月度归档 2025年8月12日

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Severe diseases have expanded to 28 kinds! The new regulations on critical illness insurance have a far-reaching impact on the industry.

　　The definition of mild diseases was introduced for the first time in the revision of relevant codes in critical illness insurance, and three core diseases, namely malignant tumor, acute myocardial infarction and sequelae of stroke, were divided into two levels according to their severity. In addition, from the perspective of protecting the interests of consumers, this revision has particularly optimized the risk margin. From the price point of view, for mainstream critical illness insurance products, under the premise of the same guarantee responsibility, the price of critical illness insurance products will drop slightly; For regular critical illness insurance products, the prices of some age groups will drop significantly.

　　Recently, insurance association of china and the Chinese Medical Doctor Association issued the Standard for the Use of critical illness insurance’s Disease Definition (Revised Edition in 2020), the Chinese Actuaries Association issued the Experience Incidence Table of Major Diseases in China’s Life Insurance Industry (2020), and China Banking and Insurance Regulatory Commission, China issued the Notice on Relevant Matters Concerning the Use of the Experience Incidence Table of Major Diseases in China’s Life Insurance Industry (2020). At this point, the relevant specifications of critical illness insurance, which the industry has been concerned about, have been revised.

　　Statistics show that from 2007 to 2018 alone, critical illness insurance provided consumers with more than 3,000 products, covering nearly 200 million person-times, paying about 1.8 million person-times and paying more than 100 billion yuan. At present, critical illness insurance accounts for nearly 60% of the total premium of health insurance business, and the revision of relevant regulatory documents has a far-reaching impact on the development of life insurance industry.

　　The definition of mild diseases was introduced for the first time.

　　Jia Biao, deputy director of the Personal Insurance Department of China Banking and Insurance Regulatory Commission, China, said that critical illness insurance is an important type of insurance in China, and whether the definition of disease is scientific and reasonable is the core of the product protection responsibility of critical illness insurance.

　　The definition of mild diseases was introduced for the first time in the revision of relevant codes in critical illness insurance, and three core diseases, namely malignant tumor, acute myocardial infarction and sequelae of stroke, were divided into two levels according to their severity.

　　The relevant person in charge of insurance association of china said that through scientific classification, on the one hand, it has fully adapted to the development of medical diagnosis and treatment technology, and some diseases that used to be serious diseases, but currently have low medical expenses and good prognosis, are clearly defined as mild diseases, making the compensation standard more scientific and reasonable; On the other hand, it also adapts to the reality of critical illness insurance market development, and has formulated clear industry standards for mild diseases that are common in the market at present, so as to standardize market behavior.

　　In terms of the number of diseases and the scope of protection, the original definition of 25 serious diseases was improved and expanded to 28 serious diseases and 3 mild diseases, and the scope of protection was moderately expanded. Three kinds of severe diseases were added, namely severe chronic respiratory failure, severe Crohn’s disease and severe ulcerative colitis. At the same time, three definitions of mild diseases have been added to the scientific classification of three core serious diseases: malignant tumor, acute myocardial infarction and sequelae of stroke. Previously, the industry was more concerned about whether thyroid cancer would be excluded from the scope of critical illness protection, and a final conclusion was reached after the release of the new standard. This revision did not exclude thyroid cancer, but graded it according to the severity of the disease and paid it according to the severity.

　　According to the new standard, according to the severity of the disease, the expenses of diagnosis and treatment and the prognosis, the upper limit of the amount of insurance for mild illness is determined to be 30%. The insurance company shall reasonably set the corresponding insurance amount for minor diseases that are newly added in the critical illness insurance products.

　　According to the latest medical progress, the new standard also expanded the coverage of 8 diseases including major organ transplantation, coronary artery bypass grafting, heart valve surgery and aortic surgery, and improved and optimized the definitions of 7 diseases including severe chronic renal failure.

　　In addition, regarding whether cancer in situ is included in the scope of critical illness protection, after comprehensive consideration, this revision will not include cancer in situ for the time being. However, on the basis of diseases specified in the new regulations, insurance companies can add the responsibility of cancer protection in situ in critical illness insurance products to meet the diversified insurance protection needs of consumers.

　　Xing Wei, president of insurance association of china, said that after the implementation of the new regulations, insurance companies should further strengthen industry self-discipline, provide good customer service and ensure the smooth and orderly development of their business. At the same time, we will continue to strengthen cooperation with the National Health and Wellness Commission and the Chinese Medical Doctor Association, and explore the establishment and improvement of a long-term working mechanism for defining and standardizing serious diseases.

　　The revision of the list of serious diseases has laid a solid foundation.

　　If the revision of the definition of critical illness insurance disease gives consumers a new understanding of major diseases, then the revision of the new version of critical illness table provides an important information standard for insurance companies to design new products.

　　For the first time, the revision of the critical illness table has realized that data information covers all life insurance companies, all critical illness insurance products, all business links of underwriting and underwriting claims, and all historical data from the advent of critical illness insurance products to the end of 2018. A total of about 2,900 disease insurance products were sorted out, 160 diseases were extracted, nearly 400 million underwriting data and 5.87 million claims data were collected, and manual supplementary records were implemented for about 750,000 claims with incomplete information. In addition, the Chinese Actuaries Association also made full use of new technologies such as artificial intelligence, new methods such as machine learning model and new tools such as automatic cleaning of claims texts, and completed the classification of claims texts of more than 5 million claims cases, as well as the subdivision of claims for 105 serious diseases, 55 mild diseases, 26 cancer sites and 80 causes of death, and formed technologies and application tools that can be directly exported to the outside industry.

　　It is worth mentioning that in this revision, the exclusive reference table of the total experience incidence rate of diseases in Guangdong-Hong Kong-Macao Greater Bay Area under the 2020 edition definition specification was compiled for the first time, which plays an important role in the innovative development of exclusive products in Guangdong-Hong Kong-Macao Greater Bay Area. For the first time, the reference table of the incidence of two representative sexually transmitted diseases of the elderly under the 2020 version of the definition specification was compiled, which created a precedent for the research and analysis of the incidence of serious illness experience of the elderly, and was of great significance to the innovation and supply of exclusive insurance products for the elderly.

　　Li Jinsong, deputy secretary-general of China Actuaries Association, said that the release of the revised list of critical illness is an important measure for the insurance industry to implement the important spirit of the CPC Central Committee and the State Council, strengthen the infrastructure construction of the insurance industry, structural reform of the supply side of service finance, and prevent and resolve financial risks. It is also an important measure for implementing the strategic deployment of the CPC Central Committee and the State Council on the construction of Guangdong-Hong Kong-Macao Greater Bay Area, "Healthy China 2030" and promoting the development of aged care services, which is of great significance in promoting the high-quality development of the insurance industry, adhering to long-term stable operation, and protecting consumers’ rights and interests.

　　In the next step, under the guidance of China Banking and Insurance Regulatory Commission, China, China Actuaries Association will further play the role of professional platform, gather the strength of the whole industry, explore the establishment of a long-term working mechanism for dynamic adjustment of critical illness tables, and better serve the development of health insurance industry.

　　There will be new changes in the pricing of new products

　　Faced with the revised new specification and the new version of critical illness table, consumers are most concerned about what changes will be brought by critical illness insurance products.

　　According to Jia Biao, the transition period of critical illness insurance products is from the date of publication to January 31, 2021. After the transition period, companies are not allowed to continue to sell critical illness insurance products developed based on the old specifications. This means that before the end of the transition period, products that have passed the filing can continue to be sold, and new products will also be listed for sale if they pass the filing. However, insurance companies may upgrade or stop selling old products one after another based on multiple factors such as rates and prices.

　　The reporter consulted a number of life insurance companies and learned that after the relevant regulatory documents were released for comments, various insurance companies have started the calculation and adjustment of critical illness insurance products. With the release of the new regulations, new products will be submitted to the regulatory authorities for the record, and will be listed for sale after passing. In this regard, Jia Biao said that China Banking and Insurance Regulatory Commission requires insurance companies to develop critical illness insurance products that meet the requirements of the new regulations. Companies should also strengthen sales management, and it is strictly forbidden to mislead sales by switching between new and old norms, and it is strictly forbidden to stop selling by speculation.

　　Regarding the price of new products that consumers are generally concerned about, the relevant person in charge of the China Association of Actuaries said that there are many factors that affect the price of critical illness insurance products, including guarantee responsibility, interest rate, expense rate, and the incidence of serious illness. Different products have different sensitivities to various factors, and the incidence of serious illness is one of the important factors. From the perspective of protecting the interests of consumers, this revision has particularly optimized the risk margin. From the price point of view, for mainstream critical illness insurance products, under the premise of the same guarantee responsibility, the price of critical illness insurance products will drop slightly; For regular critical illness insurance products, the prices of some age groups will drop significantly. (Economic Daily China Economic Net reporter Yu Yong Li Chenyang)

Rest assured! Masks and food are not a problem! Six ministries and commissions give ＂reassurance＂

　　Cctv news(Reporter wanglili) Can the shortage of masks be alleviated? How big is the material gap? What is the inter-provincial traffic situation? On the morning of February 3, the State Council held a press conference, inviting the heads of the National Development and Reform Commission, the Ministry of Industry and Information Technology, the Ministry of Transport, the Ministry of Commerce, National Health Commission and the State Administration of Markets to introduce the key medical materials and living materials for epidemic prevention and control.

Press conference site (image source country new network))

Press conference site (image source country new network)

　　Mask shortage? The supply capacity of more than 20 million cats per day in China is sufficient.

