology, online celebrity catering, special snacks and other diversified formats.

According to the project, at present,The signing rate of investment promotion has reached 100%Introduced Xiaomi Home’s national flagship store, LEGO (the first in the region), Champion (the first in the region), Keming Ice Room (the first in Guangxi), and Puju (the first in the region).There are about 50 first-time brands in the region.

Sanjieliang Lane (Phase 2)

Proposed opening time:May 2022

Commercial area:About 22,600 square meters.

Project address:East to Xingning Road, south to Minsheng Road, west to Jiefang Road and north to Xiguan Road.

Sanjieliang laneIt is the first cultural tourism project in Nanning dedicated to creating a distinctive historical and cultural feature of old Nanning. It is also the first batch of national night culture and tourism consumption gathering areas and the first batch of national tourism and leisure blocks.

The first phase of the project was opened in December 2018.the second phaseWill also be this yearOverall appearance during May Day..

It is reported that the total commercial construction area of the second phase of Sanjie Liangxiang is about22,600 square meters, composed of three plots, will be built intoEnjoy the entertainment area, the fireworks area,? Guifengwu districtThe three major theme areas introduce special catering, bar entertainment, cultural and creative leisure, hotels, parent-child interaction and other formats.

Meanwhile, the project will alsorestoreThe West Gate and People’s Theatre were built in antique city gates, and the Xinhua Street water tower, Xinhui Academy, Hunan and Hubei Guild Hall and the former site of Nanning Chamber of Commerce were repaired.ashes. Among them,Cangximen and Xinhua Street water tower areas have been completed and opened on New Year’s Day this year..

Longhu Zhichuang Life Nanning Shengxi Chaoyang Li

Proposed opening time:The third quarter of 2022

Commercial area:About 60,000 square meters

Some resident brands:Bona International Studios, Starbucks, Tea Extractor, KFC, etc.

Project address:No.80 Chaoyang Road, Xingning District, Nanning

Located in the old reform area of the railway stationLonghu Zhichuang Life Nanning Shengxi Chaoyang Li, expected inEnter the market in the third quarter of 2022.. (Click to go directly to the project spoiler site? )

It is reported that this is Longhu Zhichuang living in Guangxi.The first light asset business project, the total quantity is about60 thousand m?The project is based on"Young and energetic trend culture business destination"For positioning, the first store, concept store and designer brand will be introduced, and new retail/boutique supermarkets, fun trends, fashion boutiques, glamorous women, exotic restaurants+factional cuisine and Lohas vision will be laid out.Six major theme formats.

At present, there areBona International Studios, Starbucks, Tea Extractor, KFC and other brands have settled in..

On the space scene, the project willBlend tradition with trend.Not only integrated into Guangxi’s uniqueZhuang brocade element, will also buildFeature punching theme space, presenting a dynamic and unique commercial space of trendy culture.

-Conclusion-

With the continuous advancement of the old urban reform, Nanning’s traditional business district is constantly striving for breakthroughs in changes and gradually taking on a new look. What impact and changes will these new projects bring to Nanning? Win business network will continue to pay attention.

(Editor: Yue Quan HN152)

Sprint for the college entrance examination and give candidates a "preparation book"

On April 18th, senior three students from No.55 Middle School in Tianjin resumed classes and began to review and sprint. Photo by Shen Yue/Bright Picture

In 2022, the college entrance examination enrollment is about to begin, and more than 10 million candidates are about to usher in a life test that belongs to them.

Compared with previous years, the college entrance examination has changed steadily this year.

The college entrance examination in Shanghai was postponed. The national college entrance examination in 2022 will be held from June 7th to 8th. However, due to the need of epidemic prevention and control in COVID-19, the unified entrance examination for the autumn college entrance examination was postponed to July 7-9.

The enrollment plan has been adjusted. The enrollment scale of the "Strong Foundation Plan" continues to expand, adding three pilot universities, namely Northeastern University, Hunan University and Northwest A&F University, and continuing to increase the enrollment inclination for the central and western regions and rural areas, so as to promote the fairness of admission opportunities for higher education.

Enrollment majors have increased. In 2022, a total of 38 colleges and universities passed the examination and approval of new majors, adding 31 undergraduate majors, covering nine disciplines such as economics, law, education, engineering, agriculture and management. Among them, intelligent transportation engineering, intelligent marine technology, intelligent forestry and intelligent water conservancy were set up for the first time in universities across the country.

Comprehensive reform continued to advance. Three batches of new college entrance examination provinces have strengthened the coordination of reform, promoted the organic connection of all aspects of examination, teaching, evaluation and recruitment, further optimized the requirements of examination subjects and the multiple admission mode of "two bases and one reference" comprehensive evaluation, and improved the vocational college entrance examination system of "cultural quality+vocational skills".

The content of the exam continued to improve. The proposition is more flexible, strengthen the examination of students’ key ability and subject accomplishment, optimize the presentation of test questions, and guide to reduce rote memorization and "mechanical brushing" phenomenon.

What remains unchanged, however, is that the candidates study hard for the exam and face the challenge firmly … In the sprint stage before the exam, the reporter invited the famous teachers to give them a few more words to talk about the main points and precautions of the final review, so that the candidates can go into battle easily and take the exam calmly.

The dictation of famous sentences has entered the best review stage.

Chinese: Establishing the Consciousness of "Text is King"

Liu Buming, a special teacher in Shanxi Province:

In the final review sprint stage, candidates should conduct an inventory and self-test on Chinese knowledge, ability, accomplishment and their corresponding examination points, make a good list, make a comprehensive evaluation, and be aware of it. According to the immediacy of memory, dictation of famous sentences has entered the best review stage, so we should grasp the golden age and strengthen relevant training. The examination of Chinese ability ultimately comes down to the examination of reading and writing ability. In reading ability, perception and comprehension, analysis and synthesis, appreciation and evaluation are the most important. Although the types of texts vary widely, the ways to interpret texts are different, and the truth about language feelings is basically the same. It is necessary to master the regular things, understand the intention of the proposition, understand the interference, know the secret of scoring, clarify the relationship and function between the plot, environment, characters and theme of the novel, explore the artistic conception of prose and the combination of reality and fiction, and recognize the essence and key of language expression. Writing ability mainly includes observation, thinking and expression. No matter what style of writing and what writing topic you face, the basic requirements for topic examination, conception, materials, structure and expression are the same. It is advisable to preset types of ideas and optimize writing design.

