标签归档 西安品茶网

Four brilliant actors in "Qing Qing Daily": Liu Guanlin relies on jokes and Chen Xiaoyun relies on "green tea"

Bai Jingting and Tian Xiwei starred in "Everyday of Qing Qing", and the popularity of Iqiyi has exceeded 9500. The emotional drama of Yin Zheng and Li Wei, the male and female heroines, is very popular. With the increasing attention of the audience, a number of supporting roles in this drama have also attracted the attention of the audience. The four supporting roles of "Everyday for Qing Qing" attracted the audience’s attention by virtue of their unique characters and good acting skills.

Liu Guanlin plays Yin An.

In called Daily Life, Yin Dark is the three little masters in Xinchuan. Before he appeared, Li Wei had heard about him. It is said that the three little masters are not only romantic and rich, but also charming and well proportioned. Li Wei is full of curiosity about the three little masters, and only when he really met, did he know how outrageous the rumors are. The three little masters are ugly, and most importantly, they waited for Li Wei and the three little masters.

The three young masters are a big joke in Everyday of Qing Qing. The role of Yin An is played by Liu Guanlin, and Liu Guanlin is known as "King Gigi". He looks very happy. When the three young masters of "Well proportioned" unveil the mysterious veil, the audience can’t help laughing when they see the true face of Liu Guanlin. In addition, Liu Guanlin’s acting skills are relatively relaxed, and his scenes are very relaxed. However, it seems funny and enterprising.

Chen Xiaoyun plays Hao Jia.

Hao Jia is beautiful and gentle. As soon as she appeared, the five young masters were taken away. However, Hao Jia is a very calculating girl. Her purpose in coming to Xinchuan is very clear, that is, she wants to marry the office leader, and she used a little strategy. Hao Jia got her wish, but the office leader is not a good match. Hao Jia can only.

Hao Jia is regarded as a high-ranking "green tea" in "Qing Qing Daily", especially the scenes in which she lured the office leader and fought against the main office. More importantly, Hao Jia is very transparent, and she knows the true face of the office leader, so she will not deliver her sincerity, but only regards the office leader as the "owner" and Hao Jia.

It is not easy for Chen Xiaoyun to play "green tea" Hao Jia in "Qing Qing Daily", and Hao Jia doesn’t make people feel disgusted. Chen Xiaoyun’s face value is high, and she is also suitable for playing such a woman with full inner drama. Chen Xiaoyun’s performance in "Qing Qing Daily" has also been recognized by the audience.

Zixin Wei plays Su Shen.

The emotional drama of Yin Zheng and Li Wei in Qing Qing Daily is very impressive, and Su Shen, the housekeeper, contributed greatly to the couple’s further affection. "This family can’t live without Su Shen", and many netizens who follow the drama say that Su Shen will assist the feelings of the hero and heroine at a critical moment. "Why don’t you understand? I’m really anxious." See Li Wei don’t understand Yin Zheng’s feelings, Su Shen is really worried.

Su Shen is played by actor Zixin Wei in Everyday for Qing Qing, and he is also a funny actor in the play. Zixin Wei’s acting skills are relatively natural, and he plays the role of Su Shen vividly, which is well received by the role circle. The popularity of the actors is also rising, especially Bai Jingting’s business with Weibo trumpet, whose head portrait is Su Shen. This wave of operation has attracted the attention of the audience to Zixin Wei.

Wang Yimiao plays Yu Zhan.

After the heroine of Qing Qing Daily came to Xinchuan, there were two maids who served her, one was a jade lamp, and the other was a jade bottle. Among them, the jade lamp attracted the attention of the audience because of its chubby appearance.

Li Wei is the kind of easy-going host, and Yuzhan and Yuping are very loyal to her. Not only that, but they are also on the front line of eating melons. They have a panoramic view of the master’s every move. Yuzhan is played by Wang Yimiao, who is mainly pleasing in appearance. Although it is difficult to play the leading role in such a figure, it is a skill to play the supporting role brilliantly.

There are many supporting roles with bright spots in "Qing Qing Daily", including the "big injustice" five young masters and her spicy wife Shangguan Jing, as well as the "twenty-four solar terms" girl of three young masters, which left a deep impression on the audience. After the broadcast of "Qing Qing Daily", the popularity was very high, and these treasure supporting roles were also one of the reasons for the drama’s brilliance.

Dream about their Olympic Games.

It is gratifying to win Olympic medals, but "focusing on participation" is the meaning of the Olympic Games. In addition to being "faster, higher and stronger", the Olympic Games also includes equality, persistence, friendship and so on. This Olympic Games, with the participation of the first refugee delegation in history, they have no national flag or national anthem, but they have conveyed the Olympic spirit, humanity and hope to the whole world.

Comprehensively strengthen labor education in colleges, universities and primary schools in the new era. The labor education class in primary and secondary schools should be no less than 1 class hour

       Cctv newsA few days ago, the Central Committee of the Communist Party of China and the State Council issued Opinions on Comprehensively Strengthening Labor Education in Colleges, Universities and Primary Schools in the New Era. The "Opinions" require that labor education should be included in the whole process of personnel training, and compulsory courses of labor education should be set up in universities, primary and secondary schools.

       Labor education classes in primary and secondary schools shall be no less than 1 class hour per week.

       The "Opinions" stipulate that labor education classes in primary and secondary schools should be no less than one class hour per week; Vocational colleges carry out labor education with practical training courses as the main carrier; Ordinary colleges and universities should make it clear that labor education mainly depends on courses, of which the undergraduate stage is not less than 32 hours.

one

       At the same time, the Opinions also make it clear that primary and secondary schools should stipulate students’ extracurricular labor hours every day. Colleges and universities set up a labor week every academic year, which can be arranged independently during the academic year or during the winter and summer vacations, focusing on collective labor. Colleges and universities can also arrange labor months to focus on the implementation of the requirements of labor weeks in each academic year. During the Labor Week, primary school students in the lower and middle grades mainly work on campus. Senior primary schools and middle schools can go to the society and participate in concentrated labor appropriately. Colleges and universities should organize students to go to the society and give priority to off-campus labor exercise.

China delegation fully carries forward the Olympic spirit and Chinese sports spirit.

  Xinhua News Agency, Rio de Janeiro, August 20th (Reporter Lu Yuchen, Wang Yong, Zhang Han) Liu Peng, head of the China delegation to the Rio Olympic Games and director of the State Sports General Administration, said on the 20th that the China delegation fully carried forward the Olympic spirit and the Chinese sports spirit.

  He said that in the Rio Olympic Games, China athletes won without arrogance and lost with grace, showing a positive and enterprising spirit; It embodies the sportsmanship of obeying the rules, respecting the audience, the referee and the opponent; It shows a civilized, polite, warm and friendly spirit.

