Su Xingbo, a policeman, talks about anti-fraud tricks.
"You are suspected of breaking the law, so we need to evaluate your assets", "Provide your mobile phone number, bank card number and password, and we will refund you" … … Under all kinds of routines, the ultimate goal of a liar is to cheat you out of your money. Yesterday afternoon, Beijing anti-fraud police visited the live broadcast room of Beijing Youth Daily’s Detective, telling about those fraud routines and anti-fraud tricks.
Pretending to be a public security court is a common trick.
The Beijing Anti-Fraud Center found that the most common fraud is impersonating the public security law fraud. "This is the most harmful means of telecommunication network fraud, which will often cause great losses or even ruin to the deceived victim." Su Xingbo, an anti-fraud policeman of the Criminal Investigation Corps of Beijing Public Security Bureau, introduced.
On December 20, 2015, the financial supervisor of a unit in a city in Guizhou Province received a phone call claiming to be "the legal department staff of the Agricultural Bank of China Head Office" and "the police officer of Shanghai Songjiang Public Security Bureau", saying that there was something wrong with the credit card he handled in Shanghai, and it was necessary to check his account number. Under the guidance of "Police Officer He", people who call themselves "Police Officer Guo", "Procurator-General Sun" and "Procurator-General Yang" contacted Yang frequently respectively, and asked Yang to log on to the fake "the Supreme People’s Procuratorate" webpage through the computer to watch his wanted order, and asked the financial supervisor to cooperate with the investigation of the public security organs, follow their instructions, download the relevant fund verification software, and insert the U shield of his unit into the computer host to run the so-called "inventory program".
"This incident is by far the highest single fraud case in China. Later, we also solved the case and arrested the suspect in Uganda. " Su Xingbo said that this kind of telecom fraud seems to be interlocking and people have to believe it, but it is actually a fixed routine designed.
Su Xingbo said that the routine of this kind of fraud is to contact the victim in the name of the unit, to defraud the initial trust of the victim with some small things that affect the interests of the victim, and to "enthusiastically help" the victim to contact the "public security organ" to solve the problem. Others directly contacted the victim in the name of the public security organ.
When the victim contacts the "public security organ" transferred by the other party, the "public security organ" will further inform the victim that the trivial matters before are no longer a problem. Now the victim is involved in serious criminal acts and has been listed as a criminal suspect of the public security organ and the procuratorate.
At this time, the "procuratorate" will continue to contact the victim and inform him that he is wanted by the procuratorate now, and he must cooperate with his work to clear his suspicion and prove his innocence, so as to transform the identity of the victim as a criminal suspect into a victim.
Criminals will ask the victim to transfer the money to the so-called "safe account" or install "verification software" (actually a virus) on the computer to check the assets, and directly steal the funds in the victim’s bank card from the background.
Don’t believe the official telephone with the prefix "+"and "00"
"Generally speaking, the number can be set arbitrarily when the VoIP calls out, and the criminal suspect will set the outgoing number to the number of some official units, such as 110, 95588, 10086, etc. When some victims saw these numbers, they mistakenly thought that it was a call from the police, banks and other departments, thus trusting each other. " Su Xingbo said, "According to the relevant settings of China’s communication management, when overseas VoIP calls users in mainland China, the number displayed by users must be preceded by some prefix characters, such as ‘ +’ ‘ 00’ Wait. When the victim in mainland China receives these calls, the caller ID of the other party is +110, 00110, +95588, etc., and the other party must be a liar. "
"It is worth noting that many people think that 110 will not take the initiative to dial the victim. This statement is wrong!" Su Xingbo said that the real 110 phone can be used for outgoing calls. Taking the Beijing Public Security Bureau as an example, the outgoing call is displayed as: 010110.
In addition, in order to escape the supervision of some departments, some criminals did not obviously use well-known numbers such as "110" when changing their numbers, but pretended to use the "fixed telephone numbers" of some official units, such as the switchboard number. These fixed telephone numbers with prefixes such as "+"or "00" are not familiar to the general public, so criminals used the "114" telephone information desk to ask the victim to dial "114" to verify the phone. "If the victim receives this call, the other party asks you to call ‘ 114’ When verifying the number, it actually proves to some extent that the other party is a liar. " Su Xingbo said.
"Guess who I am" has an upgraded version.
In the past two years, the "guess who I am" fraud has been upgraded. Criminals adjusted this deception in order to increase the victim’s gullibility. "They are no longer blindly spreading the net, but they have obtained some basic information such as the name and telephone number of the victim through some illegal channels beforehand, and called the name of the victim when making a call, so as to increase the credibility of the scam. At the same time, dialogue has been upgraded and revised. By ‘ Guess who I am ’ Become ‘ I am your leader (teacher) ’ 。” Su Xingbo said.
It is understood that a victim has repeatedly transferred money and remitted money at the request of criminals, and remitted more than two million yuan. It was not until he accidentally met the real leader in the unit corridor that he found himself cheated. The success of this kind of deception is to grasp the psychology of the victim. When these deceived victims hear that the other party can call their own names, and their tone is tough, they often mistakenly think that it is really a phone call from the leader of their own unit, and they are afraid to ask more questions and verify the situation, which eventually leads to the consequences of being deceived.
Su Xingbo reminded, "The other party has obtained some basic information about you in advance, but this information is very limited. When talking, you can just make up a person’s name to ask if the other party is right. If the other party admits that he is this person, then he is undoubtedly a liar. In addition, if the other party claims to be the leader of the unit, it is not convenient for you to ask directly. You can learn about the leadership from your colleagues and carefully verify the authenticity. "
This group/reporter Ye Wan
Photo/reporter Chai Cheng
Coordinator/Zhang Bin
remind
Call 110 for the first time and stop the loss in time.
"In fact, no matter what routines, scammers are going to cheat you with five basic information: name, ID number, bank card number, bound mobile phone number and password. Once someone wants to get this information, you should pay special attention. " Su Xingbo also said that everyone’s credit card account number and photos should also be taken care of. "We all know that the front of the credit card is written with the expiration date, and the seven numbers on the back of the card, the first four are the last four of the bank card, and the last three are the security code. These three-digit security codes, together with the credit card number, can be used as passwords. "
If you are still cheated carelessly, how can you call the police to stop the loss as quickly as possible? "If it is most appropriate to call 110 in Beijing, we can directly connect with the platform, and the victim provides the account number. We can directly contact the bank to stop the payment urgently and keep the money first." Su Xingbo said that although the police station can also report the case by telephone, it is recommended to give priority to calling 110 when it comes to telecom fraud. "After receiving the report, the police station needs to report it. There may be one more process, and the money of the victim will be transferred."
Su Xingbo suggested that when the victim calls the police, he should simply explain the matter and save time. "Say the nature of fraud, where is the money, where is the liar’s account, and where is the territory, so that it is convenient for the police station to go out and fix the evidence, and at the same time keep the relevant evidence."
Su Xingbo also said that everyone should pay attention to the fact that the special number 96110 for anti-telecommunication network fraud, which was launched on November 8 this year, is aimed at returning visits and discouraging, and does not have the function of filing a case. Therefore, if you really encounter telecom fraud, or find that people around you encounter telecom fraud, you should call 110 as soon as possible.
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