In order to find the basis for the formation of the answers to some subjective questions, candidates must establish the consciousness of "text is king", that is, the maternal consciousness, return to the text, select and combine and refine, and form an ideal answer. To write short answer questions, you must have a sense of the main points, the main points are in the front, and then briefly describe them; The arrangement of the main points should be separated, arranged smoothly and fastened tightly. For multiple-choice questions with frequent misjudgments, we should complete our knowledge, adjust our thinking, form strategies and reduce mistakes.

Guarantee the score of basic questions

Mathematics: reducing difficult problems before exams.

Zhuang Ganling, Director of Mathematics Teaching and Research Section of high school attached to northeast normal university:

The score of objective questions in mathematics test paper is large, and a mistake in basic questions will have a great influence on the results. Correcting the questions is the key factor for the success of the exam. Therefore, first of all, we must ensure the score of basic questions. Do a good job of combing the context of knowledge and eliminate the blind spots of knowledge and methods. Some contents are relatively independent in the knowledge system of senior high school mathematics, and have little connection with other knowledge, so it will be difficult to answer questions because of unfamiliarity in the exam, such as complex numbers, formulas of table area and volume in solid geometry, etc., which should be paid special attention to and reviewed. Some concepts are easy to be confused, such as abstract expressions of compound functions, so we should return to the teaching materials, sort out the basic contents and understand them accurately.

Secondly, improve the ability to answer intermediate difficult questions. Repeated simulation training or special training is the main means to do this kind of problem well. If the content and method are familiar and the structure is clear, you can change from "can know" to "must know". For example, if the problem is based on the nature of function, it is required to master the corresponding relationship between symbols, characters and graphics, and to put forward the ability of symbol representation and relationship analysis. Therefore, candidates should do more targeted exercises, analyze problems from different angles, compare the characteristics of different methods, and determine the general method that suits them.

Finally, the solution to the problem. This kind of examination questions have higher requirements for the comprehensive ability to solve problems. Candidates should determine their problem-solving ability according to their usual test situation and face the review of such problems reasonably. Generally speaking, because the input-output ratio is not high, it is easy to shake confidence if you don’t do it well. It is recommended that the general candidates reduce the practice of such problems before the exam.

Take most basic and intermediate questions slowly and steadily.

English: Reorganization of Main Grammatical Contents

Liuli, a foreign language teacher in the Second High School Attached to Beijing Normal University:

The English test questions in NMET pay great attention to the basics and attach importance to the examination of language foundation, core knowledge and basic skills. Therefore, before the exam, the focus of review should return to the core knowledge of the subject, and most of the basic and intermediate questions should be steadily scored. In terms of vocabulary, we can review the glossary in the appendix of Curriculum Standard, ensure a good understanding of the main vocabulary, and memorize the verb past tense and past participle in the irregular verb list again. Grammar, we can use mind map to reorganize the main grammatical content, such as verb tense voice, non-predicate, three major clauses and other knowledge frames, to ensure that we are clear about the core system and key knowledge of grammar.

Through "redoing good questions" and "doing wrong questions again", we can not only check and fill gaps in knowledge points, but also reflect on the knowledge, strategies and methods used in the process of doing problems, and add similar exercises as consolidation to plug the "loopholes" in knowledge and ability. At the same time, in view of the comprehensive and applied characteristics of the college entrance examination questions, it is necessary to summarize the key questions and the content of the common examination, and strive to form a systematic knowledge framework and answering ideas.

Composition review, on the one hand, should sort out the outline ideas of practical articles such as social letters, summarize common topics and related expressions to form structured knowledge, on the other hand, it should summarize and correct recent language errors, sort out good words and sentences, common phrases and sentence patterns and practice them to increase the accuracy and richness of the language.

On the basis of guaranteeing 40~60 minutes of study time every day, candidates can complete a set of real or simulated questions every few days before the exam according to the time of the college entrance examination, so as to establish a routine for doing questions and form a standard for answering questions, and help them enter the examination mode.

Combined with recent hot spots, summarize micro-topics.

History: The most important principle is to respect materials.

Yu Ning, Senior Teacher of Nankai Middle School:

The historical proposition of college entrance examination highlights two starting points: one is the realistic thinking of historical issues, and the other is the historical reflection of realistic issues. Therefore, combining recent hot topics and summarizing micro-topics can not only review the basic knowledge quickly and systematically in a short time, but also combine practical problems with historical development, grasp the historical context and achieve twice the result with half the effort. For example, the new crown pneumonia epidemic, candidates should review in the form of micro-topics such as "medical and public health" and "grass-roots governance and social security". When reviewing, the proper noun of every main knowledge is the key word when answering questions. When answering material analysis questions or essay questions, the key words should be clearly displayed.

Contextualization has become the mainstream trend of the college entrance examination proposition, but it is always the same. When candidates encounter new situations and new problems, they can calm down and find the connection point between them and the knowledge they have learned, and then they can solve them easily. The new situational materials may be inconsistent with the textbook knowledge. When making multiple-choice questions in history, the most important principle is to respect the materials. If you leave the material and choose according to your own cognition, it will violate the basic principle of material multiple-choice judgment. Therefore, it is an important condition to look at the materials objectively and avoid subjective judgment.

In addition, in the final sprint stage, maintaining a certain amount of practice every day can keep candidates familiar with answering skills without being unfamiliar.

Summing up the knowledge framework by using mind map

Politics: Understand the political highlights of the past year.

High school affiliated to renmin university of china teacher Shi Wentao:

The new textbooks compiled by the ideological and political discipline include four compulsory textbooks and three elective textbooks. Ideological politics includes external politics and internal thoughts. The former includes China’s domestic governance and participation in international governance, while the latter includes ideological theory and philosophical culture. What is the knowledge framework of the above two parts and four aspects? What is the internal connection? Being able to use mind map to sum up the above contents, the basic knowledge will be very solid.

The college entrance examination questions in recent five years are still the most valuable review materials. In the final sprint stage, students can finish the real questions in previous years again. Suggestions are mainly carried out from two aspects: first, combined with their common omissions and weak links, they should reflect and strengthen, and focus on consolidating the knowledge points that have been missed many times; Secondly, analyze the problem-solving ideas of real questions and the logic of reference answers, infer the relationship between knowledge from the starting point of setting questions, and construct a mind map.

In addition, it is suggested that the college entrance examination students should know something about the current political news in the past year, such as the important meeting points, the No.1 document of the Central Committee and so on. Starting from these information materials related to the national economy and people’s livelihood, we should think about the main knowledge related to them. It should be noted that during the 90-minute examination time, there is the possibility that some factors may affect improvisation. Therefore, students should make a good response plan for "emergency". Among the political test questions, the analysis and discussion questions account for a high proportion. In the sprint stage before the exam, it is recommended to complete the training and psychological preparation for answering 2 ~ 3 essay questions within 15 minutes to avoid losing a lot of points due to panic on the spot.