  "China Women’s Volleyball Team is not afraid of strong players and strives hard in the competition, showing superb sports skills and tenacious will quality, fully inheriting and carrying forward the spirit of China Women’s Volleyball Team of United struggle, tenacious struggle and ever-reaching heights, and perfectly interpreting the Chinese sports spirit and ‘ Faster, higher and stronger ’ The Olympic spirit has greatly inspired the patriotic enthusiasm of people of all ethnic groups in China and greatly enhanced the national self-confidence and pride of Chinese people at home and abroad, "Liu Peng said.

  Liu Peng said that at the Rio Olympic Games, China athletes learned from athletes of sports delegations from various countries and regions with an open mind, strengthened friendly exchanges and enhanced mutual friendship. Together, they practiced the Olympic spirit of "Faster, Higher and Stronger" and the Olympic tenet of "Unity, Friendship and Progress", and jointly presented a wonderful Olympic Games to audiences all over the world, making the Olympic venue a big stage for friendly exchanges among people all over the world.

  During the Olympic Games, the Chinese Olympic Committee and the China sports delegation also had extensive contacts with various international, national and regional sports organizations, organized and participated in many bilateral and multilateral exchange activities, introduced the development achievements of sports in China, expressed their good wishes of strengthening unity and cooperation and jointly promoting the harmonious development of the Olympic Movement, enhanced mutual understanding and friendship, and played a positive role in expanding the international influence of China sports and enhancing the integration and interaction with the international sports community.

  "Up to now, the China sports delegation has basically completed the task of participating in the games that have ended," Liu Peng said. Rio Olympic Games is the ninth summer Olympic Games that China participated in after returning to the Olympic family, and it is also the largest Olympic Games with the largest delegation outside China. The average age of athletes is 24 years old, which is the youngest in the last three Olympic Games.

  Liu Peng said that China’s traditional advantages such as table tennis, diving and weightlifting are still the main force for the China delegation to win the gold medal, and some potential advantages such as cycling and men’s taekwondo have made major breakthroughs.

  Liu Peng introduced that a historic breakthrough has been made in basic sports track and field, and the number of events and people who won medals and rankings has increased significantly, creating the best results in participating in the Olympic Games. The number of events and athletes in swimming events has increased, and young athletes have undergone great trials and tests. Although some collective ball games failed to achieve better rankings, they basically played their due technical and tactical level, and young athletes have undergone valuable training. Although men’s judo and other events didn’t win the gold medal, their achievements were greatly improved.

  In the sports delegation of China, there are 35 Olympic champions, among which 12 Beijing Olympic champions and London Olympic champions won the Rio Olympic champion, three of whom won the Olympic champion for three consecutive years (namely divers Chen Ruolin, Lin Yue and Cao Yuan), and diver Wu Minxia won five Olympic gold medals for four consecutive years.

  Liu Peng said that it is even more gratifying that among the athletes who have won the gold medal in the current session of the China Sports Delegation, 13 are young athletes who participated in the Olympic Games for the first time. They have given full play to their best competitive ability and level, demonstrated their good spiritual will and style, and "have become a new force in competitive sports in China".

  In summing up the problems and shortcomings, Liu Peng said that although the overall performance of the China sports delegation was basically normal, some projects made major breakthroughs, but also exposed a number of problems.

  First, the Rio Olympic cycle has made outstanding achievements in international competitions such as the World Cup and the World Championships, which makes the cognition and judgment biased and underestimates the severe situation and difficulties faced by the Olympic Games. Second, in recent years, the Olympic Games has attracted the attention of more countries and regional governments, and the level of international competitive sports is getting higher and higher, and the competition is more intense. It is not enough for us to deeply understand the rapid development trend of world competitive sports, the new thinking and new trend of training management and the rapid improvement of the level, to make timely judgments, to exchange and learn, to innovate the training concepts and methods of some projects, and to be strict and unrealistic in management measures. Third, the rules of many events in this Olympic Games cycle have undergone major changes, which have had a profound impact on the rules of training and participation. Although we have conducted research and adaptive training in time, from the perspective of the competition process, our understanding is not thorough enough, our grasp is not in place enough, and our response is not appropriate enough. There are some mistakes in the on-the-spot command and response of some projects, some projects have fallen sharply in the competition, and some projects have failed to play their due level. Fourth, in this cycle, most events have been alternated from old to new in a large area, and the proportion of athletes who participated in the Olympic Games for the first time reached 73%. It is insufficient to train and hone young players in different events and objects. There are shortcomings in the work of persistently cultivating and inspiring the sports spirit of all athletes. As a result, some athletes have a tight mentality and too many ideas when facing the difficulties and challenges of fierce competition, and they have not fully demonstrated their high momentum and failed to give full play to their due level.

  "We should further reflect on these issues and make a serious summary. Make great efforts to strengthen research and analysis, take practical measures, make scientific planning and layout, and strive to improve and improve, "Liu Peng said.

  In this Olympic Games, China swimmer Chen Xinyi had a doping positive event. Liu Peng said that the China Sports Delegation and the Chinese Swimming Association attached great importance to this issue, and they have shown a firm and clear position and attitude. We will continue to adhere to the "three strictness" policy of anti-doping work and the firm attitude of "zero tolerance" for doping problems, constantly improve the working system of education, supervision, inspection and punishment for anti-doping work, and strive to eradicate the occurrence of doping problems from the aspects of improving ideological understanding and improving management system, so as to safeguard the physical and mental health and legitimate rights and interests of athletes and safeguard the fair and just Olympic spirit.

  Finally, Liu Peng said that this Olympic Games is an important stage test for the development of competitive sports in China. He will conscientiously sum up the experience and lessons of training, preparation and participation, while fully affirming the achievements, adhere to the problem-oriented, further analyze and solve the difficulties and deficiencies in the development of sports in China, and seriously learn from the advanced concepts and experiences of sports development, sports management and training and participation in other countries and regions. Further explore and grasp the development law of competitive sports, promote national fitness and Olympic counterparts, promote the coordinated development of mass sports and competitive sports, sports undertakings and sports industries, and continuously improve the health level of the broad masses of the people. We will continue to deepen sports exchanges and cooperation with all countries and regions in the world to jointly promote the development of the international Olympic movement.

  Cai Zhenhua, deputy head of China delegation, Gao Zhidan, deputy head and secretary general of China delegation, Yang Xiaoqiang, head coach of China Boxing Team, Wu Minxia, Olympic champion of diving, and Su Bingtian, a famous sprinter, all attended the conference.

The Ministry of Industry and Information Technology released the situation and typical cases of cracking down on "black broadcasting" and "pseudo base stations" in April this year

  Cctv newsAccording to the Ministry of Industry and Information Technology, in April, 2023, radio management agencies at all levels deepened the coordination of departments, optimized technical support means, and constantly intensified the investigation and punishment of illegal and criminal acts of "black broadcasting" and "pseudo base stations", and always maintained a high-pressure situation, effectively ensuring the safety of special frequencies for aviation and railways.