　　Tian Yulong, a member of the party group and chief engineer of the Ministry of Industry and Information Technology, said that this situation has been greatly alleviated and is now in a "tight balance" state. The overall production capacity of masks in China is more than 20 million pieces per day, which is the largest in the world. On the whole, the supply capacity of N95 masks and medical surgical masks is sufficient, but it takes time to recover.

　　Insufficient detection reagent? The daily output of 773,000 copies is 40 times that of suspected patients.

　　Tian Yulong, member of the party group and chief engineer of the Ministry of Industry and Information Technology, said that at present, the production capacity of medical materials in Hubei Province has recovered rapidly, and the production capacity of medical protective clothing and goggles has begun to recover, greatly alleviating the shortage of medical materials at the front line. Regarding the current output of nucleic acid detection reagents for virus detection, Tian Yulong said that the current daily output has reached 773,000, 40 times that of suspected patients, which has basically met the requirements.

　　Medical enterprises have overcapacity? After the epidemic, the government will reserve surplus production.

　　Lian Weiliang, deputy director of the National Development and Reform Commission, said that the National Development and Reform Commission is also coordinating enterprises to restore production capacity. Taking the medical N95 mask as an example, on the evening of the 2nd, the production capacity was organized and the raw materials were prepared. Some medical enterprises are worried about overcapacity. Lian Weiliang said that the government will reserve the surplus output after the epidemic as long as it meets the standards, and enterprises can organize production at full capacity. However, in terms of use, scientific use and rational use are also very important, that is to say, it should be used according to needs and functions, avoiding excessive use, especially general protection, and not crowding out precious medical resources.

　　How do medical supplies arrive? "No parking, no inspection, no charge" has priority.

　　After the outbreak, especially after Wuhan adopted stricter prevention and control measures on January 23, logistics distribution was affected. In order to ensure the smooth entry of all kinds of materials supporting Hubei, and effectively reduce the risk of cross-infection, Lian Weiliang, deputy director of the National Development and Reform Commission, said that the transportation department used five existing logistics parks to establish a transit service station for road transportation of emergency materials into Hubei, so as to realize quick unloading and quick return of transport vehicles. Strengthen the construction of green transportation channels in the province, improve the connection efficiency, speed up the distribution of materials, and get through the terminal obstruction. For the transportation of medical supplies and daily necessities, priority should be given to ensuring transportation capacity, and the relevant vehicles should be given priority to "no parking, no inspection and no charge".

　　Through the joint efforts of all parties, from the current situation, the total amount of daily necessities in Wuhan and Hubei Province is guaranteed, prices have also begun to fall after a phased increase, and the supply in other parts of the country is relatively abundant and guaranteed.

　　How about the price of vegetables? The prices of 15 kinds of vegetables fell by 6.2% on average.

　　How to ensure the supply of living materials, price is the most important sign. Then, what is the current supply of grain, oil, vegetables and other living materials throughout the country? What is the price situation? Lian Weiliang, deputy director of the National Development and Reform Commission, said that according to the monitoring on February 2, the average retail price of pork, beef, mutton and eggs in supermarkets and bazaars in 36 large and medium-sized cities nationwide dropped by 0.3%, 0.6%, 0.8% and 1.3% respectively, and the average price of 15 kinds of vegetables dropped by 6.2%.

　　From the supply point of view, the vast majority of living materials in China, especially food supply, are guaranteed. China’s total grain output has been stable at more than 1.3 trillion Jin for five consecutive years, and its stocks are abundant. The stocks of rice and wheat of various enterprises exceed the domestic consumption for one year. The output of cattle, sheep, poultry and eggs has also increased to varying degrees, and the production of pork is also steadily recovering. There is also sufficient guarantee for the supply of vegetables that citizens are particularly concerned about. The area of vegetables in winter and spring is more than 84 million mu, up 2% year-on-year, and the output is expected to increase by more than 2%.

　　What is the traffic situation of inter-provincial highways? Free passage of passenger cars was extended to February 8.

　　With the increasing number of people returning to work and production in various places, what is the traffic situation of inter-provincial highways? Liu Xiaoming, Vice Minister of the Ministry of Transport, said that the national highway network is generally operating in an orderly manner. In order to implement off-peak travel and organize logistics transportation and passenger service in a safe and orderly manner, the free passage policy for passenger cars has been extended from February 3 to February 8. Since the Spring Festival, the traffic volume of the national highway network has dropped significantly, and the total traffic volume monitored on February 2 has dropped by nearly 80%, so the overall road network operation is very reliable. However, he still reminded comrades who drive by car not to occupy the emergency passage to ensure the smooth transportation of important production and daily necessities such as medical supplies.

　　In addition, the overall transportation of living materials is very orderly. Since the outbreak, we have properly solved the transportation guarantee of epidemic prevention and control materials, livestock and poultry and other living materials needed in Hubei Province, including the transportation of important production materials such as electric coal and liquefied petroleum gas. From 0: 00 to 24: 00 on February 2, 17,000 vehicles of emergency materials passed through expressways nationwide, including 8,362 vehicles of emergency materials passing through expressways in Hubei Province and 2,625 vehicles around Wuhan.

　　How to deal with the "epidemic wealth"? Strike at the outcrop and resolutely crack down.

　　Since the outbreak of the epidemic, under the condition of shortage of materials, some producers and operators are still taking the opportunity to drive up prices, even cutting corners and covering up goods, which has caused panic buying by ordinary people and aggravated the contradiction between supply and demand. In this regard, Gan Lin, deputy director of the State Administration of Market Supervision, said that as of February 1, a total of 390,000 price law enforcement personnel had been dispatched, and 1,413 cases of price violations had been filed for investigation. Among them, the market supervision departments in Beijing and Tianjin imposed a fine of 3 million yuan on pharmacies for driving up the price of N95 masks. For the situation of "epidemic wealth" from sitting on the ground, we will fight and resolutely crack down on it.

Practicing Lucid waters and lush mountains are invaluable assets’s concept and striving to build a world-class tourist destination.

　　Hunan Daily, March 29th (all-media reporter Deng Jing Xian) From 28th to 29th, Zhang Qingwei, secretary of the provincial party committee and director of the Standing Committee of the Provincial People’s Congress, investigated the development of tourism industry, red culture, rural revitalization, national unity and food safety in Zhangjiajie. He stressed that it is necessary to thoroughly study and implement the spirit of the Sixth Plenary Session of the 19th CPC Central Committee and the important instructions given by General Secretary of the Supreme Leader to Hunan’s important speech, thoroughly practice Lucid waters and lush mountains are invaluable assets’s concept, make good use of red resources, tell red stories well, work hard, and work hard to build a world-class tourist destination, so as to meet the party’s 20th victory with practical actions.

　　Provincial leaders Xie Weijiang and Yang Haodong participated in the survey.

　　In Hunan Gankun Biotechnology Co., Ltd., Zhang Qingwei has a deep understanding of food production, operation and processing flow, and encourages enterprises to find a correct position, strengthen brand building and expand market space. He pointed out that it is necessary to strictly implement the responsibility of food safety supervision so that the people can buy clearly and eat with confidence. When he came to Zhangjiajie National Forest Park, Zhang Qingwei listened carefully to the introduction of scenic spot operation and epidemic prevention and control, and demanded to strengthen the training of employees, give play to the role of party member cadres and Red Cross volunteers, optimize tourism services and management, and form a global tourism development atmosphere of "everyone participates and everyone benefits". In Tianmenshan National Forest Park, Zhangjiajie, Zhang Qingwei cordially communicated with the merchants in the scenic spot, stressing the need to increase the development of online and offline tourism projects, enrich the supply of tourism products, strengthen forest fire prevention propaganda, and ensure the safe and orderly operation of the scenic spot.

　　Going deep into Hequn Village, Furong Bridge Bai Township, Sangzhi County, Zhang Qingwei walked into the villagers’ homes, talked with them about their family life and development, and told the local cadres and masses to know and feel the party’s gratitude and continue to struggle from generation to generation. He stressed that it is necessary to implement the strictest farmland protection system, improve the rural living environment, block the intergenerational transmission of poverty, and let the people pocket it. In Hongjiaguan Bai Township, Sangzhi County, Zhang Qingwei presented a flower basket to the bronze statue of Comrade He Long and visited the memorial hall and former residence of Comrade He Long. He said that we should learn from the revolutionaries of the older generation, strengthen our ideals and beliefs, strengthen our sense of purpose, carry forward the revolutionary spirit, build and develop the hometown of revolutionary ancestors, and be the "respondents" who are satisfied with the people.

　　After listening to the work report of Zhangjiajie City, Zhang Qingwei stressed that efforts should be made to promote the normalization and long-term effectiveness of Party history study and education, vigorously carry forward the great spirit of party building, inherit the red gene, faithfully support the "two establishment" and resolutely achieve the "two maintenance". It is necessary to work hard to consolidate and expand the achievements of poverty alleviation and effectively link with rural revitalization, give play to the role of rural party organizations as leaders, cultivate characteristic industries, advocate civilized rural customs, and consolidate and promote national unity. It is necessary to make great efforts to run the first Hunan Tourism Development Conference well, see actual results, and actively explore new modes of tourism development under the condition of normalized epidemic prevention and control, so as to hold a meeting and prosper a city. It is necessary to make great efforts to coordinate epidemic prevention and control and economic and social development, see actual results, scientifically and accurately grasp various measures for epidemic prevention and control, do a good job in spring ploughing production, fully stimulate endogenous motivation, and accelerate the development of county economy. We must work hard to strictly manage the party in an all-round way, see actual results, strengthen the construction of work style, improve our ability and skills, and promote the improvement of social atmosphere with the improvement of party style and political style.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

What do you drink? Have a bottle of mineral water!