Avoid falling into the "sea of questions"

Geography: Pay attention to reviewing "Dao" and "Shu"

Wang Taoyong, Head of Geography Teaching and Research Department of High School Attached to Shandong University:

By deepening the understanding of the curriculum standards of geography, we can realize the "Tao" of geography required by the evaluation system of college entrance examination; Implement the "technique" of geography review through specific ways and means. In this process, the best review effect can be obtained by organically unifying "Tao" and "technique" in geography.

Let’s talk about the "Tao" of geography review before the exam. "Geography Curriculum Standard" is the basis of the college entrance examination proposition. Candidates should focus on it before the exam and accurately grasp the review content and requirements. The evaluation system of college entrance examination requires that the key abilities of geography examination include obtaining and interpreting geographical information, describing and explaining geographical things, and demonstrating and discussing geographical problems. Therefore, in the final sprint, candidates can only get twice the result with half the effort if they are trained around key abilities.

Let’s talk about the "technique" of geography review before the exam. First of all, study the real questions and error-prone questions of the college entrance examination. The examination questions of geography are based on real situations, covering a wide range of complex knowledge points. Candidates should avoid falling into the "sea of questions", and should seize the real questions of the college entrance examination to conduct research and review them effectively. At the same time, I will redo the wrong questions I have done before and review and consolidate my error-prone knowledge. The main knowledge of geography includes the basic concepts, basic principles and laws of geography. When reviewing before the exam, we should base ourselves on the basic and main contents, make clear and understand the basic concepts, principles and laws, and then focus on their migration and application, so as to "change with the constant".

It is very important to reread and familiarize the textbooks.

Physics: Pay attention to the review of experimental questions

Liu Haili, Head of Physics Teaching and Research Group of Science and Technology Middle School affiliated to Xiamen University:

The basic concepts and laws of physics have a gradual deepening process. For example, the concept of energy runs through three years of high school study. By rereading and familiarizing with the textbooks, we can understand the vivid and rich ideas of physics and integrate the concepts and laws of physics from a holistic perspective.

Returning to the basic questions, we should be able to grasp the key words and extract the chart information for each exercise, and find out the physical laws involved in the given physical situation, the relevant physical States, the causes and conditions of the physical process, etc.

Pay attention to experimental review and understand the process of forming experimental conclusions. Judging from the practice of the national physics college entrance examination every year, the scoring rate of experimental questions is generally not ideal. For every experiment, we should pay attention to understanding and being familiar with the idea, principle, operation method, key points of data recording and processing, and analysis of experimental error sources.

Insist on daily simulation training, find out the points of losing points, understand them in time and summarize them. Pay attention to standardized problem solving, such as filling in the blanks, the significant digits in experimental questions, and the standardized writing of basic formulas in calculation questions. In view of the questions that are easy to lose points, do more limited training. Record the time taken to solve each question, allocate the problem-solving time reasonably, and strive to do everything you can.

"The topic is outside the book, and the reason is in the book."

Biology: Focus on the list of knowledge content

Zhang Xiangdong, Senior Teacher of Hefei No.1 Middle School:

The life system of college entrance examination questions focuses on evaluating candidates’ ability to solve real situation problems, but the answer to analyzing and solving situations must be in the textbook, that is, "the questions are outside the book and the reasons are in the book". Candidates should describe the biological concepts and summarize the physiological process by recalling the list of knowledge in the Examination Instructions, combined with teaching materials and notes. Or use the form of concept map to sort out the context of knowledge and build a knowledge system.

In the sprint stage, it is difficult to review the questions, and it is very important to complete the appropriate college entrance examination questions on time. Through the real exercise, it is helpful for candidates to improve the time allocation of the comprehensive examination; It is helpful to summarize the propositional rules of compulsory test sites, high-frequency test sites and the examination forms of test sites from the real questions of college entrance examination, which is conducive to being targeted when reviewing.

Special attention should be paid to the induction and summary of logical reasoning methods, biological related principles and cause analysis in the application of genetic laws, so as to improve the ability to explain and solve practical problems related to biology with biological knowledge and principles, and to make reasonable judgments and draw correct conclusions.

The examination of experiment and inquiry ability is one of the key points in the college entrance examination. Candidates should be familiar with the experimental principles, steps, results, conclusions, experimental materials and reagents required in the Examination Outline. Pay attention to the experimental ideas and methods contained in some classical experiments of biology, and apply them flexibly. Asking to write experimental ideas is a common question type in the curriculum standard papers in recent years, and the score is also high. Candidates should break through this question from the aspects of correct selection of experimental materials, setting principles of independent variables and detection methods of dependent variables.

Go over the basics again.

Chemistry: enhancing the understanding of the nature of the subject

Ye Hailing, Head of Chemistry Teaching and Research Department of Beilun Middle School, Ningbo City, Zhejiang Province:

Chemistry is a subject that studies the composition, structure, properties, transformation and application of substances at the atomic and molecular levels. It requires us to establish concepts such as element view, particle view, change view and balance view, and be able to understand macroscopic properties from a microscopic perspective and regulate reactions by changing conditions. These ideas will be reflected in the test questions, so understanding the nature of chemistry is a magic weapon to deal with the college entrance examination.

First, comb the basic knowledge again before the exam. The understanding of knowledge in teaching materials is not superficial, but can be sorted out with material structure as the starting point, reaction condition control as the means and practical application as the purpose, and the relationship between knowledge points can be correctly grasped, so that knowledge analysis questions can be accurately called in the examination room.

Secondly, reviewing the wrong questions can effectively improve the quality of review. When reviewing the wrong questions, do you attribute them to inaccurate reading or knowledge loopholes, or inaccurate understanding of concepts and principles? In this process, candidates will find that the knowledge and ability of examination questions are closely related to the characteristics and concepts of chemistry.

Finally, review the exam questions and temper the test-taking ability. In the last few days, candidates can re-examine the real questions of the college entrance examination in recent years and study them again from the perspective of the life system of test questions, focusing on how to examine the basic knowledge in the test questions, which thinking links are often supplemented, how to control the reaction conditions, and so on. Candidates should look at the college entrance examination questions from the perspective of answering questions, focusing on the perspective of analyzing questions, the starting point and main points of answering questions, and considering how to achieve standardized expression and accurate language.

(Reporter Jin Haotian Academic Support: Wan Yuan, Associate Research Fellow, Institute of Higher Education, East China University of Political Science and Law)

Practicing Lucid waters and lush mountains are invaluable assets’s concept and striving to build a world-class tourist destination.