  In terms of cracking down on "black broadcasting", in April 2023, radio management agencies at all levels started 1,893 trips of radio monitoring vehicles and 4,672 sets of monitoring and positioning equipment, dispatched 4,773 monitoring personnel for 195,861 hours, investigated and dealt with 60 illegal and criminal cases of "black broadcasting" and seized 66 sets of "black broadcasting" equipment, which effectively shocked the arrogance of the criminals. In terms of cracking down on "pseudo base stations", a total of 1,247 radio monitoring vehicles and 3,176 monitoring and positioning equipment were activated, and 2,967 monitoring personnel were dispatched for 95,201 hours. No illegal activities of "pseudo base stations" were found.

  Typical case 1: Jiangsu radio management agencies quickly investigated and dealt with two cases of "black broadcasting"

  On the evening of April 3, the radio management department of Changzhou received a report from the masses that it had heard illegal advertisements in Liyang, Changzhou. After receiving the report, the monitoring personnel immediately carried out monitoring and investigation, and locked the illegal signal position near a park in liyang city. Due to the steep terrain and strong concealment, law enforcement officers walked into the mountains to find out, and finally found the "black broadcasting" equipment around the forestry relay station on the top of the mountain. The case has been handed over to the local police station and the Cultural Tourism Bureau for follow-up treatment.

  On April 14th, Yancheng Radio Monitoring Station found that there was an unknown signal playing illegal advertisements in the area where Xiangshui County was located. After monitoring and comparison, it belonged to "black broadcasting" signal. After direction finding and positioning, the "black broadcasting" equipment was seized on the roof of a residential area in Xiangshui County, and law enforcement officers took photos on the spot and dismantled it.

  Typical case 2: A case of "black broadcasting" was cracked by Shandong radio management agency.

  On April 3rd, the radio management organization of Shandong Province found a "black broadcast" in the urban area of Wulian County during the daily monitoring, which circulated the drug advertisements. After monitoring and positioning, the "black broadcasting" equipment was positioned in the mountains near a village, and the staff walked into the mountains against the wind and in the rain. Because the monitoring equipment carried has no waterproof function, and the site does not have the conditions to accurately locate the signal source, the staff will continue to touch the row with experience. Finally, the "black broadcast" equipment was found outside a 40-meter-high tower platform. Considering the safety factors such as bad weather and power line treatment, the staff took power-off measures for the "black broadcast" and required the tower company to dismantle the equipment and antenna according to law.

  Typical case 3: Tianjin radio management agency cracked a case of "black broadcasting"

  On April 14th, Tianjin Radio Management Agency received a suspected "black broadcast" signal reported by the masses, and the staff confirmed it as a "black broadcast" signal after monitoring and comparison. After monitoring and positioning, the "black broadcast" equipment was finally seized on the roof of a residential area in Binhai New Area. Tianjin Radio Management Agency immediately organized law enforcement officers to take photos on the spot and then dismantled it, and handed over relevant clues to the public security department.

  Typical case 4: Shaanxi radio management agency cracked two cases of "black broadcasting"

  On April 19th, Shaanxi Radio Management Agency found and determined the "black broadcast" signal with the frequency of 92.8MHz in the special campaign to crack down on the illegal crimes of "black broadcast" and "pseudo base station". After monitoring and positioning, it is locked that the signal comes from the southwest of Xi ‘an. Shaanxi Radio Management Agency quickly dispatched staff to carry out follow-up investigation, and finally seized the "black broadcasting" equipment in the deep forest of Qinling Mountains. After the staff took photos to collect evidence, they dismantled the equipment on the spot.

  On April 24th, the radio management organization of Shaanxi Province monitored and found the "black broadcast" signal with the transmission frequency of 99.3MHz. After the direction finding and positioning along the way by technicians, the "black broadcast" equipment was finally seized in the radio and television transmission tower room near a village in Ancun Town, Lantian County. The law enforcement team immediately carried out relevant joint law enforcement work and dismantled it on the spot.

The latest response from CDC!

On January 14th, National Health Commission held a press conference to introduce the prevention and treatment of respiratory diseases in winter in China and answer reporters’ questions.

Influenza is still the main respiratory disease at present.

Mi Feng, spokesperson of the National Health and Wellness Commission and deputy director of the Propaganda Department, said at the meeting that since the New Year’s Day, the number of fever clinics in medical institutions nationwide has fluctuated and declined. At present, the main respiratory diseases are influenza, the infection in Covid-19 is at a low level, and the medical services are generally stable and orderly.

Mi Feng said that since the New Year’s Day holiday, the cross-border tourism between North and South has been popular. Tourists from south to north enjoy different natural environment and cultural atmosphere. There is a great difference in climate between the north and the south, so we should pay attention to the weather changes and road safety at the destination and along the way. Continue to adhere to good hygiene habits such as wearing masks scientifically, washing hands frequently, ventilation frequently and keeping social distance, and identify respiratory symptoms in time and see a doctor in time.

Wang Dayan, director of the National Influenza Center of the Institute of Virology, China CDC, said that recently, the data of multi-channel monitoring system showed that after the New Year holiday, the epidemic situation in COVID-19 was still at a low level, among which the positive rate of Covid-19 in sentinel hospitals remained below 1%, and the proportion of JN.1 mutants showed an upward trend. According to experts’ judgment, due to the continuous input of JN.1 mutant, the gradual decline of domestic influenza activity and the decline of people’s immune level, the infection situation in Covid-19 may rebound this month, and JN.1 mutant will probably develop into the dominant epidemic strain in China.

Will patients who have been infected with influenza A be infected with influenza B again?

According to Wang Dayan, seasonal influenza includes subtype A H1N1, subtype A H3N2 and influenza B. The southern provinces of China have entered this influenza epidemic season since early October 2023 and the northern provinces since late October 2023. In the early stage, influenza A (H3N2) virus was the main epidemic strain. In the past five weeks, the proportion of influenza B virus in northern provinces continued to rise to 57.7%, and in the past three weeks, the proportion of influenza B virus in southern provinces continued to rise to 36.8%, and the proportion of influenza B virus in some provinces exceeded that of influenza A virus.

Influenza A and B viruses are distinguished by the sequence characteristics of their genes and proteins, and the seasonal influenza caused by them is difficult to distinguish in clinical symptoms. If we want to distinguish and identify influenza A virus or influenza B virus, we need to rely on pathogen typing.

In the same influenza epidemic season, there are usually different types and subtypes of influenza viruses, but the proportion is different. The immune response after getting influenza A cannot provide immune protection for influenza B. Even if you have had influenza A in this epidemic season, you may be infected with influenza B virus again. It is recommended that high-risk people be vaccinated as soon as possible.

Will respiratory diseases such as influenza A or B be repeatedly infected?