This is probably the most common dialogue in daily outings, and we have become very accustomed to selling it in supermarkets.Small bottled water is called mineral water.For mineral water, it seems that no one has ever been as entangled as drinking drinks. Which brand is better?

Which brand is healthier?But is bottled water really all mineral water? Actually, it is not!

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

Today, we have selected seven kinds of bottled water that are most common to everyone from the bottled water on the market. Let’s take a look at the differences between these eight kinds of bottled water!

Bottled water is not as simple as you think, some are "pure" and some are "impure"

We are all used to calling bottled water mineral water, but in fact mineral water is just one of many kinds of bottled water. At present, mineral water is roughly divided into four types:

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Wahaha is pure water without impurities.

Pure water:"Pure water without impurities" made by RO reverse osmosis membrane technology, distillation and other processes.

In principle, it can be said to be pure H2O. For example, Wahaha, Runtian and Nestle used in this test are all pure water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Chunyue is artificially added mineral water.

Mineral water:Mineral water is generally made of urban tap water as raw water, then purified, added with minerals, sterilized and filled.

It can be seen that there are additives such as potassium chloride and magnesium sulfate on the ingredient list of some bottled water. Why should additives be added to drinking water?

This is artificial mineral water. Are these additives harmful to human body?

Please rest assured that all the products that can be marketed are products that meet the national Hygienic Standard for the Use of Food Additives (GB2760-2007). For example, the pure joy and ice dew in this test are all mineral water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Nongfu Spring is natural water, not natural mineral water.

Natural water:Low-level treatment (filtration, ozone treatment, etc.) of surface water or underground spring water, artesian well water, etc., to retain the mineral elements necessary for human body in raw water. For example, the most classic Nongfu Spring is typical natural water.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Baisui Mountain is a natural mineral water.

Natural mineral water:Water containing a certain amount of minerals and trace elements is collected by natural gushing or drilling in the deep underground. For example, the Baisui Mountain in this test is natural mineral water.

OK, after seeing the above categories, do you think that the water in these years has been wasted? There are so many classifications of bottled water, which used to be collectively called mineral water.

Test: Purity of pure water varies. Natural water contains more minerals.

So is the water that is nominally XX water really XX water? Next, we will test it through a professional small instrument to see how the water quality of each bottle is.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

TDS and mineral content of 7 bottles of water were measured with TDS pen and mineral pen.

I don’t know, according to the measured results, there are some differences in the measured data of different bottled water due to different reasons such as purification equipment, formula and water quality.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Measured data of bottled water of various brands

The first is pure water. It can be seen that although the TDS values of the three products are very low after testing, they almost reach the standard of pure water, but onlyThe Wahaha family achieved 0, which is relatively the purest of the three bottles of pure water.Yes.

Next, let’s look at mineral water. I don’t know if it’s because we all buy mineral water under Coca-Cola (the same formula as the company? ), you can seeThe TDS and mineral content of the two products are similar..

Finally, natural water and natural mineral water, although the water source and processing methods are different, but from the perspective of minerals and TDS values,There is not much difference between the two data..

However, the artificially added mineral water, which is safer than everyone is worried about, is rich in dissolved solids even more than natural water according to the measured TDS data.

Therefore, it can basically be judged that the actual mineral raw materials added in each bottle of water are very small, so it is very safe.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.
Test results of PH value of different bottled water

First of all, I will give you a little knowledge. Don’t be too superstitious about drinking weak acid or weak alkali water. It is scientifically certified that as long as the water that meets the national standards is a good water source, weak acid and weak alkali will not have a positive or negative impact on the human body, and there is no therapeutic effect.

In addition, in the national standard GB5749-2006, the PH value should be between 6.5 and 8.5 in cities and towns and between 6.5 and 9.5 in rural areas, which is a conventional limit indicator. From the test results of 7 bottles of bottled water, the difference of pH is also different.

Comment: Which bottle of water should I drink?

First of all, you should make it clear that the main purpose of bottled water is to quench your thirst, so no matter whether you drink pure water or mineral water, most normal users are also trying to quench their thirst, so there is no difference between good and bad in theory.

Some people may say that mineral water and natural mineral water contain minerals, which can supplement trace elements, but in fact, the content is really very small, which is basically not very helpful to the human body.

Including some high-end bottled water imported from abroad, in fact, there is little difference between ordinary water and human health, mainly depending on personal habits and consumption power.

Over the years, Shuibai has drunk 7 bottles of bottled water, and the purest one is it.

Nongfu Spring is not mineral water？ What’s the difference between pure water, natural water and mineral water？

Original zhuli curiosity

It’s time to go out with my family again.

After two hours of spinning and jumping,

Mouth and tongue protested first.

So you walk into a supermarket at random,

I am going to buy a bottle of water to quench my thirst.

As a result,

The shelves are full of rows of bottled water.

Let you see it,

Why are there so many kinds of water now?

Pure water, natural water, mineral water

……

What kind of drink should I buy?

01

Common drinking water on the market

What kind of water is it?

The bottled drinking water we usually see in the supermarket is probably the following:

Brand name

Product chart

type

Nongfu Spring

Natural water

Glacier

Natural water

Chunshuile

purified water

Ganten

mineral water

Yibao

purified water

Master Kong

purified water

Or other types of drinking water *

Evian

mineral water

Mt. Kunlun

mineral water

Nongfu Spring

(Long Snow)

mineral water

* This Master Kong drinking water is only marked with "packaged drinking water" on the surface of the product, but because its implementation standard is GB19298 (this standard is only applicable to packaged drinking water except mineral water), it is judged to be pure water or other kinds of drinking water.

On the far right of the table are the types of these drinking water. Natural water, mineral water and purified water all belong to packaged drinking water, among which purified water and mineral water are different in water source and composition:

name

waterhead

ingredient

purified water

earth’s surface

underground

Public water supply system

It contains almost no minerals and trace elements.

mineral water

Spontaneous emission from the ground

Collected by drilling

Contains a certain amount of minerals and trace elements.

To put it simply, the difference between pure water and mineral water is that there are no minerals in one water and minerals in the other; A water source may be underground, surface and public water supply system, while a new water source is only underground.

After talking about pure water and mineral water, let’s look at natural water.

In the National Standard for Food Safety Packaging Drinking Water (GB19298-2014), there is no relevant regulation on natural water.

Moreover, Nongfu Spring, a common red bottled drinking water, implements their own enterprise standard Q/NFS 0001S.

Then what is stipulated in this standard?

Specific Provisions on "Drinking Natural Water" in Nongfu Spring Enterprise Standard | Q/NFS 0001S-2018

From the above passage, we can extract two important messages:

(1) Nongfu Spring is definitely not mineral water. Because Nongfu Spring belongs to the "natural drinking water" in the implementation standard GB19298-2014, and this implementation standard does not apply to drinking mineral water.

Reference 1

(2) The water sources of Nongfu Spring are surface water and groundwater, excluding the public water supply system, and the mineral content in the water will be more than that of pure water.

Contents of Elements in Bottled Water of Nongfu Spring

02

What kind of bottled water do you recommend daily?

From the perspective of mineral content, it is mineral water > natural water > pure water.

But is it necessary for us to buy mineral water to replenish our bodies?

The answer is not necessary. The main purpose of drinking water is to replenish water and minerals, which is a side effect.

We really need all kinds of minerals (such as calcium, phosphorus, potassium, sodium, magnesium, etc.) to maintain the normal operation of the body. Take "calcium" as an example. According to the Dietary Guide for China Residents (2022) (hereinafter referred to as the Guide), the recommended daily intake of calcium for an adult is 800 mg.

Reference 4

If we calculate according to the maximum value, then in a bottle of 500 ml Evian mineral water, the content of sodium is 5 mg, potassium is 0.8 mg, calcium is 45 mg, magnesium is 15 mg, and strontium (S Ο) is 0.265 mg.

A bottle of 200ml milk contains about 200 mg of calcium. In contrast, the mineral we supplement by drinking mineral water is very small, and it can’t reach the recommended intake in the Guide at all.

Therefore, we don’t have to buy mineral water specially to supplement minerals.

As long as you eat properly in your daily life, you can supplement enough minerals. If you feel thirsty when playing outside, just buy a bottle of drinking water you like at random.

03

Drinking alkaline water is healthier?

When you usually visit the supermarket, I don’t know if you have noticed it. This kind of water is often placed on the shelf bar. They print the words "weakly alkaline" on the bottle as a prominent logo as a selling point.

So, is it really healthier to drink weakly alkaline water?

There are two kinds of alkaline water, one is natural and the other is artificial. Artificial alkaline water increases the alkalinity of water by recycling acidic components.

The marketing of alkaline water is mainly based on "acid ash hypothesis". This hypothesis claims that after eating too much meat, eggs and dairy products, we will produce a substance called "acid ash", which will increase the acid level in our body and lead to adverse effects such as osteoporosis.

Interestingly, Robert O Young, who advocated the acid ash hypothesis and alkaline diet, was sentenced to three years’ imprisonment in 2017 for practicing medicine without a license.

Our body has its own set of operating mechanism. Generally speaking, the normal pH value of the body will be kept in the range of 7.35 ~ 7.45. Only in this case can all the enzymes in our body play their respective roles to the maximum extent.

Therefore, there is no need to blindly buy alkaline water for the so-called acid-base balance theory. For people with sensitive stomach and intestines, drinking too much alkaline water may also lead to bloating and spasm.