  Hunan Daily, March 29th (all-media reporter Deng Jing Xian) From 28th to 29th, Zhang Qingwei, secretary of the provincial party committee and director of the Standing Committee of the Provincial People’s Congress, investigated the development of tourism industry, red culture, rural revitalization, national unity and food safety in Zhangjiajie. He stressed that it is necessary to thoroughly study and implement the spirit of the Sixth Plenary Session of the 19th CPC Central Committee and the important instructions given by General Secretary of the Supreme Leader to Hunan’s important speech, thoroughly practice Lucid waters and lush mountains are invaluable assets’s concept, make good use of red resources, tell red stories well, work hard, and work hard to build a world-class tourist destination, so as to meet the party’s 20th victory with practical actions.

  Provincial leaders Xie Weijiang and Yang Haodong participated in the survey.

  In Hunan Gankun Biotechnology Co., Ltd., Zhang Qingwei has a deep understanding of food production, operation and processing flow, and encourages enterprises to find a correct position, strengthen brand building and expand market space. He pointed out that it is necessary to strictly implement the responsibility of food safety supervision so that the people can buy clearly and eat with confidence. When he came to Zhangjiajie National Forest Park, Zhang Qingwei listened carefully to the introduction of scenic spot operation and epidemic prevention and control, and demanded to strengthen the training of employees, give play to the role of party member cadres and Red Cross volunteers, optimize tourism services and management, and form a global tourism development atmosphere of "everyone participates and everyone benefits". In Tianmenshan National Forest Park, Zhangjiajie, Zhang Qingwei cordially communicated with the merchants in the scenic spot, stressing the need to increase the development of online and offline tourism projects, enrich the supply of tourism products, strengthen forest fire prevention propaganda, and ensure the safe and orderly operation of the scenic spot.

  Going deep into Hequn Village, Furong Bridge Bai Township, Sangzhi County, Zhang Qingwei walked into the villagers’ homes, talked with them about their family life and development, and told the local cadres and masses to know and feel the party’s gratitude and continue to struggle from generation to generation. He stressed that it is necessary to implement the strictest farmland protection system, improve the rural living environment, block the intergenerational transmission of poverty, and let the people pocket it. In Hongjiaguan Bai Township, Sangzhi County, Zhang Qingwei presented a flower basket to the bronze statue of Comrade He Long and visited the memorial hall and former residence of Comrade He Long. He said that we should learn from the revolutionaries of the older generation, strengthen our ideals and beliefs, strengthen our sense of purpose, carry forward the revolutionary spirit, build and develop the hometown of revolutionary ancestors, and be the "respondents" who are satisfied with the people.

  After listening to the work report of Zhangjiajie City, Zhang Qingwei stressed that efforts should be made to promote the normalization and long-term effectiveness of Party history study and education, vigorously carry forward the great spirit of party building, inherit the red gene, faithfully support the "two establishment" and resolutely achieve the "two maintenance". It is necessary to work hard to consolidate and expand the achievements of poverty alleviation and effectively link with rural revitalization, give play to the role of rural party organizations as leaders, cultivate characteristic industries, advocate civilized rural customs, and consolidate and promote national unity. It is necessary to make great efforts to run the first Hunan Tourism Development Conference well, see actual results, and actively explore new modes of tourism development under the condition of normalized epidemic prevention and control, so as to hold a meeting and prosper a city. It is necessary to make great efforts to coordinate epidemic prevention and control and economic and social development, see actual results, scientifically and accurately grasp various measures for epidemic prevention and control, do a good job in spring ploughing production, fully stimulate endogenous motivation, and accelerate the development of county economy. We must work hard to strictly manage the party in an all-round way, see actual results, strengthen the construction of work style, improve our ability and skills, and promote the improvement of social atmosphere with the improvement of party style and political style.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

What do you drink? Have a bottle of mineral water!

This is probably the most common dialogue in daily outings, and we have become very accustomed to selling it in supermarkets.Small bottled water is called mineral water.For mineral water, it seems that no one has ever been as entangled as drinking drinks. Which brand is better?

Which brand is healthier?But is bottled water really all mineral water? Actually, it is not!

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

Today, we have selected seven kinds of bottled water that are most common to everyone from the bottled water on the market. Let’s take a look at the differences between these eight kinds of bottled water!

Bottled water is not as simple as you think, some are "pure" and some are "impure"

We are all used to calling bottled water mineral water, but in fact mineral water is just one of many kinds of bottled water. At present, mineral water is roughly divided into four types:

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Wahaha is pure water without impurities.

Pure water:"Pure water without impurities" made by RO reverse osmosis membrane technology, distillation and other processes.

In principle, it can be said to be pure H2O. For example, Wahaha, Runtian and Nestle used in this test are all pure water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Chunyue is artificially added mineral water.

Mineral water:Mineral water is generally made of urban tap water as raw water, then purified, added with minerals, sterilized and filled.

It can be seen that there are additives such as potassium chloride and magnesium sulfate on the ingredient list of some bottled water. Why should additives be added to drinking water?

This is artificial mineral water. Are these additives harmful to human body?

Please rest assured that all the products that can be marketed are products that meet the national Hygienic Standard for the Use of Food Additives (GB2760-2007). For example, the pure joy and ice dew in this test are all mineral water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Nongfu Spring is natural water, not natural mineral water.

Natural water:Low-level treatment (filtration, ozone treatment, etc.) of surface water or underground spring water, artesian well water, etc., to retain the mineral elements necessary for human body in raw water. For example, the most classic Nongfu Spring is typical natural water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Baisui Mountain is a natural mineral water.

Natural mineral water:Water containing a certain amount of minerals and trace elements is collected by natural gushing or drilling in the deep underground. For example, the Baisui Mountain in this test is natural mineral water.

OK, after seeing the above categories, do you think that the water in these years has been wasted? There are so many classifications of bottled water, which used to be collectively called mineral water.

Test: Purity of pure water varies. Natural water contains more minerals.

So is the water that is nominally XX water really XX water? Next, we will test it through a professional small instrument to see how the water quality of each bottle is.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

TDS and mineral content of 7 bottles of water were measured with TDS pen and mineral pen.

I don’t know, according to the measured results, there are some differences in the measured data of different bottled water due to different reasons such as purification equipment, formula and water quality.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Measured data of bottled water of various brands

The first is pure water. It can be seen that although the TDS values of the three products are very low after testing, they almost reach the standard of pure water, but onlyThe Wahaha family achieved 0, which is relatively the purest of the three bottles of pure water.Yes.