Wang Guiqiang, director of the Department of Infectious Diseases of the First Hospital of Peking University, said that winter is the season with frequent respiratory diseases, including influenza (influenza A, influenza B), Covid-19, respiratory syncytial virus, adenovirus and mycoplasma, etc. The immunity established by these pathogens after infection is not lasting and can be repeatedly infected, and the pathogens have no cross-protective immunity and can be infected simultaneously or alternately.

Repeated infection in a short time, because the immunity established by infection still exists, the condition is often milder; When different pathogens are infected at the same time, the disease may worsen, the respiratory immune barrier will be damaged after infection, and the risk of bacterial infection will increase, especially for the elderly, children and patients with basic diseases.

It is suggested that the symptoms of upper respiratory tract infection should be differentiated and diagnosed in time, and antigen or nucleic acid detection should be carried out. After the diagnosis is confirmed, targeted treatment can be carried out-

The flu can be treated with anti-influenza drugs such as oseltamivir or mabaloxavir; The elderly, children and patients with basic diseases should use anti-influenza drugs at an early stage.

If Covid-19 is infected, early application of anti-COVID-19 drugs can relieve symptoms, shorten the course of disease, reduce the risk of severe illness and hospitalization, and reduce the risk of further transmission.

How will respiratory diseases affect the cardiovascular system?

According to experts, whether it is bacterial, viral or mycoplasma infection, it may affect the cardiovascular system, especially the elderly, which needs attention.

The most common is myocardial involvement, which leads to myocarditis; Arrhythmias, such as premature beats and atrial fibrillation. For patients with existing cardiovascular diseases (hypertension, coronary heart disease, atrial fibrillation, heart failure, etc.), the disease may recur or worsen.

We should improve our ability of identification and prevention-

Once respiratory infection occurs, you should pay attention to rest and active treatment.

After the symptoms such as fever and runny nose have improved after the treatment of respiratory infection, chest tightness, shortness of breath, chest pain and even edema of lower limbs should be seen as soon as possible, and ECG, echocardiography, dynamic ECG, myocardial enzymes and heart failure indicators should be checked to determine whether cardiovascular diseases are involved.

Original title: "The latest response from China CDC! 》

Read the original text

The institutional reform plan of 31 provinces was approved: "characteristic departments" were set up in many places.

52 vision china

  China Economic Weekly reporter Wang Hongru | Beijing Report

  Editor: Cao Xu

  (This article was published in China Economic Weekly, No.49, 2018)

  With the recent approval of the Shanghai Institutional Reform Plan, the provincial institutional reform plans of 31 provinces have all been approved by the central authorities.

  According to the Plan for Deepening the Reform of Party and State Institutions issued by the Central Committee of the Communist Party of China in March 2018, "the plan for the reform of provincial party and government institutions should be submitted to the CPC Central Committee for approval before the end of September 2018, and the institutional adjustment should be basically in place before the end of 2018. The reform of party and government institutions below the provincial level shall be under the unified leadership of provincial party committees and reported to the Party Central Committee for the record before the end of 2018. All local institutional reform tasks will be basically completed by the end of March 2019. "

  As an important part of deepening the reform of the party and state institutions, the reform of local institutions is being fully implemented in accordance with the "planning map", "construction drawing" and "timetable" determined by the CPC Central Committee.

  "Optimize synergy and high efficiency" instead of "streamline unified efficiency"

  The first province to receive the approval from the central government was Hainan. On September 13th this year, the Central Office and the State Council issued the "Hainan Province Institutional Reform Plan".

  After the reform, there are 55 party and government organizations in Hainan Province, including 18 provincial party committees and 37 government organizations. It is generally consistent with the establishment of the central party and government institutions and reflects the characteristics of Hainan. For example, the establishment of the Provincial Department of Natural Resources and Planning and the Provincial Forestry Bureau will bring land and marine natural resources into a unified management system; Re-establish the provincial ecological environment department and establish a large environmental protection management system; Integrate the functions of tourism, culture and sports, and set up a provincial tourism and culture radio, film and television sports hall to serve the development of tourism in the whole region.

  On October 15th, the Anhui Provincial Institutional Reform Plan was approved. After the reform, Anhui Province set up 60 party and government organizations. Among them, there are 17 provincial party committees and 43 provincial government agencies. In an interview with China Economic Weekly, Professor Yuan Weihai, vice president of Anhui Administration College, said that 29 units were merged and five new units were re-established. According to the principle of optimization, synergy and high efficiency, under the premise of ensuring that the total number of institutions can not be broken, according to the adjustment of functions and institutions, we will make overall plans for resource allocation.

  Optimizing synergy and high efficiency is an important principle in this institutional reform. The Central Committee of the Communist Party of China’s Decision on Deepening the Reform of Party and State Institutions (hereinafter referred to as the "Decision") points out that the principle of "optimization, coordination and high efficiency" should be adhered to in deepening the reform of Party and State institutions.

  In the past, the decision-making level has always emphasized the principle of "streamlining and unifying efficiency" for institutional reform.

  "Different from previous institutional reforms, this institutional reform pays more attention to systematicness, integrity and synergy, emphasizing strengthening the overall leadership of the party as the guide, focusing on optimizing synergy and efficiency, and coordinating the reform of the party, government and military groups." Shen Ronghua, deputy secretary-general of the Chinese Society of Administrative Management, told the reporter of China Economic Weekly, "Optimization is scientific and reasonable, with consistent powers and responsibilities, coordination is unified and divided, and efficiency is to perform duties in place and smooth processes."

  In Yuan Weihai’s view, optimizing synergy and efficiency also means that there will be no cliff-like downsizing in institutional reform, and every civil servant will have a post after the reform. "Before the end of this year, the reform of Anhui provincial institutions should be basically put in place. At present, the overall opinions on institutional reform in cities and counties have been reviewed at the meeting of the Leading Group for Promoting Institutional Reform of the Anhui Provincial Party Committee and are being reported to the central government for the record according to procedures. "

  Provincial institutions limit management, the total number of provinces does not exceed 60.

  The reporter found out that many provinces have set up "optional actions" according to local conditions in the reform, and the number of institutions is not the same.

  Comparing the number of party and government organizations in various provinces after the reform, Hainan and Ningxia have the least, with 55; Among the municipalities directly under the Central Government, there are 65 in Beijing, 64 in Chongqing and Tianjin and 63 in Shanghai. The total number of party and government organizations in Shandong, Hunan, Liaoning, Heilongjiang, Zhejiang, Jiangxi, Hubei, Jiangsu, Jilin, Fujian, Gansu, Hebei, Anhui and other provinces is 60.