References:

1. National Food Safety Standard Packaging Drinking Water (GB19298-2014)

2. National Food Safety Standard for Drinking Natural Mineral Water (GB 8537-2018)

3. Enterprise Standard of Nongfu Spring Co., Ltd. (Q/NFS 0001S-2018)

4. China Nutrition Society. Dietary Guidelines for China Residents (2022). Beijing: People’s Health Publishing House, 2022.

Original title: "Nongfu Spring is not mineral water? What’s the difference between pure water, natural water and mineral water? 》

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Ministry of Transport： Rainfall, thunderstorms and other weather affect the passage of many roads.

　　On June 19th, 2022, the Xiangjiang section of Quanzhou County, Guilin City, Guangxi Province, was hit by the rising water level of rainstorm river. People’s visual map

　　From 20: 00 on June 19 to 20: 00 on June 20, there were heavy rains in parts of northeastern Inner Mongolia, northern and eastern Jiangnan, and northern South China. Among them, there were heavy rains in parts of northwestern Jiangxi, central Zhejiang, northeastern Guangxi, and local heavy rains in northwestern Jiangxi and central Zhejiang. Thunderstorms occur in parts of northwestern Hebei, northeastern and central Inner Mongolia, southern Heilongjiang, southern Anhui, southwestern Jiangxi, eastern Guangdong, southwestern Chongqing, eastern Sichuan, northeastern Guizhou, central Ningxia and southwestern Tibet. In addition, there are fogs in northern Hebei, Beijing, Tianjin, northern Jilin, eastern and southwestern Liaoning, eastern Shandong, southern Jiangsu and southwestern Chongqing.

　　The main sections affected by heavy rain are:

　　Beijing-Taiwan Expressway (G3) in Huangshan, Anhui Province

　　Beijing-Hong Kong-Macao Expressway (G4) Linxiang, Hunan — Yueyang — Kaihui section, section in Changsha, Yizhang, Hunan — Shaoguan, Guangdong — Guangzhou section

　　Shenhai Expressway (G15) in Shaoxing, Zhejiang, Ningbo, Zhejiang — Taizhou — Wenzhou — Ruian section

　　Changtai Expressway (G15W) Shaoxing, Zhejiang — Shengzhou — Taizhou section

　　Yongjin Expressway (G1512) Ningbo, Zhejiang — Shengzhou — Jinhua section

　　Wenli Expressway (G1513) Wenzhou, Zhejiang — Lishui section

　　Changshen Expressway (G25) in Zhuji, Zhejiang, Jinhua, Zhejiang, Lishui, Zhejiang — Yunhe section

　　Ji-Guang Expressway (G35) the boundary between Henan and Anhui provinces — Jingdezhen, Jiangxi — Yingtan section

　　Daguang Expressway (G45) Conghua, Guangdong — Guangzhou section

　　Chang-Zhang Expressway (G5513) Changsha — Yiyang section of Hunan province

　　Hangrui Expressway (G56) in Hangzhou and the boundary between Zhejiang and Anhui provinces — Huangshan section of Anhui and the boundary between Anhui and Jiangxi provinces — Jingdezhen, Jiangxi — Jiujiang section

　　Shanghai-Kunming Expressway (G60) in Hangzhou, Jinhua, Zhejiang — Nanchang — Xinyu section in Jiangxi and Shaoyang in Hunan — Longhui — Dongkou section

　　Baomao Expressway (G65) Yangshuo, Guangxi — Pingle — Zhongshan section

　　Fuyin Expressway (G70) Jiangxi Nancheng — Fuzhou — Jiujiang — Huangmei section of Hubei province

　　Quannan Expressway (G72) Yongzhou, Hunan — Hunan-Guangxi provincial boundary — Quanzhou section of Guangxi, Guilin section of Guangxi, Luzhai of Guangxi — Liuzhou section

　　Lanhai Expressway (G75) in Duan, Guangxi

　　Shankun Expressway (G78) Hezhou, Guangxi — Zhongshan — Pingle section, Liuzhou, Guangxi — Yizhou section

　　Hangzhou Bay Ring Road (G92) Hangzhou — Shaoxing, Zhejiang, Ningbo, Zhejiang.

　　Hangzhou Xinjing Expressway Fuyang, Zhejiang — Tonglu — Jiande section

　　Longli Expressway Zhejiang Longyou — Lishui section

　　Taijin Expressway, Zhejiang Linhai — Xianju — Hengxi section

　　Changsha section of Changliu Expressway

　　National Highway 104 Hangzhou — Shaoxing, Zhejiang — Wenzhou — Pingyang section

　　Jiujiang, Jiangxi, National Highway 105 — Nanchang — Xin ‘gan Section and Guangdong Lianping — Guangzhou section

　　Longgang, Hubei Province, National Highway 106 — Chongyang — Pingjiang, Hunan — Liuyang section, Rucheng, Hunan — Shaoguan, Guangdong — Guangzhou section

　　National Highway 107, Yunxi, Hunan — New city — Changsha Section and Yizhang, Hunan — Qingyuan, Guangdong — Guangzhou section

　　National Highway 111, Ang ‘angxi, Heilongjiang — Qiqihar — Fuyu section

　　205 National Highway Anhui Tanjia Bridge — Huizhou — Huangshan — Pucheng, Fujian — Xiaohu section

　　National Highway 206 from Anhui East to — Jingdezhen, Jiangxi — Yingtan — Nanchengduan

　　Shaoyang, Hunan, 207 national highway — Hezhou, Guangxi — Wuzhou section

　　Hunan Passage of National Highway 209 — Liuzhou section of Guangxi

　　Dushan, Guizhou, National Highway 210 — Nandan, Guangxi — Duan — Mashan section

　　National Highway 301 in Qiqihar, Heilongjiang Province

　　Shaowu, Fujian, National Highway 316 — Fuzhou, Jiangxi — Nanchang — Jiangxi-Hubei provincial boundary section

　　Section of National Highway 319 in Liuyang, Hunan, Changsha — Yiyang section of Hunan province

　　Section of National Highway 320 in Hangzhou and Fuchun River in Zhejiang — Jiande — Quzhou — Shangrao, Jiangxi — Yingtan — Nanchang — Wanzai Section and Kangqiao in Hunan — Shaoyang — Longhui section

　　National Highway 321, Wuzhou, Guangxi — Guilin section

　　Qidong, Hunan Province, National Highway 322 — Guilin section of Guangxi and Luzhai section of Guangxi — Liuzhou — Heshan section

　　Jiangxi Dayu, National Highway 323 — Guangdong Nanxiong — Hezhou, Guangxi — Liuzhou — Hechi — Bama section

　　Tianlin, Guangxi, National Highway 324 — Jiuzhou section

　　National Highway 329 Hangzhou — Shaoxing, Zhejiang and Cixi, Zhejiang — Ningbo section

　　National Highway 330 Wenzhou, Zhejiang — Lishui section, Zhejiang Jinhua — Lanxi — Shou Chang section

　　The main sections affected by thunderstorms are:

　　Beijing-Taiwan Expressway (G3) Lujiang, Anhui — Tongling section

　　Beijing-Hong Kong-Macao Expressway (G4) Guangzhou — Shenzhen section of Guangdong province

　　Beijing-Tibet Expressway (G6) Huailai, Hebei — Zhangjiakou — Huai ‘an Section and Pingluo, Ningxia — Yinchuan — Wu Zhong — Zhongning section

　　Jingxin Expressway (G7) Huailai, Hebei — Zhangjiakou — Huaian section

　　Suiman Expressway (G10) in Harbin

　　Harbin-Nantong Expressway (G1011) in Harbin

　　Shenhai Expressway (G15) Shenzhen, Guangdong — Guangzhou section

　　Dingwu Expressway (G2012) Ningxia Zhongning — Zhongwei Duan

　　Changshen Expressway (G25) Xingning, Guangdong — Longchuan — head river

　　Hurong Expressway (G42) in Daying, Sichuan

　　Ningwu Expressway (G4211) Maanshan, Anhui — Wuhu section

　　He ‘an Expressway (G4212) Lujiang, Anhui — Huaining — Anqing section

　　Daguang Expressway (G45) Ganzhou, Jiangxi — Longnan section

　　Longhe Expressway (G4511) in Longnan, Jiangxi and Heyuan, Guangdong.

　　Shanghai-Chongqing Expressway (G50) Huzhou, Zhejiang — Xuancheng, Anhui — Wuhu section, Chizhou, Anhui — Anqing — Jiezidun section

　　Wuhu Expressway (G5011) in Wuhu, Anhui Province

　　Baomao Expressway (G65) in Dazhou, Sichuan Province

　　Fuyin Expressway (G70) Ninggan Provincial Boundary — Guyuan, Ningxia — Wu Zhong — Yinchuan section

　　Guangzhou-Kunming Expressway (G80) in Guangzhou

　　Pearl River Delta Ring Road (G94) in Zhuhai, Guangdong, Dongguan, Guangdong — Shenzhen whole line

　　Xuanda Expressway Hebei Xuanhua — Yangyuan section

　　Zhangshi Expressway Zhangbei, Hebei — Xuanhua section

　　Guanghui Expressway Guangzhou — Zengcheng section of Guangdong province

　　National Highway 105 Ganzhou Jiangxi — Jinji section, Jiangxi Longnan section, Guangdong Zhuhai section.

　　Section of National Highway 107 in Dongguan, Guangdong

　　Section of National Highway 108 in Guangyuan, Sichuan and Zitong, Sichuan.

　　No.109 National Road, Hebei Huashaoying — Yangyuan section, Hangjinqi section in Inner Mongolia, Pingluo in Ningxia — Yinchuan — Yongning section, Zhongning section in Ningxia, Naqu section in Tibet.