Next, let’s look at mineral water. I don’t know if it’s because we all buy mineral water under Coca-Cola (the same formula as the company? ), you can seeThe TDS and mineral content of the two products are similar..

Finally, natural water and natural mineral water, although the water source and processing methods are different, but from the perspective of minerals and TDS values,There is not much difference between the two data..

However, the artificially added mineral water, which is safer than everyone is worried about, is rich in dissolved solids even more than natural water according to the measured TDS data.

Therefore, it can basically be judged that the actual mineral raw materials added in each bottle of water are very small, so it is very safe.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Test results of PH value of different bottled water

First of all, I will give you a little knowledge. Don’t be too superstitious about drinking weak acid or weak alkali water. It is scientifically certified that as long as the water that meets the national standards is a good water source, weak acid and weak alkali will not have a positive or negative impact on the human body, and there is no therapeutic effect.

In addition, in the national standard GB5749-2006, the PH value should be between 6.5 and 8.5 in cities and towns and between 6.5 and 9.5 in rural areas, which is a conventional limit indicator. From the test results of 7 bottles of bottled water, the difference of pH is also different.

Comment: Which bottle of water should I drink?

First of all, you should make it clear that the main purpose of bottled water is to quench your thirst, so no matter whether you drink pure water or mineral water, most normal users are also trying to quench their thirst, so there is no difference between good and bad in theory.

Some people may say that mineral water and natural mineral water contain minerals, which can supplement trace elements, but in fact, the content is really very small, which is basically not very helpful to the human body.

Including some high-end bottled water imported from abroad, in fact, there is little difference between ordinary water and human health, mainly depending on personal habits and consumption power.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

Ministry of Transport: Rainfall, thunderstorms and other weather affect the passage of many roads.

  On June 19th, 2022, the Xiangjiang section of Quanzhou County, Guilin City, Guangxi Province, was hit by the rising water level of rainstorm river. People’s visual map

  From 20: 00 on June 19 to 20: 00 on June 20, there were heavy rains in parts of northeastern Inner Mongolia, northern and eastern Jiangnan, and northern South China. Among them, there were heavy rains in parts of northwestern Jiangxi, central Zhejiang, northeastern Guangxi, and local heavy rains in northwestern Jiangxi and central Zhejiang. Thunderstorms occur in parts of northwestern Hebei, northeastern and central Inner Mongolia, southern Heilongjiang, southern Anhui, southwestern Jiangxi, eastern Guangdong, southwestern Chongqing, eastern Sichuan, northeastern Guizhou, central Ningxia and southwestern Tibet. In addition, there are fogs in northern Hebei, Beijing, Tianjin, northern Jilin, eastern and southwestern Liaoning, eastern Shandong, southern Jiangsu and southwestern Chongqing.

  The main sections affected by heavy rain are:

  Beijing-Taiwan Expressway (G3) in Huangshan, Anhui Province

  Beijing-Hong Kong-Macao Expressway (G4) Linxiang, Hunan — Yueyang — Kaihui section, section in Changsha, Yizhang, Hunan — Shaoguan, Guangdong — Guangzhou section

  Shenhai Expressway (G15) in Shaoxing, Zhejiang, Ningbo, Zhejiang — Taizhou — Wenzhou — Ruian section

  Changtai Expressway (G15W) Shaoxing, Zhejiang — Shengzhou — Taizhou section

  Yongjin Expressway (G1512) Ningbo, Zhejiang — Shengzhou — Jinhua section

  Wenli Expressway (G1513) Wenzhou, Zhejiang — Lishui section

  Changshen Expressway (G25) in Zhuji, Zhejiang, Jinhua, Zhejiang, Lishui, Zhejiang — Yunhe section

  Ji-Guang Expressway (G35) the boundary between Henan and Anhui provinces — Jingdezhen, Jiangxi — Yingtan section

  Daguang Expressway (G45) Conghua, Guangdong — Guangzhou section

  Chang-Zhang Expressway (G5513) Changsha — Yiyang section of Hunan province

  Hangrui Expressway (G56) in Hangzhou and the boundary between Zhejiang and Anhui provinces — Huangshan section of Anhui and the boundary between Anhui and Jiangxi provinces — Jingdezhen, Jiangxi — Jiujiang section

  Shanghai-Kunming Expressway (G60) in Hangzhou, Jinhua, Zhejiang — Nanchang — Xinyu section in Jiangxi and Shaoyang in Hunan — Longhui — Dongkou section

  Baomao Expressway (G65) Yangshuo, Guangxi — Pingle — Zhongshan section

  Fuyin Expressway (G70) Jiangxi Nancheng — Fuzhou — Jiujiang — Huangmei section of Hubei province

  Quannan Expressway (G72) Yongzhou, Hunan — Hunan-Guangxi provincial boundary — Quanzhou section of Guangxi, Guilin section of Guangxi, Luzhai of Guangxi — Liuzhou section

  Lanhai Expressway (G75) in Duan, Guangxi

  Shankun Expressway (G78) Hezhou, Guangxi — Zhongshan — Pingle section, Liuzhou, Guangxi — Yizhou section

  Hangzhou Bay Ring Road (G92) Hangzhou — Shaoxing, Zhejiang, Ningbo, Zhejiang.

  Hangzhou Xinjing Expressway Fuyang, Zhejiang — Tonglu — Jiande section

  Longli Expressway Zhejiang Longyou — Lishui section

  Taijin Expressway, Zhejiang Linhai — Xianju — Hengxi section

  Changsha section of Changliu Expressway

  National Highway 104 Hangzhou — Shaoxing, Zhejiang — Wenzhou — Pingyang section

  Jiujiang, Jiangxi, National Highway 105 — Nanchang — Xin ‘gan Section and Guangdong Lianping — Guangzhou section

  Longgang, Hubei Province, National Highway 106 — Chongyang — Pingjiang, Hunan — Liuyang section, Rucheng, Hunan — Shaoguan, Guangdong — Guangzhou section

  National Highway 107, Yunxi, Hunan — New city — Changsha Section and Yizhang, Hunan — Qingyuan, Guangdong — Guangzhou section

  National Highway 111, Ang ‘angxi, Heilongjiang — Qiqihar — Fuyu section

  205 National Highway Anhui Tanjia Bridge — Huizhou — Huangshan — Pucheng, Fujian — Xiaohu section

  National Highway 206 from Anhui East to — Jingdezhen, Jiangxi — Yingtan — Nanchengduan