  Judging from the reform, at present, the number of institutions of the CPC Central Committee and the State Council is about 90, and the number of provincial party committees and government institutions is about 60, and the number of institutions decreases further down. Shen Ronghua, deputy secretary-general of the Chinese Society of Administrative Management, believes that the reason why the number of central party and government institutions is more than that of local governments is mainly because the central government should exercise comprehensive leadership and management over the various undertakings of the party and the state. According to the management law, there must be more institutions at the central level. "For example, there are national defense, diplomacy, customs, maritime affairs, finance and other institutions at the central level, and places are usually not established; For another example, in the cultural field, in some places, institutions such as culture, tourism, sports, radio and television, press and publication are integrated into one institution, while at the central level, these institutions are separated. "

  Take 55 provincial party and government organizations in Hainan Province as an example, of which 43 correspond to the relevant departments of the CPC Central Committee and the State Council. In addition, there is a "one-to-many" provincial-level large-scale institution in Hainan Province. For example, Hainan Province has integrated the management of culture, sports, radio and television of the Provincial Tourism Development Committee and the Provincial Department of Culture, Radio, Film and Television Publishing and Sports, and established the Provincial Department of Tourism and Culture, Radio, Film and Television Sports, corresponding to the Ministry of Culture and Tourism, the State Administration of Radio, Film and Television and the State Sports General Administration.

  Song Shiming, a professor at the Central Party School (National School of Administration), said that the purpose of this adjustment is to ensure that the upper and lower levels are in line with each other, that government decrees are implemented, and that the market and the legal system are unified. Both "one-on-one" and "one-on-many" large-scale system can be allowed in local areas, and finally optimization, coordination, intensive and efficient can be achieved.

  Many provinces and cities set up "characteristic departments" according to local conditions.

  It is worth mentioning that Zhejiang, Fujian, Anhui, Shandong, Chongqing, Guangdong and other provinces have set their sights on "big data" in order to actively adapt to the development of digital information technology and promote "e-government in internet plus".

  For example, Fujian Province has set up the Digital Fujian Construction Leading Group Office (Provincial Big Data Administration); Anhui Province established the Data Resources Administration Bureau; Shandong Province established the Provincial Big Data Bureau; Chongqing established the Municipal Big Data Application and Development Administration; Guangdong and other provinces set up big data bureaus within the Provincial Economic and Information Committee; Zhejiang Province established the Provincial Big Data Development Administration.

  "The establishment of some new institutions such as the Big Data Bureau means that many provinces have begun to attach great importance to the big data strategy and smart city strategy, and localities have begun to transform into smart cities and smart provinces." Shen Ronghua told China Economic Weekly that the establishment of the Big Data Administration will be a powerful starting point for the construction of smart cities.

  In addition to the "big data" highlights, the reporter found out that some provinces have also set up some departments that are in line with regional reality and reflect regional characteristics according to their respective characteristics.

  For example, Shandong Province has set up the Marine Development Committee to build a strategic location for high-quality marine development; Hainan Province set up the office of the Committee for Comprehensively Deepening the Reform of the Provincial Party Committee, and hung the brand of the office of the Working Committee of the Free Trade Zone (Free Trade Port) of the Provincial Party Committee; Guangdong has set up a provincial leading group to promote the construction of Guangdong-Hong Kong-Macao Greater Bay Area.

  Liaoning Province has set up the Provincial Business Environment Construction Bureau, the integration of defense and civilian technologies Development Committee Office of the Provincial Party Committee and other institutions that are quite "appropriate". Chen Qiufa, secretary of the Liaoning Provincial Party Committee, pointed out that the establishment of business environment institutions should be optimized and the level of business environment construction should be accelerated. Highlight the characteristics of the province, give full play to the advantages of Liaoning as a major military province, and explore new ways for the in-depth development of integration of defense and civilian technologies.

  The general view of the outside world is that revitalizing the Northeast and accelerating the improvement of the business environment is a major starting point. Sun Qingguo, member of the Party Committee of Liaoning Administration College and director of the public administration teaching and research department, said in an interview with China Economic Weekly, "At present, there are shortcomings in the business environment in Liaoning. This institutional reform, Liaoning Province regards the Business Environment Construction Bureau as the direct bureau of the provincial government, which is the only one in the country."

  The establishment of the office of the integration of defense and civilian technologies Development Committee of the Provincial Party Committee is also a major feature of Liaoning. Sun Qingguo said that Liaoning Province, as a big military industry province, still has a certain gap in integration of defense and civilian technologies. Integration of defense and civilian technologies is an important platform and carrier for Liaoning to accelerate its overall revitalization. "The purpose of setting up the office of the integration of defense and civilian technologies Development Committee of the Provincial Party Committee in a timely manner is to give full play to the advantages of a large military province and explore new ways for the in-depth development of integration of defense and civilian technologies."

  In Shen Ronghua’s view, different provinces not only highlight the characteristics of their respective responsibilities due to different management levels, but also have differences in economic and social development level, industrial structure, geographical population, ethnic structure, etc., all of which determine that institutional setup and functional allocation should proceed from reality and adapt to local conditions.

  Many provinces and institutions are downsizing and no longer undertake administrative functions.

  In addition to party and government organizations, institutions that undertake administrative functions are also among the reforms.

  The reporter of China Economic Weekly found that in terms of institutional setup, many provinces no longer retain or newly set up institutions that undertake administrative functions, and institutions have also ushered in new changes.

  For example, the "Shandong Province Institutional Reform Plan" proposes that in the future, institutions will no longer undertake administrative functions except administrative law enforcement agencies; Deepen the reform of public welfare institutions, integrate institutions with similar responsibilities and tasks, and improve their service and technical support capabilities; Promote the separation of enterprises and enterprises.

  The "Hainan Provincial Institutional Reform Plan" also puts forward new requirements for the reform of affiliated institutions, comprehensively cleans up the administrative functions undertaken by provincial institutions and assigns administrative functions to competent departments or administrative institutions with similar functions; Non-transfer institutions that can transfer their functions really need to be strictly controlled by the internal organs of the administrative department; In principle, other types of institutions only carry out necessary transfer, renaming and integration.

  The "Institutional Reform Plan of Liaoning Province" proposes to comprehensively clean up the administrative functions undertaken by public institutions, assign administrative functions to relevant departments, and adjust the original institutions to public service institutions, and optimize and integrate with relevant institutions.

  Sun Qingguo told the reporter of China Economic Weekly that the reform of public institutions in Liaoning Province, based on the principles of separating government affairs, enterprises and management, has consolidated the original 650 public institutions into 65, and cut down 90%. Not only provincial institutions, but also cities and counties are also integrated according to this ratio.

  After the substantial integration, how to arrange personnel is a problem. Sun Qingguo told the reporter of China Economic Weekly about the measures taken by Liaoning Province. There were 60 people in the civil air defense office of a city, but only 12 people were left in the administrative department after the reform of public institutions. 48 people have left, how can these 12 people guarantee to run?