　　Huailai, Hebei Province, National Highway 110 — Zhangjiakou — Huai ‘an section and Shizuishan section in Ningxia

　　National Highway 111 Horqin Right Wing Middle Banner in Inner Mongolia — Sudden spring — Ulanhot section

　　National Highway 112 in Xuanhua, Hebei Province, Huashaoying, Xuanhua, Hebei Province

　　National Highway 205, Maanshan, Anhui — Wuhu — Nanling section, Xingning, Guangdong — Longchuan — Heyuan section and Guangzhou section

　　206 National Highway Tongcheng, Anhui — Huaining — Anqing section, Jiangxi Ruijin section, Jiangxi Xunwu section.

　　Taibus Banner in Inner Mongolia, 207 national highway — The boundary section of Mongolia and Hebei Province and the section in Wanquan, Hebei Province.

　　Section of National Highway 210 in Dazhou, Sichuan

　　National Highway 211 Yinchuan — Lingwu section of Ningxia

　　Section of National Highway 212 in Yuanba, Sichuan, Langzhong, Sichuan — Southern section

　　Renshou, Sichuan, National Highway 213 — Jingyan — Qianweiduan

　　Section of National Highway 221 in Harbin

　　Section of National Highway 222 in Harbin

　　Acheng, Heilongjiang, National Highway 301 — Harbin section

　　Section of National Highway 302 in Ulanhot, Inner Mongolia

　　Section of National Highway 307 in Yinchuan

　　National Highway 309, Xiji, Ningxia — Ninggan provincial boundary section

　　Pingliang, Gansu, National Highway 312 — Longde section of Ningxia

　　National Highway 317 Tibet Dingqing — Baqing — Finger long — Kuomaduan

　　Anhui Guangde, National Highway 318 — Xuancheng — Chizhou — Anqing — Yuexi section and Tibet Dazi domestic section

　　Changting, Fujian, National Highway 319 — Ruijin section in Jiangxi and Pengshui in Chongqing — Wulongduan

　　National Highway 320 in Yuping, Guizhou Province

　　National Highway 323 Jiangxi Ruijin — Ganzhou — Nankang section of Jiangxi province

　　Section of National Highway 324 in Zengcheng, Guangdong

　　National Highway 326 along the river in Guizhou — Dejiang section

　　The main sections affected by fog are:

　　Jingha Expressway (G1) in Suizhong, Liaoning Province

　　Beijing-Shanghai Expressway (G2) in Tianjin and Taixing in Jiangsu.

　　Beijing-Taiwan Expressway (G3) in Tianjin

　　Beijing-Tibet Expressway (G6) Beijing — Changping — Boundary section of Beijing-Hebei province

　　Jingxin Expressway (G7) Beijing — Changping — Boundary section of Beijing-Hebei province

　　Heda Expressway (G11) in Dalian

　　Shenhai Expressway (G15) Wafangdian, Liaoning — Dalian section, Shandong Qixia domestic section, Shandong Rizhao domestic section, Jiangsu Ganyu domestic section, Jiangsu Dongtai — Rugao section

　　Rilan Expressway (G1511) in Juxian County, Shandong Province

　　Rongwu Expressway (G18) in Tianjin

　　Qingdao section of Qingyin Expressway (G20)

　　Qing-Xin Expressway (G2011) Qingdao Domestic Section

　　Changshen Expressway (G25) Tianjin Hangu — Tianjin section

　　Shanghai-Shaanxi Expressway (G40) in Haimen, Jiangsu Province and Jiuhua, Jiangsu Province

　　Shanghai-Chongqing Expressway (G50) in Chongqing

　　Baomao Expressway (G65) Sichuan-Chongqing provincial boundary — Chongqing section

　　Beijing-Tianjin-Tanggu Expressway Tianjin — Tanggu section

　　Tianjin-Jilin Expressway in Tianjin

　　Tanggang Expressway Tangshan, Hebei Province — Luannan section

　　Coastal Expressway in Tanghai, Hebei Province — Fengnan — Tianjin-Hebei provincial boundary section

　　National Highway 102 in Suizhong, Liaoning Province

　　National Highway 103 Tianjin — Tanggu section

　　Section of National Highway 104 in Tianjin

　　Section of National Highway 105 in Tianjin

　　Section of National Highway 110 in Beijing

　　Section of National Highway 111 in Fengning, Hebei Province

　　National Highway 112 in Fengning, Hebei Province and Zunhua, Hebei Province

　　Tonghua, Jilin, National Highway 201 — Huanren section in Liaoning and Dalian section.

　　National Highway 202 in Jilin Baiqi, Pulandian, Liaoning — Dalian section

　　National Highway 204 in Ganyu, Jiangsu, and Dongtai, Jiangsu — Haian — Rugao section

　　National Highway 205 in Ninghe, Tianjin, Linyi, Shandong.

　　206 National Highway Juxian County, Shandong Province — Linyi section

　　Section of National Highway 210 in Chongqing

　　National Highway 306 in Suizhong, Liaoning Province

　　Section of National Highway 308 in Qingdao

　　National Highway 309 in Rongcheng, Shandong Province

　　Section of National Highway 319 in Fuling, Chongqing and Chongqing.

　　National Highway 327, Linyi, Shandong — Linshu section

　　National Highway 328, Taizhou, Jiangsu — Haian section

Many places contain illegal business loans to shock real estate speculation.

　　In view of the phenomenon that business loans and consumer loans illegally flow into the property market, the supervision is continuing to increase management.

　　A few days ago, the Shanghai headquarters of the central bank issued the "Guidelines for Shanghai Credit Policy in 2021" (hereinafter referred to as the "Guidelines"), requiring financial institutions to reasonably control the growth rate and proportion of real estate loans, and effectively prevent consumer loans and operating loans from illegally flowing into the real estate market.

　　The reporter learned that at present, the banking industry in Shanghai has conducted a comprehensive self-examination of consumer loans and operating loans, and some banks have taken back illegal loans in advance; At the same time, the bank has reported the relevant situation of self-examination and rectification to the regulatory authorities, and the regulatory authorities are doing a summary.

　　In addition to going overseas, CBN learned that the Shenzhen regulatory authorities recently convened a meeting of Shenzhen’s major commercial banks to investigate the inflow of business loans and consumer loans into the real estate market, and a special investigation was also started before the Spring Festival in Beijing.

　　Industry insiders interviewed by CBN said that the illegal inflow of business loans and consumer loans into the property market not only affected the order of the real estate market, but also was not conducive to solving the problem of financing difficulties and expensive financing for small and medium-sized enterprises, and even further led to the market funds being divorced from reality. Strict supervision will help business loans return to the essence and promote the healthy development of the property market to some extent.

　　Comprehensive self-examination of Shanghai banking industry

　　For the Shanghai banking industry, it has become one of the key tasks this year to strictly control the illegal inflow of operating loans and consumer loans into the real estate market. The above Guidelines emphasize that in 2021, financial institutions should strengthen the management of personal housing loans, strictly examine the authenticity of personal information of lenders, and effectively prevent consumer loans and business loans from illegally flowing into the real estate market.

　　As a matter of fact, before this regulation was re-voiced, the Shanghai Banking Insurance Regulatory Bureau issued the Notice of the Shanghai Banking Insurance Regulatory Bureau on Further Strengthening the Management of Personal Housing Credit in January, which put forward requirements for the commercial banks within its jurisdiction on the implementation of differentiated housing credit policies and housing credit management.

　　Among them, banks within their jurisdiction are required to conduct a comprehensive self-examination of consumer loans, business loans and personal housing loans issued since June last year; At the same time, the interception mechanism is put forward, which requires improving the monitoring and interception mechanism of credit funds, expanding the monitoring scope of the model and improving the monitoring effect. Substantive control measures should be taken in a timely manner for violations of confirmed uses.

　　CBN understands that all major banks in Shanghai are checking the flow of consumer loans and business loans. A related person from the risk management department of a state-owned bank told reporters that similar inspections will actually occur in previous years. It is a routine operation for banks to monitor the flow of post-loan funds. Banks generally search the keywords of the recipients, and then check the clues that hit the keywords twice. "It’s just that this year is stricter."

　　As for the specific self-examination of banks, an assistant to the president of a city commercial bank branch told reporters that it mainly depends on the borrower and the flow of funds. For example, in the aspect of checking operating loans, first judge whether the borrower is a newly registered shell company, whether there is a normal business settlement transaction flow, and whether it is consistent with the characteristics of the main business.

　　Then look at the flow of funds, including whether the payment counterparty is a normal business partner, whether it meets the business characteristics, and whether the payment amount meets the consistent settlement scale; At the same time, we should also pay attention to the capital inflow of actual controllers and affiliated enterprises, mainly to prevent the actual capital from returning after formal payment and then entering the property market.

　　After the bank’s self-inspection, the regulatory authorities will also check and punish the violations accordingly. It is reported that banks in Shanghai are required to submit self-inspection and rectification reports to the Shanghai Banking Insurance Regulatory Bureau before February 28. The reporter learned that at present, banks have reported relevant information, and the Shanghai Banking Insurance Regulatory Bureau is sorting it out.

　　In addition to strictly controlling the illegal inflow of credit funds into the property market, the Guidelines also stated that financial institutions should reasonably control the growth rate and proportion of real estate loans, strictly implement differentiated housing credit policies, and give priority to supporting the first set of demand for home ownership. This means that under the multi-party control, the bank’s housing-related funds will be restricted.

　　In this context, many insiders believe that this year’s bank credit will face structural adjustment, that is, banks will reduce the proportion of housing mortgage loans and real estate development loans, and increase other retail and corporate loans. For example, explore other areas of high-quality credit supply and appropriately adjust the proportion of public and retail businesses. "Our bank will pay attention to small and micro industries, green and low-carbon industries, science and technology industries, pharmaceutical industries and so on." The above-mentioned city commercial bank branches help to call.