  Shaoyang, Hunan, 207 national highway — Hezhou, Guangxi — Wuzhou section

  Hunan Passage of National Highway 209 — Liuzhou section of Guangxi

  Dushan, Guizhou, National Highway 210 — Nandan, Guangxi — Duan — Mashan section

  National Highway 301 in Qiqihar, Heilongjiang Province

  Shaowu, Fujian, National Highway 316 — Fuzhou, Jiangxi — Nanchang — Jiangxi-Hubei provincial boundary section

  Section of National Highway 319 in Liuyang, Hunan, Changsha — Yiyang section of Hunan province

  Section of National Highway 320 in Hangzhou and Fuchun River in Zhejiang — Jiande — Quzhou — Shangrao, Jiangxi — Yingtan — Nanchang — Wanzai Section and Kangqiao in Hunan — Shaoyang — Longhui section

  National Highway 321, Wuzhou, Guangxi — Guilin section

  Qidong, Hunan Province, National Highway 322 — Guilin section of Guangxi and Luzhai section of Guangxi — Liuzhou — Heshan section

  Jiangxi Dayu, National Highway 323 — Guangdong Nanxiong — Hezhou, Guangxi — Liuzhou — Hechi — Bama section

  Tianlin, Guangxi, National Highway 324 — Jiuzhou section

  National Highway 329 Hangzhou — Shaoxing, Zhejiang and Cixi, Zhejiang — Ningbo section

  National Highway 330 Wenzhou, Zhejiang — Lishui section, Zhejiang Jinhua — Lanxi — Shou Chang section

  The main sections affected by thunderstorms are:

  Beijing-Taiwan Expressway (G3) Lujiang, Anhui — Tongling section

  Beijing-Hong Kong-Macao Expressway (G4) Guangzhou — Shenzhen section of Guangdong province

  Beijing-Tibet Expressway (G6) Huailai, Hebei — Zhangjiakou — Huai ‘an Section and Pingluo, Ningxia — Yinchuan — Wu Zhong — Zhongning section

  Jingxin Expressway (G7) Huailai, Hebei — Zhangjiakou — Huaian section

  Suiman Expressway (G10) in Harbin

  Harbin-Nantong Expressway (G1011) in Harbin

  Shenhai Expressway (G15) Shenzhen, Guangdong — Guangzhou section

  Dingwu Expressway (G2012) Ningxia Zhongning — Zhongwei Duan

  Changshen Expressway (G25) Xingning, Guangdong — Longchuan — head river

  Hurong Expressway (G42) in Daying, Sichuan

  Ningwu Expressway (G4211) Maanshan, Anhui — Wuhu section

  He ‘an Expressway (G4212) Lujiang, Anhui — Huaining — Anqing section

  Daguang Expressway (G45) Ganzhou, Jiangxi — Longnan section

  Longhe Expressway (G4511) in Longnan, Jiangxi and Heyuan, Guangdong.

  Shanghai-Chongqing Expressway (G50) Huzhou, Zhejiang — Xuancheng, Anhui — Wuhu section, Chizhou, Anhui — Anqing — Jiezidun section

  Wuhu Expressway (G5011) in Wuhu, Anhui Province

  Baomao Expressway (G65) in Dazhou, Sichuan Province

  Fuyin Expressway (G70) Ninggan Provincial Boundary — Guyuan, Ningxia — Wu Zhong — Yinchuan section

  Guangzhou-Kunming Expressway (G80) in Guangzhou

  Pearl River Delta Ring Road (G94) in Zhuhai, Guangdong, Dongguan, Guangdong — Shenzhen whole line

  Xuanda Expressway Hebei Xuanhua — Yangyuan section

  Zhangshi Expressway Zhangbei, Hebei — Xuanhua section

  Guanghui Expressway Guangzhou — Zengcheng section of Guangdong province

  National Highway 105 Ganzhou Jiangxi — Jinji section, Jiangxi Longnan section, Guangdong Zhuhai section.

  Section of National Highway 107 in Dongguan, Guangdong

  Section of National Highway 108 in Guangyuan, Sichuan and Zitong, Sichuan.

  No.109 National Road, Hebei Huashaoying — Yangyuan section, Hangjinqi section in Inner Mongolia, Pingluo in Ningxia — Yinchuan — Yongning section, Zhongning section in Ningxia, Naqu section in Tibet.

  Huailai, Hebei Province, National Highway 110 — Zhangjiakou — Huai ‘an section and Shizuishan section in Ningxia

  National Highway 111 Horqin Right Wing Middle Banner in Inner Mongolia — Sudden spring — Ulanhot section

  National Highway 112 in Xuanhua, Hebei Province, Huashaoying, Xuanhua, Hebei Province

  National Highway 205, Maanshan, Anhui — Wuhu — Nanling section, Xingning, Guangdong — Longchuan — Heyuan section and Guangzhou section

  206 National Highway Tongcheng, Anhui — Huaining — Anqing section, Jiangxi Ruijin section, Jiangxi Xunwu section.

  Taibus Banner in Inner Mongolia, 207 national highway — The boundary section of Mongolia and Hebei Province and the section in Wanquan, Hebei Province.

  Section of National Highway 210 in Dazhou, Sichuan

  National Highway 211 Yinchuan — Lingwu section of Ningxia

  Section of National Highway 212 in Yuanba, Sichuan, Langzhong, Sichuan — Southern section

  Renshou, Sichuan, National Highway 213 — Jingyan — Qianweiduan

  Section of National Highway 221 in Harbin

  Section of National Highway 222 in Harbin

  Acheng, Heilongjiang, National Highway 301 — Harbin section

  Section of National Highway 302 in Ulanhot, Inner Mongolia

  Section of National Highway 307 in Yinchuan

  National Highway 309, Xiji, Ningxia — Ninggan provincial boundary section

  Pingliang, Gansu, National Highway 312 — Longde section of Ningxia

  National Highway 317 Tibet Dingqing — Baqing — Finger long — Kuomaduan

  Anhui Guangde, National Highway 318 — Xuancheng — Chizhou — Anqing — Yuexi section and Tibet Dazi domestic section

  Changting, Fujian, National Highway 319 — Ruijin section in Jiangxi and Pengshui in Chongqing — Wulongduan

  National Highway 320 in Yuping, Guizhou Province

  National Highway 323 Jiangxi Ruijin — Ganzhou — Nankang section of Jiangxi province

  Section of National Highway 324 in Zengcheng, Guangdong

  National Highway 326 along the river in Guizhou — Dejiang section

  The main sections affected by fog are:

  Jingha Expressway (G1) in Suizhong, Liaoning Province

  Beijing-Shanghai Expressway (G2) in Tianjin and Taixing in Jiangsu.