  "Due to the consideration of institutional reform and the transformation of government functions, cities, counties and township organs have not recruited civil servants on a large scale in recent years, and cities, counties and township organs have vacated some establishments. They take out 60% to 80% (80% in cities and counties, 60% in towns and villages) of administrative vacancies, and recruit civil servants from qualified personnel in public institutions, and let them become civil servants through examinations. Not only solved ‘ There is nothing to do, and some people have nothing to do ’ The problem has also solved the problem that the reform in some organs has affected the empty editing and functional operation. " Sun Qingguo said that these people have to go through interviews, physical examinations and publicity after the written examination.

fm

The high-temperature continuous meteorological departments in many places in Taiwan Province remind people to be careful against heat injury

  BEIJING, August 6 (Xinhua) According to Taiwan Province’s "United Daily News", the meteorological department of Taiwan Province released high-temperature information on the 6th, involving Taipei City, New Taipei City, Taoyuan City, Kaohsiung City, Yilan County and Hualien County, reminding people to avoid unnecessary outdoor activities, labor and sports, pay attention to sun protection, replenish more water and guard against heat injury.

  The meteorological department of Taiwan Province pointed out that due to the hot weather, around noon on the 6th, some areas in Taiwan Province, such as basins, mountainous areas and river valleys, showed high temperature orange or yellow signals, and there was a possibility of continuous high temperature of 36℃.

  Specifically, New Taipei City and Yilan County are high-temperature orange signals; Taoyuan City, Taipei City, Kaohsiung City and Hualien County are high temperature yellow signals.

  The meteorological department of Taiwan Province reminds people to avoid unnecessary outdoor activities, labor and sports, pay attention to sun protection, replenish more water and guard against heat injury. It is necessary to keep the room ventilated and cool. It is suggested to take measures to cool the human body or the environment, such as fanning or using ice packs to cool down. It is required to care for the elderly, children, chronic patients, obese people, drug users, vulnerable people, outdoor workers or athletes, and stay away from high temperature environment.

  On the 6 th, most parts of Taiwan Province were cloudy to sunny, and the temperature was high during the day; In the afternoon, there were some short-term thunderstorms in all parts of Taiwan Province, and there may be some heavy rain, and there were also some short-term showers in the western part of Taiwan Province from early morning to early morning.

The first press conference was held in the 20th press center of the Party to introduce the situation of implementing the new development concept, building a new development pattern and promoting high-

  Xinhua News Agency, Beijing, October 17th  

  On October 17th, Press Center for the 20th National Congress of the Communist Party of China held a press conference, inviting Zhao Chenxin, member and deputy director of the National Development and Reform Commission, Cong Liang, member of the National Development and Reform Commission, secretary and director of the State Grain and Material Reserve Bureau, and Ren Jingdong, member and deputy director of the National Energy Administration, to introduce the implementation of the new development concept, build a new development pattern, promote high-quality development, and comprehensively promote the great rejuvenation of the Chinese nation with Chinese modernization, and answer questions from reporters. Xinhua News Agency reporter Zhang Yuwei photo

  Theoretical innovation leads economic and social development and makes historic achievements.

  Zhao Chenxi introduced that since the 18 th National Congress of the Communist Party of China, China’s economic and social development has made historic achievements and undergone historic changes. From 2012 to 2021, China’s GDP increased from 53.9 trillion yuan to 114.4 trillion yuan, the proportion of China’s economy in the world economy increased from 11.3% to 18.5%, and the per capita GDP of China increased from 39,800 yuan to 81,000 yuan.

  He said that the historic leap of China’s economic strength and the extraordinary and extraordinary great achievements in economic construction were achieved against the background of severe and complicated international situation and various major risks and challenges. This is due to the steering of the Supreme Leader’s General Secretary and the scientific guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era.

  Zhao Chenxin said that the supreme leader’s economic thought insists on observing, grasping and leading the times with Marxism, and in the process of adapting to the new situation, solving new problems and coping with new challenges, it has continuously formed a series of theoretical achievements with distinctive times and creativity, which has made important original contributions to enriching and developing Marxist political economy. The supreme leader’s economic thought has pointed out the correct direction and provided fundamental follow-up for us to do a good job in economic work in the new era, to solve development problems, to enhance development momentum and to cultivate development advantages. At present, China has successfully achieved the goal of the first century of struggle, and is striding on a new journey to the goal of the second century of struggle in high spirits. We are closer, more confident and more capable of realizing the goal of the great rejuvenation of the Chinese nation than at any time in history.

  Firmly grasp the initiative of food security

  Food security is "the biggest in the country". When answering whether China can hold on to his rice bowl, Cong Liang said that China’s food security capability has been continuously improved. Since 2015, the grain output has remained above 1.3 trillion Jin for seven consecutive years. In 2021, the per capita grain output was 483.5 kg, even without considering the supplement of imports and abundant stocks, only the per capita grain output has exceeded the internationally recognized food security line of 400 kg; 900 million mu of high-standard farmland has been built, and the improved varieties of food crops have basically achieved full coverage; The grain circulation remained efficient and smooth, and the national standard warehouse was intact with a storage capacity of 700 million tons; Food emergency support is more powerful. There are 6,000 food emergency processing enterprises, 53,000 emergency supply outlets and 4,199 emergency storage and transportation enterprises, which are capable of coping with all kinds of major natural disasters and public emergencies.

  "In the future, we have the foundation, conditions, ability and confidence, and always firmly grasp the initiative of food security." Cong Liang said that the next step will be to increase the protection and construction of cultivated land and strictly observe the red line of 1.8 billion mu of cultivated land; Strengthen scientific and technological support such as modern seed industry, realize independent and controllable provenance, and improve the research and development and application level of agricultural machinery and equipment; Optimize the production layout and strengthen the construction of grain production functional areas; Strengthen the regulation of purchasing and storage, strengthen the coordinated guarantee of grain production, purchase, storage and marketing, improve the monitoring and early warning system, and maintain a reasonable reserve scale; Carry out food saving and impairment, and promote food saving and nutrition and health.

  Promote coordinated regional development and promote the construction of Guangdong-Hong Kong-Macao Greater Bay Area.

  Zhao Chenxin said that since the 18th National Congress of the Communist Party of China, China’s coordinated regional development has made historic achievements and undergone historic changes. The top-level design of Beijing-Tianjin-Hebei coordinated development has been completed. The Yangtze River Economic Belt insists on joint protection and does not engage in large-scale development, and the rectification of outstanding problems in the ecological environment is accelerated. The integrated development of the Yangtze River Delta presents a new atmosphere. The "1+N+X" planning system for ecological protection and high-quality development in the Yellow River Basin was accelerated. The relative gap in regional development continues to shrink. Special types of areas to achieve revitalization and development.