　　Many places have also started investigations.

　　In addition to the Shanghai area, CBN learned that the Shenzhen regulatory authorities recently convened a meeting of Shenzhen’s major commercial banks, demanding that business loans and consumer loans flow into the real estate market for investigation. A person from a joint-stock bank said that he had received relevant notice.

　　A person from Shenzhen Branch of a large state-owned bank previously told CBN that in recent two years, the supervision and inspection of operating loans and consumer loans has not been relaxed, which has become a routine action. Last year, the bank was punished by supervision because its customers used operating loans to illegally speculate in real estate, and another big bank was also punished earlier.

　　The reporter learned that this is a special inspection, which is different from the previous routine spot checks. The president of Shenzhen Sub-branch of a stock bank said that the main contents of the inspection are whether the mortgage property has been transferred for 8 months when applying for a loan, whether the loan has been issued for 6 months, and whether the lender and spouse have a record of buying a house in the last 3 months.

　　This is also the second time since April 2020 that Shenzhen has investigated real estate speculation by operating loans. On April 20th last year, Shenzhen Banking Insurance Regulatory Bureau and Shenzhen Central Sub-branch of the People’s Bank of China jointly held a forum, requiring commercial banks to conduct a comprehensive investigation on whether credit funds flowed into real estate in violation of regulations. In principle, it is required that when applying for business loans from banks, borrowers should hold the real estate used as collateral for no less than six months.

　　Bankers in Shenzhen said that the real estate speculation of business loans and consumer loans found in routine inspections was generally due to lax examination of bank loans, or the time between misappropriation and obtaining loans was too short, and the actual capital flow was not hidden when using loans. In order to avoid revealing the actual use, many lenders use multi-account transfer to hide the actual flow of loans.

　　Beijing, Guangdong and other places have also begun to investigate the illegal flow of business loans into the property market. On February 1st, Beijing Banking Insurance Regulatory Bureau issued an announcement to carry out big data screening in view of some property buyers misappropriating consumer loans and operating loan funds as the purchase price, and to investigate the transaction cases in hot areas since January 25th.

　　The above actions mainly verify the behavior of the purchaser and immediate family members who recently applied for the use of business loans in the full purchase of houses. In response to the previous "hype" in the housing market in Beijing school district, relevant departments also focused on the verification of housing transactions in hot school districts such as Financial Street, Dewai, Haidian Wanliu and Zhongguancun in Xicheng District.

　　Take the case that was investigated as an example. Someone newly registered a small and micro enterprise last year. Within a few days after registering the enterprise, he signed a second-hand house in the key school district of Xicheng District. In the following months, he applied for several million yuan of operating loans from two banks.

　　With the cooperation of banks, inspectors will investigate where the business loan was used after it was issued, and whether it flowed into the accounts of other shell companies through false business contracts. Due to the illegal entry of business loan funds into the property market, it is often necessary to "pour out" after multiple payments, and inspectors will check the final flow of each fund.

　　According to media reports, on March 11th, various banking institutions in Guangdong comprehensively investigated the special risks of illegal inflow of credit funds into the property market, and strengthened the audit of operating loans and consumer loans under the guidance of financial supervision departments.

　　In the eyes of the industry, it is necessary to crack down on illegal business loans. According to this year’s government work report, large commercial banks’ loans to small and micro enterprises will increase by more than 30%, and if the loopholes of illegal business loans entering the property market cannot be blocked, more funds will enter the property market in the guise of entity financing, which will boost the property market speculation.

　　The wind of speculation in the property market may be suppressed.

　　If the investigation and rectification of operating loans are carried out in many places, it will help to curb the speculation in the property market. Pan Hao, a senior analyst in RealData, believes that cities, especially big cities, which are expected to see their house prices rise too fast will strengthen the supervision of "illegal funds" flowing into the property market, and the measure of "recovering loans in advance" will have a deterrent effect on real estate speculators.

　　"If there is a violation of regulations, it will have a great impact on the property market in hot cities, especially for first-tier cities such as Beijing, Guangzhou and Shenzhen." Li Yujia, chief researcher of Guangdong Housing Policy Research Center, told CBN.

　　"Operating loans are all leveraged to buy houses, and some of them are replaced by operating loans under the encouragement of financial intermediaries. This is also illegal. If you really check it out, every pen can’t escape. " Li Yujia said that the final result is that many people will sell their houses.

　　Lu Wenxi, chief analyst of Shanghai Zhongyuan Real Estate, told reporters that from the perspective of real estate types, strict investigation of real estate speculation by operating loans will have an impact on high-end projects, especially luxury residential projects. "Generally, people who buy luxury products are business owners. They often set out the money for business loans through various channels. After this method is strictly investigated, the moisture of luxury projects may be squeezed out."

　　Guo Yi, chief analyst of Heshuo Agency, told the reporter that the speculative demand will indeed cool down because of this round of strict investigation for the people who are more popular in real estate speculation and use more business loans. However, in those cities with relatively stable markets, similar phenomena are less, for example, most cities in the north will be less affected.

　　Li Yujia also said that all parties involved in illegal business loans, including commercial banks, will be severely punished. Recently, local banking regulatory bureaus have announced a number of cases of illegal business loans, and the penalties for banks are relatively strong.

　　Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that the core reason for operating loans flowing into the property market is the spread of mortgage loans, and it is also related to banks being both athletes and referees in the process of lending. He believes that from the bank’s point of view, the risk of operating loans is relatively higher than that of mortgage loans, but the interest rate of operating loans is lower than that of mortgage loans under the policy requirements, so banks are out of shape at the implementation level.

　　"The recent crackdown on some behaviors of using new premises and new enterprises to register for business loans in the short term is very powerful. The strength of this policy will definitely curb the overheating of the market, let the operating loan return to its essence, help the business operation, and restrain the irrational and unhealthy development of the entire property market to a certain extent. " Zhang Dawei said.

Leslie Cheung and His Times (2)

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2013-03-22 10:30 Author:Jia Dongting Qiu LianSource:Life Week

Du Huidong, who is in charge of film promotion in Jiahe.

"This period is not smooth, and his debut in Taiwan is also related." One of the research interests of Zhu Yaowei, a professor at Hong Kong Baptist University, is popular lyrics. He told this magazine that Li Tai, they are called "Ernai Tai". "The first room is wireless, and the second room is beautiful." So Leslie Cheung turned a little red and went to wireless. At this time, Li Xiaotian also made the music part of Li’s TV station vivid by virtue of the "Asian Singing Competition", so the radio station dug him up and copied a "rookie singing competition" wirelessly. He said: "Now 95% of the popular singers in the music world are taking part in this competition." Li Xiaotian led the team to set up the Huaxing Music Department in Wireless, and naturally continued to be the record producer of Leslie Cheung, and launched The Wind Keep Blowing. At that time, Japanese songs were the most popular. In many cases, Japanese songs were adapted and brought to singers to sing. Chen Shufen, who was in Huaxing at that time, said that Leslie Cheung and she both liked Yamaguchi Momoe, and "The Wind Keep Blowing" was adapted from one of her songs "Last Song for You" as the title song of his first record when he joined Huaxing. Li Xiaotian said that he taught him to sing in a low voice, and the nasal sound sounded sexier, a bit like Elvis Presley. "Karaoke was popular at that time.Many of Tam’s songs in the same company are very high, so it is difficult for fans to sing along with them. On the contrary, Leslie Cheung’s songs are catchy. "

The record achieved good results, and I thought it could become one of the top ten jade solid gold in the following year. The organizer strongly invited Leslie Cheung as a guest that night. Leslie Cheung went away full of hope, but returned disappointed. Chen Shufen recalled that at the end of the award ceremony that night, a large group of people went to hold Tam’s performance because they booked a seat in Haicheng early in the morning. When the lights were dim, Leslie Cheung sat next to her and cried. The famous song "Monica" is also a Japanese song, which originated from Li Xiaotian and Chen Shufen watching the Tokyo Music Festival in Japan one year. They noticed that there was a singer Koji Kikkawa on the stage, and the typhoon was surging. Seeing him singing "Thank you, Thank you, Thank you, Monica" at the top of his lungs made him have a flash of inspiration, and he thought this song was suitable for Leslie Cheung’s cover, which "would have a rebellious and unruly taste".

Li Xiaotian said, "But Leslie Cheung did get out.". He is definitely not a "casual play" mentality in the eyes of outsiders. When he recorded a record with Leslie Cheung, "as soon as he found out that there was something wrong with a place, he would broadcast it, and he would sing the whole song again. In fact, he could just repeat that sentence, but he insisted on singing the whole song again to keep it smooth. Because the place where the complement is repeated will be heard from the breathing. "

At that time, many actors were born in wireless training classes, and Huaxing Records Department also had its own reserve plan. Pan Guoling, a cultural critic, told this magazine that in order to stand out from it, the circle described it as "Muren Lane", just like in Shaolin Temple, if you want to go down the mountain, you must pass the test first. At first, Leslie Cheung signed the same agent with Tam and Danny Chan, and the other two became popular, but he was not. Especially with Danny Chan, when he just debuted, many people would compare them: Danny Chan is a noble son, and the feeling of first love grew up in a greenhouse; Leslie Cheung is rebellious, emotionally mature and has many experiences in society. Zhu Yaowei told this magazine for example that during that time, he and Danny Chan were both supporting actors. For example, in The Unemployed Student, Leslie Cheung was a bad student, which set off Danny Chan’s good. The director and screenwriter consciously create a strong contrast: Danny Chan is a white coat and black pants; Leslie Cheung works as a waiter in the bathroom because of her poor family environment. Although she is also wearing a white coat and black trousers, the two social classes feel completely different when wearing them. After arriving at "Monica", Leslie Cheung was in high spirits. Zhu Yaowei believes that these spirits of hard struggle are consistent with the spirit of Hong Kong, and Hong Kong people will have special feelings for such people who have experienced setbacks. Just like Leslie Cheung sang in the theme song "Silently Going Upstream" of "Drummer": "Happiness refuses to wave lightly, I will struggle hard."

idol

At the beginning of his popularity, Leslie Cheung has always been a rebellious and unruly image, which is more distinct in the comparison between his early stage and Danny Chan, and his later stage and Alan Tam. Lin Yihua believes that he is a youth idol for the "baby boomers" who grew up at the beginning of Hong Kong’s economic boom. But it is precisely because Leslie Cheung represents a "youth from scratch" for Hong Kong that he has to wait for the economic ability and rebellious ability of this generation of young people.