  Beijing-Taiwan Expressway (G3) in Tianjin

  Beijing-Tibet Expressway (G6) Beijing — Changping — Boundary section of Beijing-Hebei province

  Jingxin Expressway (G7) Beijing — Changping — Boundary section of Beijing-Hebei province

  Heda Expressway (G11) in Dalian

  Shenhai Expressway (G15) Wafangdian, Liaoning — Dalian section, Shandong Qixia domestic section, Shandong Rizhao domestic section, Jiangsu Ganyu domestic section, Jiangsu Dongtai — Rugao section

  Rilan Expressway (G1511) in Juxian County, Shandong Province

  Rongwu Expressway (G18) in Tianjin

  Qingdao section of Qingyin Expressway (G20)

  Qing-Xin Expressway (G2011) Qingdao Domestic Section

  Changshen Expressway (G25) Tianjin Hangu — Tianjin section

  Shanghai-Shaanxi Expressway (G40) in Haimen, Jiangsu Province and Jiuhua, Jiangsu Province

  Shanghai-Chongqing Expressway (G50) in Chongqing

  Baomao Expressway (G65) Sichuan-Chongqing provincial boundary — Chongqing section

  Beijing-Tianjin-Tanggu Expressway Tianjin — Tanggu section

  Tianjin-Jilin Expressway in Tianjin

  Tanggang Expressway Tangshan, Hebei Province — Luannan section

  Coastal Expressway in Tanghai, Hebei Province — Fengnan — Tianjin-Hebei provincial boundary section

  National Highway 102 in Suizhong, Liaoning Province

  National Highway 103 Tianjin — Tanggu section

  Section of National Highway 104 in Tianjin

  Section of National Highway 105 in Tianjin

  Section of National Highway 110 in Beijing

  Section of National Highway 111 in Fengning, Hebei Province

  National Highway 112 in Fengning, Hebei Province and Zunhua, Hebei Province

  Tonghua, Jilin, National Highway 201 — Huanren section in Liaoning and Dalian section.

  National Highway 202 in Jilin Baiqi, Pulandian, Liaoning — Dalian section

  National Highway 204 in Ganyu, Jiangsu, and Dongtai, Jiangsu — Haian — Rugao section

  National Highway 205 in Ninghe, Tianjin, Linyi, Shandong.

  206 National Highway Juxian County, Shandong Province — Linyi section

  Section of National Highway 210 in Chongqing

  National Highway 306 in Suizhong, Liaoning Province

  Section of National Highway 308 in Qingdao

  National Highway 309 in Rongcheng, Shandong Province

  Section of National Highway 319 in Fuling, Chongqing and Chongqing.

  National Highway 327, Linyi, Shandong — Linshu section

  National Highway 328, Taizhou, Jiangsu — Haian section

Many places contain illegal business loans to shock real estate speculation.

  In view of the phenomenon that business loans and consumer loans illegally flow into the property market, the supervision is continuing to increase management.

  A few days ago, the Shanghai headquarters of the central bank issued the "Guidelines for Shanghai Credit Policy in 2021" (hereinafter referred to as the "Guidelines"), requiring financial institutions to reasonably control the growth rate and proportion of real estate loans, and effectively prevent consumer loans and operating loans from illegally flowing into the real estate market.

  The reporter learned that at present, the banking industry in Shanghai has conducted a comprehensive self-examination of consumer loans and operating loans, and some banks have taken back illegal loans in advance; At the same time, the bank has reported the relevant situation of self-examination and rectification to the regulatory authorities, and the regulatory authorities are doing a summary.

  In addition to going overseas, CBN learned that the Shenzhen regulatory authorities recently convened a meeting of Shenzhen’s major commercial banks to investigate the inflow of business loans and consumer loans into the real estate market, and a special investigation was also started before the Spring Festival in Beijing.

  Industry insiders interviewed by CBN said that the illegal inflow of business loans and consumer loans into the property market not only affected the order of the real estate market, but also was not conducive to solving the problem of financing difficulties and expensive financing for small and medium-sized enterprises, and even further led to the market funds being divorced from reality. Strict supervision will help business loans return to the essence and promote the healthy development of the property market to some extent.

  Comprehensive self-examination of Shanghai banking industry

  For the Shanghai banking industry, it has become one of the key tasks this year to strictly control the illegal inflow of operating loans and consumer loans into the real estate market. The above Guidelines emphasize that in 2021, financial institutions should strengthen the management of personal housing loans, strictly examine the authenticity of personal information of lenders, and effectively prevent consumer loans and business loans from illegally flowing into the real estate market.

  As a matter of fact, before this regulation was re-voiced, the Shanghai Banking Insurance Regulatory Bureau issued the Notice of the Shanghai Banking Insurance Regulatory Bureau on Further Strengthening the Management of Personal Housing Credit in January, which put forward requirements for the commercial banks within its jurisdiction on the implementation of differentiated housing credit policies and housing credit management.

  Among them, banks within their jurisdiction are required to conduct a comprehensive self-examination of consumer loans, business loans and personal housing loans issued since June last year; At the same time, the interception mechanism is put forward, which requires improving the monitoring and interception mechanism of credit funds, expanding the monitoring scope of the model and improving the monitoring effect. Substantive control measures should be taken in a timely manner for violations of confirmed uses.

  CBN understands that all major banks in Shanghai are checking the flow of consumer loans and business loans. A related person from the risk management department of a state-owned bank told reporters that similar inspections will actually occur in previous years. It is a routine operation for banks to monitor the flow of post-loan funds. Banks generally search the keywords of the recipients, and then check the clues that hit the keywords twice. "It’s just that this year is stricter."

  As for the specific self-examination of banks, an assistant to the president of a city commercial bank branch told reporters that it mainly depends on the borrower and the flow of funds. For example, in the aspect of checking operating loans, first judge whether the borrower is a newly registered shell company, whether there is a normal business settlement transaction flow, and whether it is consistent with the characteristics of the main business.

  Then look at the flow of funds, including whether the payment counterparty is a normal business partner, whether it meets the business characteristics, and whether the payment amount meets the consistent settlement scale; At the same time, we should also pay attention to the capital inflow of actual controllers and affiliated enterprises, mainly to prevent the actual capital from returning after formal payment and then entering the property market.

  After the bank’s self-inspection, the regulatory authorities will also check and punish the violations accordingly. It is reported that banks in Shanghai are required to submit self-inspection and rectification reports to the Shanghai Banking Insurance Regulatory Bureau before February 28. The reporter learned that at present, banks have reported relevant information, and the Shanghai Banking Insurance Regulatory Bureau is sorting it out.