  Focusing on the next step of Guangdong-Hong Kong-Macao Greater Bay Area construction, Zhao Chenxin said that he will focus on key areas, with major cooperation platforms such as Hengqin, Qianhai, Nansha and Hetao as the guide, accelerate the construction of Greater Bay Area International Science and Technology Innovation Center, improve the "two corridors" and "two points" architecture system of Greater Bay Area International Science and Technology Innovation Center, promote the integrated development of Greater Bay Area market in an orderly manner, optimize and upgrade the functions of world-class airports and ports, and strengthen the co-construction and sharing of public services. We will fully support Hong Kong and Macao to deeply participate in the construction of Greater Bay Area, so that Hong Kong and Macao can gain broader development space and continuous development momentum from the overall situation of national development.

  Hold the bottom line of energy security

  In response to the reporter’s concern about energy security, Ren Jingdong said that he will hold the bottom line of energy security from three aspects.

  First, do a solid job in strengthening the foundation. Give full play to the ballast role of coal and the basic regulatory role of coal-fired power, vigorously enhance the exploration and development of oil and gas, and strive to achieve an annual comprehensive energy production capacity of more than 4.6 billion tons of standard coal in China by 2025. The second is to do a solid job of orderly substitution. Focusing on the long-term development needs, we will comprehensively build a clean energy supply system such as wind, light, water and nuclear power, solidly promote the construction of major hydropower and nuclear power projects, and make overall plans to promote the construction of large-scale wind power photovoltaic bases focusing on deserts, Gobi and desert areas. The third is to do a solid job in risk management and control. Establish and improve early warning mechanisms for coal, oil and gas, electricity supply and demand, continuously strengthen infrastructure construction such as emergency power supply and interconnection of pipe networks, solidly improve the level of regional mutual aid and multi-energy, and continuously strengthen the safe supply of energy in key areas and key time periods.

  Continuously improve the toughness and safety level of the industrial chain supply chain.

  In response to the question of how to maintain the safety and stability of China’s industrial chain supply chain, Zhao Chenxin said that around the continuous improvement of the resilience and safety level of China’s industrial chain supply chain, five key tasks are being continuously promoted: first, forging long boards to make up for shortcomings, second, stabilizing industrial production, third, optimizing industrial layout, fourth, deepening open cooperation, and fifth, strengthening risk prevention.

  In response to the reporter’s concern about the national reserve, Cong Liang said that China will speed up the construction of a national reserve system in line with the status of a big country, improve the national reserve system and mechanism, further enhance the reserve strength, give full play to the reserve function, and continuously improve the ability and level of preventing and resolving risk challenges.

  Promote high-level opening to the outside world.

  Focusing on the situation of foreign investment in China, Zhao Chenxin said that since the beginning of this year, under the overall background of repeated delays in the global epidemic, complicated and severe international situation and weak transnational investment, China has overcome multiple difficulties in attracting foreign investment and achieved remarkable results in increasing steadily and improving quality steadily. From January to August this year, China used 892.74 billion yuan of foreign capital, a year-on-year increase of 16.4% according to comparable caliber. Generally speaking, multinational companies have confidence in investing in China and are optimistic about the China market for a long time.

  "The door to China’s opening in the future will only grow bigger and bigger." He said that China will promote high-level opening-up, further strengthen the encouragement of foreign investment, further promote the landing of major foreign-funded projects, and further optimize its services to foreign-funded enterprises.

  Some people think that "taking the domestic big cycle as the main body" means that China has to make a big contraction in opening up. Zhao Chenxi emphasized that this understanding is wrong. Building a new development pattern is an open domestic and international double cycle, not a closed domestic single cycle. In the next step, China will focus on smoothing the national economic cycle, firmly implement the strategy of expanding domestic demand, continue to deepen reforms, break down institutional and institutional obstacles, accelerate the construction of a new open economic system at a higher level, and promote the smooth communication of domestic and international dual cycles.

  China’s economy will be consolidated and stabilized.

  When answering the question about the economic situation in China this year, Zhao Chenxin said that since the beginning of this year, China’s economy has fluctuated from month to month, but it has generally continued to recover its development trend. Judging from the current situation, the economy rebounded significantly in the third quarter.

  "There are difficulties and challenges in China’s economic operation, but it is more full of opportunities." He said that China has a population of more than 1.4 billion, the largest middle-income group in the world, and a huge market advantage. Together with a complete industrial system, a complete industrial chain and an increasingly modern infrastructure system, these basic conditions provide great opportunities and broad market space for the development of various enterprises. China’s economic recovery will be further consolidated.

  The three delegates also answered other questions raised by reporters. About 270 domestic and foreign journalists from more than 160 media attended the press conference. (Reporter Shen Cheng, Dai Xiaohe, An Bei)

The first batch of mutual insurance organizations in China landed for one year: each family explored different development models

  People’s Daily Online, Beijing, June 1 (Zhang Wenting) Mutual insurance is one of the most important forms in the insurance market in the world today, and its biggest feature is not to pursue profits, but to provide better insurance services for members. Now, this insurance model, which has matured abroad, has begun to try and explore in China. With the passage of time, China’s mutual insurance development model is also quietly changing.

  Mutual insurance has a long history, which originated earlier than joint-stock insurance. At present, it still occupies an important position in the international insurance market, especially in high-risk areas such as agriculture, fisheries and risk protection for low-and middle-income people. The so-called mutual insurance refers to the economic activities that the insured with the same risk protection needs handle insurance for themselves on the basis of equality, voluntariness and democratic management, with the purpose of helping each other and sharing risks.

  Continuous progress: the transition from zero to one, exploring different risk sharing models

  2017 is an important time node for mutual insurance to truly land in China. This year, the first batch of mutual insurance organizations in China, Zhonghui Property Mutual Insurance Company, Xinmei Life Mutual Insurance Company and Huiyou Construction Mutual Insurance Company (hereinafter referred to as Zhonghui Mutual, Huiyou Construction Company and Xinmei Mutual), were successively approved for opening. It was also this year that the practical exploration of mutual insurance in China officially set sail.

  At this moment in 2018, looking back on the changes in the past year, john young, the chairman of Xinmei Life Insurance Mutual Insurance Society, was quite impressed: "As the first mutual life insurance organization in China, this year has changed from zero to one, from system construction to product setting. Every step needs to put aside the shackles of traditional insurance and reflect the mutual assistance and mutual assistance characteristics of mutual insurance."

  Li Jing, the chairman of Zhonghui Property Mutual Insurance Co., Ltd., has the same feeling: "Mutual insurance is a new thing in China, and we have been thinking about how to cut into which segment and which scenarios are suitable. Keep looking for ‘ Member ownership, member public office and member sharing ’ The model suitable for the core concept of mutual insurance is what we have been doing. "

  Indeed, every mutual insurance organization is "crossing the river by feeling the stones", and each one has also established its own new model based on the characteristics of mutual insurance and mutual assistance and high risk protection, making it a useful supplement to China’s insurance market.