Lin Yihua told this reporter that the whole so-called "youth" market didn’t really have a fever in Hong Kong until the early or middle 1970s, and it was only around 1972 that jeans became the recognized identity mark of the younger generation. "In the 1970s, people thought that the kind that came out of wireless TV was a big star, such as Adam Cheng and Wang Mingquan. Tam and Wang Mingquan won the most awards at the first and second golden record awards ceremony. The youth of the previous generation represented by Samuel Hui was grassroots, mostly about life and survival. In the 1980s, the charm of the radio station at that time was in the eyes of our generation of young people ‘ New wave ’ In the creation of the period, wow, he is Tan Jiaming, she is Xu Anhua, and he is Tsui Hark & Hellep; … They used 16 centimeters to shoot TV movies, but the youth idol has not yet appeared. This period is also 10 years since Leslie Cheung changed from an ugly duckling to a swan, although there was an ulterior motive to go to a less bright TV station. When this generation grew up, Leslie Cheung began to become a swan, and with "Monica", it was a bit like ‘ Elvis Presley ’ The feeling of becoming the first independent youth totem. "

Jia Zhangke’s secret, Hollywood routine … This book list is so informative!


Special feature of 1905 film network While waiting for the cinema to resume work, it is better to read a movie book.

　

Xiao Dianjun specially recommended some Chinese film books published in recent two years. They are neither profound film theory nor serious film history or director research. These books are interesting, informative, relaxed and easy to read.

　

There are creative stories and mental journeys written by directors and actors, and there are also vicious jokes from filmmakers attacking their peers. This movie book list will open up or even subvert your previous understanding of movies.

　

Jia Xiang II


If Jia Zhangke didn’t make movies, he would also be an excellent writer.

　

Jia Xiang II is a sequel to Jia Xiang I, which arranges his essays, interviews and speeches from 2008 to 2016, which is very readable.

　

His style of writing is gentle, his brushwork is delicate and his sense of language is good. "When the rain falls on the apple tree, the tree will grow and the fruit will mature. Tears fall on white paper, the script will be completed and the film will be born. It turns out that works are like plants and need water. " Jia Zhangke is an idealistic literary and art worker, both in movies and in writing.

　

　

In the article "Sorrow on the Upper Body", he lamented the emotional side of the past of youth, "I don’t believe, you can guess our ending" and his rational judgment on the sixth generation of directors … From these words, we can see that he has been thinking about the relationship between movies and the times and people.

　

In recent years, Jia Zhangke organized Pingyao International Film Festival and directed and starred in movies one after another. He also kept writing, and I believe that Jia Xiang III will be ushered in soon.

　

What I was thinking when I was making a movie


This is an autobiographical collection of essays by Japanese director Hirokazu Koreeda, which covers the behind-the-scenes creation of each work and his understanding of TV and film art, from his documentary shooting on TV to his film in 2016.

　

Why did Hirokazu Koreeda win the Palme d ‘Or in Cannes? This book is like a set diary, which can give you a glimpse of his path to success.

　

　

There is an interesting story in the book. Hirokazu Koreeda recalled an old story with his idol director Hou Xiaoxian.

　

When he made his first film, he shot it in strict accordance with the 300 shots he drew, and the film was well received after the premiere. When he met Hou Xiaoxian at the Tokyo Film Festival, he thought he would be praised, but he was criticized.

　

　

"Great technique. The question is, have you drawn all the shots before filming?" "Where is the camera? Shouldn’t we wait until we see the performance of the actors on the spot? You have made a documentary, you should understand? " Hou Xiaoxian’s words gave Hirokazu Koreeda a great impact, and he described them as "unforgettable".

　

After that, Hirokazu Koreeda never drew a split-mirror picture again, and the film style was completely different.

　

Feng Yuanzheng’s acting class.


When it comes to performance, we can’t do without the Steiner system and methodology, but do you know that there is another school called "Grotowski Performance"? Feng Yuanzheng is the earliest successor of this system in China.

　

The first part of this book is like Feng Yuanzheng giving a lecture, but it is not boring, but conveying what he has learned all his life to readers in an easy-to-understand way.

　

　

He introduced many fresh and interesting teaching practices, such as warm-up games, pronouncing words, and solving performance problems through physical stimulation … which is very enlightening for actors and interesting for those who don’t understand performance.

　

The last part of the book is Feng Yuanzheng’s analysis of the roles he played. An Jiahe, the "domestic violence man" in Don’t Talk to Strangers, has become a classic on the screen. "Understand him and find out the place to care for humanity and human feelings from him." This is what Feng Yuanzheng did to the characters at the beginning.

　

　

In the movie, Feng Yuanzheng deliberately showed his red nails. "Since I designed it, I will definitely make it appear in the camera and show it in front of the audience." This is the performance concept he followed.

　

"I know you’re doing this again! 》


"Too old-fashioned!" Do you often sigh like this when watching movies?

　

After reading more movies, you can gradually find out some routines in the movie. This book collects more than 1,000 bad customs that often appear in Hollywood genre films in the form of dictionary entries, including the summary of roger ebert, an editor and a famous American film critic, and the sharp humor of fans from all over the world.

　

Excerpts from the book

　

Classic series such as "007" have been ridiculed many times, and even Hollywood movies and even many domestic film and television works can’t escape these plot routines pointed out in the book.

　　

The director recently revealed that Apple forbids the villains in the movie to use the iPhone, but if you read the book "Behind the scenes is the agent!" One, you can guess early that the murderer in "A Sword Drawn from its Sheath" is an "American team" with little drama in the first half.

　


Such as a film criticRaymond ZhouRecommended by: "For ordinary fans, this book seems to be a set of funny books that mercilessly ridicule movie stereotypes, and it is a parody comedy; But for film directors, it can be used as a warning manual to see if they have slipped into the ditch without knowing it. "　

　

Lunch with orson welles


This is an interview with director orson welles, which recorded several private conversations with his close friend Henry Jaglom from 1983 to 1985.

　

As one of the greatest filmmakers in history, he directed and starred in films that made him gain infinite scenery.

　

　

But in his later years, he lived a miserable life. Due to the lack of an ideal producer and sufficient funds, the ambitious films such as Don Quixote, King Lear and Dreamer were all hindered until his death.

　

The dialogue in the book is also accompanied by Wells talking about the preparation of these films. Of course, the biggest attraction is his various revelations to the Hollywood film industry, his sharp words, and his criticism of a bunch of recognized classic films and famous filmmakers.

　

He didn’t like Hitchcock’s films made in America, calling them "bad movies" and "worse".

　

Charlie Chaplin is also outspoken, saying that he loves to steal the limelight. There are six writers under him, who plagiarized the authorship of his screenwriter in the film and greatly cut buster keaton’s scenes in the film.

　

　

It can also be seen from the dialogue that orson welles is a complicated and contradictory person, who is arrogant and worried from time to time. Just like his unfinished movie, when is the real him will always be a mystery.

　

Fight for victory


Ghost in the shell.directorOshii MamoruLike Lunch with orson welles, it is also a private dialogue, but there is a core theme in the discussion process, that is, a set of "directors always win" that he upholds.

　

Mamoru Oshii rambled about dozens of famous film directors, and revealed the behind-the-scenes secrets of Japanese animation industry, so as to expound his methodology of victory. He said that one of the conditions for the director to win is that he can continue to make movies and reserve the right to make the next movie.

　

Although Miyazaki Hayao’s box office and reputation are both bumper, Mamoru Oshii thinks that he is not a winner, but an "infinitely unfortunate person". Miyazaki Hayao and toshio suzuki continued to cooperate, and they didn’t leave a retreat for themselves. They couldn’t surpass it in the future. If the box office of the new film is slightly worse than the previous one, it will be recognized as a failure by the outside world.

　

Similarly, the success of Harmony has made Cameron’s winning conditions higher and higher.

　

　

Mamoru Oshii also criticized the director as a businessman with no foresight. When he saw his first sentence, he asked, "Can you direct the animated version of The Matrix?" And he recognized guillermo del toro very much, praising him for never failing, not only keeping his original heart and going to Spain to shoot, but also avoiding directing some bad film projects in Hollywood.

　

Mamoru Oshii’s judgment was right, too. The director of "The Matrix" went downhill from then on, and Toro made it later, winning the Venice Golden Lion Award and the Oscar for Best Picture in one fell swoop.

　

Whether right or not, these personal arguments also provide a new perspective for everyone to see what is the director’s victory.

　

The bistro in Kitano Takeshi.



As the title suggests, reading this book is likeKitano TakeshiWhile drinking a little wine, I ramble with you. The truth revealed is tender and lovely, cunning and even self-explanatory.