  In addition to strictly controlling the illegal inflow of credit funds into the property market, the Guidelines also stated that financial institutions should reasonably control the growth rate and proportion of real estate loans, strictly implement differentiated housing credit policies, and give priority to supporting the first set of demand for home ownership. This means that under the multi-party control, the bank’s housing-related funds will be restricted.

  In this context, many insiders believe that this year’s bank credit will face structural adjustment, that is, banks will reduce the proportion of housing mortgage loans and real estate development loans, and increase other retail and corporate loans. For example, explore other areas of high-quality credit supply and appropriately adjust the proportion of public and retail businesses. "Our bank will pay attention to small and micro industries, green and low-carbon industries, science and technology industries, pharmaceutical industries and so on." The above-mentioned city commercial bank branches help to call.

  Many places have also started investigations.

  In addition to the Shanghai area, CBN learned that the Shenzhen regulatory authorities recently convened a meeting of Shenzhen’s major commercial banks, demanding that business loans and consumer loans flow into the real estate market for investigation. A person from a joint-stock bank said that he had received relevant notice.

  A person from Shenzhen Branch of a large state-owned bank previously told CBN that in recent two years, the supervision and inspection of operating loans and consumer loans has not been relaxed, which has become a routine action. Last year, the bank was punished by supervision because its customers used operating loans to illegally speculate in real estate, and another big bank was also punished earlier.

  The reporter learned that this is a special inspection, which is different from the previous routine spot checks. The president of Shenzhen Sub-branch of a stock bank said that the main contents of the inspection are whether the mortgage property has been transferred for 8 months when applying for a loan, whether the loan has been issued for 6 months, and whether the lender and spouse have a record of buying a house in the last 3 months.

  This is also the second time since April 2020 that Shenzhen has investigated real estate speculation by operating loans. On April 20th last year, Shenzhen Banking Insurance Regulatory Bureau and Shenzhen Central Sub-branch of the People’s Bank of China jointly held a forum, requiring commercial banks to conduct a comprehensive investigation on whether credit funds flowed into real estate in violation of regulations. In principle, it is required that when applying for business loans from banks, borrowers should hold the real estate used as collateral for no less than six months.

  Bankers in Shenzhen said that the real estate speculation of business loans and consumer loans found in routine inspections was generally due to lax examination of bank loans, or the time between misappropriation and obtaining loans was too short, and the actual capital flow was not hidden when using loans. In order to avoid revealing the actual use, many lenders use multi-account transfer to hide the actual flow of loans.

  Beijing, Guangdong and other places have also begun to investigate the illegal flow of business loans into the property market. On February 1st, Beijing Banking Insurance Regulatory Bureau issued an announcement to carry out big data screening in view of some property buyers misappropriating consumer loans and operating loan funds as the purchase price, and to investigate the transaction cases in hot areas since January 25th.

  The above actions mainly verify the behavior of the purchaser and immediate family members who recently applied for the use of business loans in the full purchase of houses. In response to the previous "hype" in the housing market in Beijing school district, relevant departments also focused on the verification of housing transactions in hot school districts such as Financial Street, Dewai, Haidian Wanliu and Zhongguancun in Xicheng District.

  Take the case that was investigated as an example. Someone newly registered a small and micro enterprise last year. Within a few days after registering the enterprise, he signed a second-hand house in the key school district of Xicheng District. In the following months, he applied for several million yuan of operating loans from two banks.

  With the cooperation of banks, inspectors will investigate where the business loan was used after it was issued, and whether it flowed into the accounts of other shell companies through false business contracts. Due to the illegal entry of business loan funds into the property market, it is often necessary to "pour out" after multiple payments, and inspectors will check the final flow of each fund.

  According to media reports, on March 11th, various banking institutions in Guangdong comprehensively investigated the special risks of illegal inflow of credit funds into the property market, and strengthened the audit of operating loans and consumer loans under the guidance of financial supervision departments.

  In the eyes of the industry, it is necessary to crack down on illegal business loans. According to this year’s government work report, large commercial banks’ loans to small and micro enterprises will increase by more than 30%, and if the loopholes of illegal business loans entering the property market cannot be blocked, more funds will enter the property market in the guise of entity financing, which will boost the property market speculation.

  The wind of speculation in the property market may be suppressed.

  If the investigation and rectification of operating loans are carried out in many places, it will help to curb the speculation in the property market. Pan Hao, a senior analyst in RealData, believes that cities, especially big cities, which are expected to see their house prices rise too fast will strengthen the supervision of "illegal funds" flowing into the property market, and the measure of "recovering loans in advance" will have a deterrent effect on real estate speculators.

  "If there is a violation of regulations, it will have a great impact on the property market in hot cities, especially for first-tier cities such as Beijing, Guangzhou and Shenzhen." Li Yujia, chief researcher of Guangdong Housing Policy Research Center, told CBN.

  "Operating loans are all leveraged to buy houses, and some of them are replaced by operating loans under the encouragement of financial intermediaries. This is also illegal. If you really check it out, every pen can’t escape. " Li Yujia said that the final result is that many people will sell their houses.

  Lu Wenxi, chief analyst of Shanghai Zhongyuan Real Estate, told reporters that from the perspective of real estate types, strict investigation of real estate speculation by operating loans will have an impact on high-end projects, especially luxury residential projects. "Generally, people who buy luxury products are business owners. They often set out the money for business loans through various channels. After this method is strictly investigated, the moisture of luxury projects may be squeezed out."

  Guo Yi, chief analyst of Heshuo Agency, told the reporter that the speculative demand will indeed cool down because of this round of strict investigation for the people who are more popular in real estate speculation and use more business loans. However, in those cities with relatively stable markets, similar phenomena are less, for example, most cities in the north will be less affected.

  Li Yujia also said that all parties involved in illegal business loans, including commercial banks, will be severely punished. Recently, local banking regulatory bureaus have announced a number of cases of illegal business loans, and the penalties for banks are relatively strong.

  Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that the core reason for operating loans flowing into the property market is the spread of mortgage loans, and it is also related to banks being both athletes and referees in the process of lending. He believes that from the bank’s point of view, the risk of operating loans is relatively higher than that of mortgage loans, but the interest rate of operating loans is lower than that of mortgage loans under the policy requirements, so banks are out of shape at the implementation level.

  "The recent crackdown on some behaviors of using new premises and new enterprises to register for business loans in the short term is very powerful. The strength of this policy will definitely curb the overheating of the market, let the operating loan return to its essence, help the business operation, and restrain the irrational and unhealthy development of the entire property market to a certain extent. " Zhang Dawei said.