  As the first mutual life insurance organization, Xinmei Mutual has always focused on raising and health needs, and all its insurance products are mainly based on long-term protection. According to john young, in order to make members feel more involved in the operation and management of the organization, and at the same time to maximize the protection of the interests of members and customers, Xinmei created a "compensation jury" mechanism and a "member love rescue account" in the past year.

  "In Xinmei Mutual, when a member or customer is in danger, he should first apply to Xinmei for compensation. If the compensation conditions are met, he can get compensation quickly. If there is a dispute with Xinmei (not paying in full), the claimant can submit it to the" compensation jury "for consideration and take it as the final conclusion of whether to pay compensation or not. If a member fails to get a claim or still has a hard life after getting a claim, he can apply to Xinmei for assistance from the member’s love assistance account. " John young explained. Up to now, there have been four cases of compensation jury, and one person has been helped by love.

  Hu Han, general manager of Xinmei Mutual, also said that the attribute of mutual insurance is "mutual assistance and mutual assistance", but assistance is not the purpose. What Xinmei Mutual wants to do is to establish an orderly and virtuous circle of "self-help, mutual assistance and help" between members and customers.

  In addition, life insurance products in mutual insurance are also relatively affordable. According to the analysis of relevant experts, this is because the operating costs and risks of mutual insurance companies are lower than those of traditional commercial insurance companies, so their premium rate can also be lower than that of traditional insurance, while payout ratio is relatively higher. In addition, most of the profits will be returned in the form of dividends and giving away insurance, so the insured will benefit more.

  The development model of mutual benefit is aimed at the financing needs of closed upstream and downstream industrial chains and individual industrial and commercial households composed of small and medium-sized enterprises. For a long time, small and medium-sized enterprises have generally faced the problems of "difficult and expensive financing", and it is difficult to obtain loans from traditional financial institutions, and instead try to raise funds from online lending platforms or private channels, but the high annualized interest rate has exceeded the affordable range of small and medium-sized enterprises.

  According to Tang Ning, deputy general manager of Zhonghui Mutual, the reporter explained: "Zhonghui Mutual mainly serves small and medium-sized enterprises from the perspective of industrial chain. The upstream and downstream enterprises in the industrial chain share the same fate, and they are ignorant of every business link and risk feature in the industrial chain. It is precisely because of this strong relationship that every subject in the industrial chain will be bound by tangible contracts and intangible supervision. When good money can effectively expel bad money, the overall risk of the industrial chain can be effectively reduced, thus benefiting small and medium-sized enterprises in the industrial chain.

  "For example, ‘ Mutual insurance plan for financing guarantee of small and micro enterprises and individual operators ’ From the perspective of cash flow, based on the observation of the international trade industry, it provides financing services for the capital turnover needs of the upstream and downstream entities in the chain. " He said.

  Huiyou is special to each other, mainly engaged in liability insurance in the fields of housing, construction and engineering that are not common in the market. Yan Bo, the legal representative of Huiyou Mutual, said that Huiyou mutual focuses on units or individuals with homogeneous risk protection needs in the fields of housing and construction engineering? For services, the use of insurance mechanism for the whole process of risk management and control of construction projects.

  Distress: profit become a common problem of three mutual insurance companies.

  Although China’s mutual insurance organizations are moving towards a virtuous circle step by step, the road is still full of thorns. The 2017 annual report shows that profitability has become the biggest problem facing the three mutual insurance agencies.

  According to the annual reports disclosed by the three companies, in 2017, the insurance business income of Xinmei Mutual Insurance Agency, Zhonghui Mutual Insurance Agency and Huiyou Mutual Insurance Agency was 474 million yuan, 67.111 million yuan and 4.6531 million yuan respectively. While the insurance business is growing, the operating data is losing money, with losses of 187 million yuan, 60,585,400 yuan and 31,066,300 yuan respectively, with a total loss of about 278 million yuan.

  Different from joint-stock insurance companies, mutual insurance organizations have no shareholders and are jointly owned by all members, who participate in management and share the surplus. Because of this, the market pays special attention to its surplus distribution.

  Regarding the fact that Xinmei has not yet made a profit, john young said frankly that it has not yet made a profit due to the large investment in the initial stage of opening. However, the relevant measures for the distribution of members’ surplus, the Measures for the Administration of Owners’ Rights and Interests of Xinmei Life Mutual Insurance Social Workers, have been formulated. It is clear that when the accumulated profit of the company is higher than the sum of the principal and interest of the initial working capital, the surplus can be distributed to members, including but not limited to increasing the insured amount, reducing the premium or deducting the subsequent premium.

  The relevant person in charge of Zhonghui also said: "Under normal circumstances, newly established insurance institutions generally have a break-even cycle of three to five years. Zhonghui has just been established for one year and needs to invest resources in market expansion, team building, product research and development and model exploration. Therefore, the business scale and profitability in the first year are less comparable to those of mature insurance entities."

  Future tense: new technology promotes the faster development of mutual insurance

  At present, technologies such as the Internet, big data and cloud computing have revitalized the financial industry, and these new technologies are also important boosters for the development of mutual insurance in China.

  Li Xiaolin, Dean of the School of Insurance of the Central University of Finance and Economics, once wrote that in the past, mutual insurance targeted at homogeneous risk groups, and it was difficult for traditional mutual insurance institutions to explore homogeneous risk groups on a large scale due to the time and space distance. Nowadays, there is no need to return to the mode of acquaintance society to develop mutual insurance. The Internet naturally forms a channel, which greatly shortens the distance between people, reduces the information asymmetry caused by the distance between time and space, and quickly gathers people with homogeneous risk protection needs in a wider range, breaking through the scope and geographical restrictions of traditional mutual insurance and providing more convenient conditions for the development of mutual insurance.

  At the same time, mutual insurance institutions in the traditional sense have been criticized for the risks of opaque information and insider control, which will be well solved in the era of mobile internet. With the help of mobile Internet and social media, mutual insurance institutions can communicate with members continuously and in real time, and information disclosure can also be made known to members scattered around the country in the first time. Members can rely on the Internet to conveniently exercise their rights and fulfill their corresponding obligations. Furthermore, the sharing spirit of new technologies highlights the public welfare and good gathering nature of mutual insurance, which stems from the power of "mutual help and mutual assistance".

  At present, various mutual insurance agencies are also exploring the use of new technologies such as mobile internet, cloud computing, big data, artificial intelligence and blockchain to solve the problems encountered in the exploration of mutual insurance.

  John young said that at present, Xinmei Mutual is using ant blockchain technology to implement projects such as "Member Love Relief Account", "Claims File Room" and "Claims Review Group". This paper attempts to achieve decentralization and solve the trust problem through its algorithm and distributed technology architecture. Whether it is every fund transfer in the love rescue account or every claim case, it is written on the blockchain to ensure that the data is transparent and unchangeable and subject to the supervision of members. Among them, information including details of member donations, details of expenditure items, details of claims assistance cases, annual reports, etc. will also be disclosed to members simultaneously.