　

Laughing and cursing is his unique philosophy of life, which brings together dialectical views on modern social problems.

　

　

Speaking of movies, Kitano Takeshi shared his meeting with Akira Kurosawa before his death, which was very touching. Kurosawa once wrote to him, in which he wrote: "The future of Japanese movies depends on you." Kitano Takeshi said that he would never forget this sentence in his life.

　

Dream after Dream


Compared with the uneven collection of film reviews on the market now, the film critic Huang Ailing’s Dream after Dream is more worth reading. Her words are all emotional expressions after mastery, and her writing is very simple, elegant, delicate and full of poetry.

　

Each article is only two or three pages and thousands of words. Often speaking of a movie will be associated with other movies that seem to be irrelevant, and every sentence points to the key points of the film.

　

The book mainly includes her comments on French films and Chinese films, and when she writes about what she likes, the content space is obviously increased. The comments on China’s early films are rich in historical materials.

　

　

"A good movie is to express feelings that words can’t express through images; A good comment is to restore the atmosphere contained in the image by words. " Jia Zhangke said that this is the case with Huang Ailing’s film reviews.

　

The first sentence at the beginning: "I am a natural wandering soul, and I can dream all day and night." For every movie fan, isn’t watching a movie a dream?


Is it still necessary for China-Europe trains to run 77,000 local subsidies in ten years？

　　On the occasion of the 10th anniversary of the "Belt and Road Initiative", China-Europe trains are moving towards a mature channel, but they are also facing new challenges.

　　In the past ten years, China-Europe trains have operated a total of 77,000 trains, transported 7.31 million TEUs, and the value of goods exceeded 340 billion US dollars, reaching 217 cities in 25 European countries, becoming an important bridge for international economic and trade cooperation.

　　Recently, the China-Europe International Cooperation Forum (hereinafter referred to as the "Forum") was held in Lianyungang, Jiangsu Province. Cong Liang, deputy director of the National Development and Reform Commission, delivered a speech at the forum and gave the above data.

　　However, at the same time of rapid growth, changes in foreign trade structure and the impact of falling shipping prices have brought new challenges to China-Europe trains, and topics such as local subsidies have once again attracted attention.

　　The bank has a large scale and a wide range.

　　Wang Guowen, director of the Institute of Logistics and Supply Chain Management of China (Shenzhen) Research Institute for Comprehensive Development, told CBN that the above data showed that the China-Europe train operation was large in scale and wide in scope, which played an important role in maintaining the stability of the industrial chain and supply chain and communicating the trade between Europe and Asia, especially during the epidemic.

　　According to the data of the China-Europe train portal launched on the opening day of the forum, since 2023, there have been 3,327 freight trains in Alashankou, 2,317 in Horgos, 3,276 in Manzhouli, 2,152 in Erlian, 562 in Suifenhe and 4 in Jiangbei, and the overall number is on the rise.

　　Not only that, but the role of several major assembly centers in China-Europe trains has also become increasingly apparent. From January to June this year, China-Europe trains (Chengdu-Chongqing) started 2732 trains, up 29.6% year-on-year; Goods transported exceeded 220,000 TEUs, up 24% year-on-year, ranking first in China. In the first half of the year, China-Europe Chang ‘an operated 2619 trains, an increase of 46.2% over the same period of last year. The total cargo transported was 2.493 million tons, an increase of 64.1% over the same period of last year.

　　Moreover, the operating efficiency of the train is gradually improving. As of September 15th, the China-Europe train has opened five routes, with a total of 80 trains, including Xi ‘an to Duisburg every Wednesday and Saturday, Chengdu to Lodz every Saturday, Duisburg to Xi ‘an every Tuesday and Lodz to Chengdu every Thursday.

　　Compared with ordinary trains, the running time of European trains in the whole timetable is reduced by more than 30% on average, which provides more stable and high-quality train products, which injects new kinetic energy into ensuring the safety of international supply chain, smoothing the domestic and international double circulation and promoting the trade between Asia and Europe, and also marks that the high-quality development of Chinese-European trains has entered a new stage.

　　This forum has gone further on the basis of 10 years. According to Xinhua News Agency, the forum has achieved 48 cooperation achievements, including launching the China-Europe train portal, publishing the whole schedule of China-Europe trains, implementing the electronic bill of lading for China-Europe train multimodal transport, implementing the capacity expansion and reconstruction project of key railway ports and rear passages of China-Europe trains, and increasing the traction capacity of China-Europe trains.

　　Not only that, Wang Guowen said that the traffic volume of the southern line is increasing significantly on the main channel of China-Europe trains. If the China-Kyrgyzstan-Urumqi Railway is completed and opened to traffic, the pattern of the "Belt and Road" and China-Europe trains will also change. We have countermeasures on the North-Central-South Line to form a more balanced channel development.

　　Facing new challenges

　　While the trains in Central Europe are still growing rapidly, their structure is also changing, and the trains going to Russia are growing rapidly.

　　Tang Tingting, assistant general manager of Sichuan New Silk Road Multimodal Transport Co., Ltd., told CBN that in the past, the business of the company’s European and Russian lines was about 80:20, but now it is 30:70, and the Russian line business is the main one. As a whole, China-Europe trains are mainly large-scale direct passengers and customized trains on some train platforms.

　　Wang Guowen said that the structural changes that China-Europe trains are facing are on the one hand due to the decline in global trade, which is mainly due to the decline in consumer demand in Europe and the United States, but the impact on China-Europe trains is not as obvious as that on shipping, because the proportion of China-Europe trains in global trade is not high, and it is not affected by the shrinking global trade demand, and it has little impact on the middle and high-end value goods transported by China-Europe trains.

　　He said that the structural changes in China-Europe trains are mainly due to the changes in the Sino-Russian trade structure after the conflict between Russia and Ukraine. Originally, oil and gas and other commodities were mainly transported through pipelines, but now grain, fertilizers and various commodities are growing rapidly, which are suitable for railway transportation.

　　According to statistics released by the General Administration of Customs of China on September 7th, the trade volume between China and Russia increased by 32% from January to August 2023, reaching US$ 155.101 billion. It is estimated that the trade volume between the two countries is expected to reach 200 billion US dollars in 2023, which is one year ahead of the target set by China and Russia to reach 200 billion US dollars in 2024.

　　However, Wang Guowen believes that from the growth of the southern line, there is still a high demand for trains in Europe, and the future pattern depends on the construction progress of the southern line.

　　Not only that, after experiencing high growth under the epidemic, China-Europe trains are also facing new challenges.

　　Tang Tingting said that now all platform companies are lowering the booking price, and the profits of freight forwarding companies have returned to the pre-epidemic level, or even increased. Generally speaking, the general feeling in the industry at present is that the enterprises engaged in China-Europe train transportation have felt greater pressure.

　　In addition to the uncertainty brought by regional conflicts to the smooth operation of the trains, Tang Tingting said that the phenomenon of consumption degradation in Europe and the United States is obvious, and the pressure on foreign trade exports at the front end has increased, which in turn has increased their pressure. The structure of railway transport goods has changed, the shipments of traditional manufacturing industries have decreased, and the shipments of automobiles and parts have increased. But for small and medium-sized logistics and freight forwarding companies, it is more difficult to get orders.

　　At the same time, the impact of shipping prices on China-Europe trains is becoming more and more obvious. Tang Tingting said that the price of shipping has dropped again and again, and many small and medium-sized shipping companies have opened direct ships to Russia, and the price is also very advantageous. For example, the direct shipping to St. Petersburg is below $4,000, which has a great impact on railway transportation.

　　In this situation, the problem of local government subsidies has surfaced again. In the early stage of channel development, local governments provide certain financial subsidies, which plays a positive role in cultivating the market. Since then, the Ministry of Finance has asked local subsidies to gradually decline. However, now that the shipping price has dropped and the price gap has appeared again, local subsidies have once again attracted attention when competing for goods.

　　In April last year, the Chongqing Municipal Finance Bureau said in response to the NPC deputies’ suggestions that at present, Shapingba District’s subsidy funds for China-Europe trains (Chongqing New Europe) are about 800 million yuan per year, mainly from the municipal cash logistics park’s tax and land leasing subsidies. In 2019, 2020 and 2021, the city’s subsidy funds for logistics parks are about 5 billion yuan, which can fully cover the district-level demand for subsidies for China-Europe trains. At the same time, Chongqing’s subsidy to Central European trains (Chongqing New Europe) is calculated according to the cost and freight rate of train operation. With the deepening of market-oriented operation, the freight rate will increase accordingly, and the total subsidy expenditure will gradually decrease, and the share undertaken by Shapingba District will also decrease accordingly. It is estimated that the share undertaken by the district level will drop to about 500 million yuan in 2021, and it will also show a downward trend in the following years.

　　In May this year, the Jiangsu Provincial Department of Finance responded to the proposal of the CPPCC, showing that according to the financial subsidy standard of the Ministry of Finance, it should be controlled reasonably, and the financial subsidy intensity of each line should decline year by year. In combination with the fact that the number of China-Europe trains in our province has increased rapidly every year, the provincial finance has arranged for the subsidy fund of China-Europe trains to remain unchanged at 160 million yuan every year in the past three years, helping the provincial trains to cultivate large-scale international freight trains with strong competitiveness.

　　Wang Guowen said that when the channel is mature, especially when it is in balance, it should return to marketization as soon as possible.

　　Tang Tingting said that in the fierce competition, some employees will be eliminated, and the remaining enterprises may go through a period of merger and reorganization, and they will join hands with each other to provide more stable services and develop better programs and routes, which should be beneficial to the long-term development of China-Europe trains.

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